[PROMOSI] Pinjaman Peribadi AEON Credit

• By CompareHero.my
• April 1, 2018

Promosi Pinjaman Peribadi AEON Credit
Mohon untuk pinjaman peribadi AEON Credit melalui CompareHero.my sebelum 31 Disember 2018 dan sebuah Pineng Powerbank akan dihadiahkan (selepas anda menerima dana dari pinjaman peribadi yang diluluskan).
	[PENERANGAN HADIAH] PINENG PN-969 20000mAh Powerbank x 1 unit Mempunyai 2 output USB yang membolehkan anda caj 2 peranti pada masa yang sama. Sesuai untuk sebarang telefon bimbit, tablet dan peranti pengecas USB. Paparan skrin LED (memaparkan peratusan bateri, status pengecasan dalam / keluar). Mempunyai cip pengiktirafan pintar pintar secara automatik untuk mengesan voltan.

Untuk maklumat dibawah, sila baca “HELAIAN PENDEDAHAN PRODUK Pembiayaan Peribadi AEON i-Cash” <– Klik pautan ini

• Amaun kemudahan
• Tempoh pembiayaan
• Kadar keuntungan
• Pengiraan bayaran ansuran bulanan
• Caj-caj lain

 Kelayakan Memohon

• Warganegara Malaysia, berumur 21 tahun ke atas
• Gaji kasar minima RM1000 setiap bulan (tanpa OT)
• Rekod kewangan yang baik – tiada blacklist atau AKPK, komitmen bulanan rendah, rekod bayaran balik tepat
• Tidak mengendalikan senjata, di tempat kerja atau dalam kehidupan seharian

Dokumen Yang Diperlukan

Pekerja Makan Gaji:

• Kad pengenalan asal (MyKad)
• Penyata KWSP terkini
• Slip gaji 3 bulan terkini / Slip gaji 6 bulan terkini untuk gaji tunai, dan
• Penyata bank 3 bulan terkini / Penyata bank 6 bulan terkini untuk gaji tunai
• Borang BE dan resit pembayaran cukai (pilihan)

Bekerja Sendiri/Berniaga:

• Kad pengenalan asal (MyKad)
• Pendaftaran Suruhanjaya Syarikat Malaysia (SSM)
• Penyata akaun syarikat 6 bulan terkini, atau
• Buku simpanan / penyata bank 6 bulan terkini, atau
• Borang BE / E dan resit pembayaran cukai

Terma dan Syarat Pembiayaan Peribadi AEON i-Cash <– Klik pautan ini

Terma dan Syarat CompareHero.my [PROMOSI] Pinjaman Peribadi AEON Credit <– Klik pautan ini

*Jika anda telah cuba memohon pinjaman sebelum ini dan ditolak, cuba baca beberapa artikel kami di bawah. Ia mungkin menjelaskan mengapa permohonan anda ditolak dan mungkin boleh membantu anda dalam langkah seterusnya.

• Perbezaan CCRIS dan CTOS
• Lakukan Langkah ini Jika Anda Tiada Skor Kredit
• 5 Tip Untuk Perbaiki Rekod Kredit Anda
• Tip Luluskan Permohonan Pinjaman Bank Di Malaysia
• 5 Sebab Anda Harus Mempunyai Kad Kredit
• 6 Tip Mendapat Kelulusan Permohonan Kad Kredit
• Kad Kredit Terbaik Berdasarkan Pendapatan

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AEON Credit Personal Loan [PROMOTION]

• By CompareHero.my

AEON Credit Personal Loan Promotion
Apply for an AEON Credit Personal Loan via CompareHero.my before 31 December 2018 and receive a Pineng Powerbank gift upon disbursement of an approved loan.
	[GIFT DESCRIPTION] PINENG PN-969 20000mAh Powerbank x 1 unit Features a dual USB output that let’s you charge 2 devices at the same time. Compatible for any phone, tablet and USB charging devices. An LED screen display (display battery percentage, in / out charging status).Comes with intelligent voltage recognition chip automatically detects the voltage.

For details below, please read “PRODUCT DISCLOSURE SHEET AEON i-Cash Personal Financing“ <– click the link

• Facility amount
• Financing tenure
• Profit Rate
• Monthly repayment
• Other charges

Eligibility Requirements

• Malaysian citizen, 21 years of age and above.
• Minimum monthly gross income of RM1,000 is required.
• Good financial records – no blacklist or AKPK, low monthly commitment, prompt payments of other credit facilities.
• Does not handle firearms or weapons, at work or in everyday life.

