Make your dreams a reality with a Public Islamic Bank personal loan. The payment period can be stretched up to 10 years with minimum financing of RM10,000 up to a maximum of RM150,000. You are not obliged to take on Takaful coverage and you also won't need a guarantor. Do take note that this loan is available only for existing House / Term Financing-i or Cash line facility-i. If you make early repayment for this loan, your will get less amount of rebate. In order to be eligible for this loan, you will need to be at least 20 years old with a minimum monthly income of RM1,500.