Standard Chartered Bank (SCB) Personal Loan

Standard Chartered Bank is Malaysia's first and oldest back with over 140 years of history when its first branch opened for business at Beach Street in Penang. Read more Show less

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Compare Personal Loans by Standard Chartered Bank Malaysia

About the loan



interest rates
from 7.50% p.a.
minimum loan amount
RM 5,000
maximum loan amount
RM 200,000
minimum loan duration
12 months
maximum loan duration for
new-to-bank customers
60 months
maximum loan duration for
existing SCB customers
84 months
  • an unsecured personal loan that works together with a credit card
  • every monthly loan repayment on the principal amount will be converted into your credit card limit


  • low monthly instalments
  • competitive and affordable interest rates from as low as 0.625% per month (flat rate)
  • no collateral or guarantor required
  • no hidden fees and charges
  • consolidate up to 4 loans and enjoy a lower monthly repayment plan
  • stand chances to get 100% loan disbursement
  • flexible repayment tenures from 12 to 84 months
  • get a Standard Chartered Visa Platinum credit card with a lifetime FREE annual fee
  • a personal loan that works together with your card limit
  • get to spend more on your credit card every time you pay your monthly instalment
  • quick, easy and hassle-free application process


  • minimum monthly income - RM3,000
  • minimum age - 21 years old
  • maximum age - 60 years old
  • credit history - no bad payment history / no bad CTOS or CCRIS record

Fees & Charges

  • late payment fee - 1% per annum on the unpaid outstanding balance, calculated on a daily rest
  • stamp duty - 0.5% of the approved loan amount
  • processing fee - waived
  • annual service tax - RM25 per credit card

Documents Required

    CategoryDocuments to prepare
    Salaried Malaysians
    (public and private sector)


    • photocopy of MyKad (both sides)
    • your latest EPF statement 
    • latest 3 months' salary slips
    Self-employed Malaysians


    • subjected to 100% site visit verification
    • a photocopy of your MyKad (both sides)
    • Suruhanjaya Syarikat Malaysia company business registration validity of 60 days
    • selected side income documents (including commission income)

    any of the following where necessary:

    • latest Borang B/BE acknowledged by Lembaga Hasil Dalam Negeri (LHDN)
    • 6 months' company bank statement
    • Standard Chartered Bank was first established in 1875 but was locally incorporated as Standard Chartered Bank Malaysia Berhad in 1984. 
    • It employs over 6,000 employees for its Malaysian operations, a global shared service centre Scope International, a subsidiary Price Solutions, an offshore facility in Labuan and head office at Menara Standard Chartered in the heart of Kuala Lumpur.
    • The bank has lunched several industry-defining retail banking products including MortgageOne Optimizer, Business Saver Current Account, and the Standard Chartered Visa Infinite credit card. 
    • Enjoy more benefits by applying for your Standard Chartered Personal Loans today on CompareHero