Standard Chartered Simply Cash Credit Card
Up to 15% cashback on petrol, groceries and dining, plus RM1 Deals at ZUS Coffee and more.
Eligibility
Minimum Monthly Income
RM 8,000 (RM 96,000 annually)
Min. Age
Cardholder: 21 years old
Supplementary Cardholder: 18 years old
Resident Status
Any Business
Documents required to apply
You will need to provide several documents such as (varies between different banks):
- A copy of your IC (both sides)
- Latest EPF statement (minimum 6 months – 2 years contribution)
Fees & Charges
Interest Rate
15% - 18%
Annual Fee
RM 0
Free*
Annual Fee Waiver
Yes
Free for first year
Late Payment Fee
RM 50 or 5% of the outstanding amount, whichever is higher
Interest Rate
15%
Features
Up to 15% cashback monthly on selected petrol, and groceries plus dining (these two fall under one category)
Petrol spend earns up to 15% cashback every month, with the rate determined by monthly spending tier.
Standard Chartered FlexiPay Plus stretches repayment up to 60 months at low interest rates, with applications made easily via the SC Mobile Banking App.
Standard Chartered Balance Transfer PLUS consolidates credit card debt instead of letting it accumulate through minimum monthly repayments. Interest rates are as low as 5.99% per annum, with repayment periods of up to 36 months.
Simply Cash Credit Card supports Apple Pay, Samsung Pay and Google Pay for digital transactions. Flexible credit lines such as Standard Chartered's Easy-Payment-Scheme, Cash-On-Call Plus and Automatic Balance Conversion are available for better cash flow. Cardholders also get up to USD200 in e-commerce purchase protection globally, exclusively by Mastercard, with terms and conditions applied. Additional offers and privileges are available via Standard Chartered's Live The Good Life® program.
Benefits
Enjoy up to 15% monthly cashback on petrol and selected groceries, plus dining spend
Maximise your monthly excursions with rebates of up to 15%!
Get extra cash at low interest rates
Enjoy extra cash from RM1,000 up to 100% of your available credit limit at low interest rates with Cash-On-Call Plus.
Flexible credit lines
Improve cash flow with Standard Chartered's Easy-Payment-Scheme, Automatic Balance Conversion, Flexi-On-Balance-Plus, Credit Card Limit Increase and many more.