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Compare Personal Loans by UOB Malaysia

UOB is a multinational bank with 40+ Branches. They offer 9 different Credit Cards, 1 Personal Loan and 3 Mortgages.

Loan Period

Features

ongoing promotion	-
interest rates	9.99% p.a. - 11.99% p.a. flat (based on eligibility)
effective interest rate	17.96% p.a. - 21.57% p.a. (based on flat interest rate & tenure)
minimum loan amount	RM 5,000
maximum loan amount	RM 100,000 (salaried applicants)
maximum loan amount	RM 50,000 (self-employed applicants)
minimum loan tenure	12 months (1 year)
maximum loan tenure	60 months (5 years)

Benefits

Eligibility

Fees & Charges

late payment charges - 1% on the amount in arrears
early settlement fee - 3% on total balance outstanding (principal + interest) or minimum RM300, whichever is higher

Example monthly instalment amount for UOB Personal Loan

	Monthly (RM) Instalment at 9.99% p.a. Interest Rate
Sum Borrowed / Tenure	RM 5,000	RM 25,000	RM 50,000	RM 75,000	RM 100,000
12 months	460	2,300	4,590	6,880	9,170
24 months	250	1,250	2,500	3,750	5,000
36 months	181	903	1,810	2,710	3,620
48 months	146	730	1,460	2,190	2,920
60 months	125	630	1,250	1,880	2,500

	Monthly (RM) Instalment at 10.99% p.a. Interest Rate
Sum Borrowed / Tenure	RM 5,000	RM 25,000	RM 50,000	RM 75,000	RM 100,000
12 months	470	2,320	4,630	6,940	9,250
24 months	260	1,280	2,550	3,820	5,090
36 months	185	930	1,850	2,780	3,700
48 months	150	750	1,500	2,250	3,000
60 months	130	650	1,300	1,940	2,590

	Monthly (RM) Instalment at 11.99% p.a. Interest Rate
Sum Borrowed / Tenure	RM 5,000	RM 25,000	RM 50,000	RM 75,000	RM 100,000
12 months	470	2,340	4,670	7,000	9,340
24 months	260	1,300	2,590	3,880	5,170
36 months	190	950	1,890	2,840	3,780
48 months	155	780	1,550	2,320	3,090
60 months	134	670	1,340	2,000	2,670

Documents Required

Category	Documents to prepare
Salaried Malaysians with income documents	compulsory photocopy of IC (front & back), or passport latest 3 months' pay slip any of the following where necessary latest Form B/BE with tax payment receipt latest 3 months' bank statements showing salary credit transaction your EPF statements of the last 12 months
Self-employed Malaysians with income documents	compulsory a copy of your IC (front and back), or passport latest Form B/BE with tax payment receipt latest 3 months' bank statement that shows salary credit transaction business registration certificate Form 9, Form 24, Form 49 minimum 2 years in the same business
Applying with other banks' credit or charge cards	compulsory for all principal cardmember must have been holding the card for more than 1 year said card must be issued in Malaysia a copy of your IC (front and back) or passport salaried applicants 1-month payslip latest Form BE latest EPF form bank statement of your salary crediting account self-employed applicants Form B and tax receipt bank statement audited P&L account

References

[last updated: 07 Nov 2019]

UOB offers a variety of products and services, and maintains high global standards for customer service and innovation.
Under personal banking, customers can choose from a selection of loans, deposits, cards, and investments.
Business entities can take advantage of its cash management, custody services, merchant, and other global services.
The bank is well recognized in the industry. In 2014, it received 11 awards from AsiaMoney and the Most Admired ASEAN Enterprise for ASEAN Centricity from ASEAN Business Advisory Council.