Documents Needed

Salaried Employee:

• Original Identity Card (MyKad)
• Latest EPF statement
• Latest 3 months’ salary slips / 6 months’ salary slips (for non-permanent or commission-based staff), and
• Latest 3 months’ / 6 months’ (for non-permanent or commission-based staff) bank account statements
• Latest Form BE and tax payment receipt (optional)

Self-employed/Own Business:

• Original Identity Card (MyKad)
• Company business registration certificate from SSM (Suruhanjaya Syarikat Malaysia)
• Latest 6 months Company’s principle current account statement, or
• Latest updated bank saving account passbook or bank statement, or
• Latest Form BE/E form & tax payment receipt

Terms & Conditions – CompareHero.my [PROMOTION] AEON Credit Personal Loan <–click the link

*For Bahasa Malaysia version, please click here.
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Hybrid/Electric vs Petrol Cars – Which should you get?

• By CompareHero.my
• March 20, 2018

Ah yes, the age-old question of which type of car to get; Petrol or Hybrid/Electric. With the pursuit of renewable and clean energy, progressive individuals would advise you to get a hybrid without a second thought. But look a little closer and the answer to that question is not as clear-cut.

If you’re thinking too hard, let us simplify things for you. Here’s why.

Hybrid cars – Environmentally-friendly? Maybe not

The biggest argument championing hybrid or electric cars concerns its carbon footprint. As most hybrid cars use electric motors to supplement the vehicle’s power, the assumption is that less petrol is used, reducing its carbon footprint significantly. Although this is true, sourcing of materials that make up for the car’s electric motor and battery may have adverse effects on the environment.

Case in point, the materials used to make a hybrid car’s battery involve rare earth materials such as nickel and copper. These are non-renewable materials. And with the mining of these materials comes a plethora of ethical issues (overmining etc.). To add on, a petrol-powered car’s lithium-ion battery only produces 2-5% of sulphur oxide emissions of the hybrid’s nickel-hydride battery. Though you’ll definitely be able to reduce your carbon-foot print, A hybrid car isn’t as environmentally-friendly as portrayed.

Related: 12 Brilliant Ideas To Reduce Your Petrol Spend

Image from iPrice.my

On the other side of the spectrum, petrol engines these days are being optimised to put out less harmful emissions. Strict regulations set by the government and environmental watchdogs ensure that today’s carmakers create vehicles that make clean cars.

Cost is a bummer

Every year, we anticipate the tabling of the government’s annual Budget. With the past few years, there has been nothing positive for hybrid/electric car owners and potential owners. The removal of the tax incentives has caused hybrid car prices to increase. Thus, many are unwilling to spend on a hybrid model when they can have the fully petrol model for a smaller cost. They would rather use the added budget on the car’s luxury accessories.

Alternatively, look for locally assembled cars (both brand new and second hand) to maximise value for your money.

Pro tip: Choose a reliable Japanese car like a Toyota or a Honda, or a local car such as a Proton or Perodua if you are looking for simplicity & cost-efficiency.

Related: Archive of Petrol Prices in Malaysia 2017

An electric inconvenience?

Electric cars are definitely the vehicles of the future. Watch any sci-fi film set in the future and you’ll find all the automobiles are electrically powered. Unfortunately, fully electric cars all require extensive external charging and this remains inconvenient.

Without a sufficient number of re-charging stations, electric car drivers might find themselves stuck without any place to charge their electric vehicle. This won’t happen with a petrol-powered car as we have an abundance of petrol stations.

However, it isn’t all gloomy for the hybrid and electric car market. As car companies across the world are working to make hybrid & electric cars more environmentally friendly, cost effective and with longer-lasting batteries, the potential of these futuristic cars is set to be brighter in the years to come. If the demand for these cars are to increase, so will the availability of more charging stations and government subsidies for users too. But while we’re still waiting for these technologies to come, it might be best for us to stick to petrol-powered cars.

See also: 

• Latest Petrol Prices in Malaysia – RON95, RON97 & Diesel
• Top 5 Fuel Efficient Cars in Malaysia
• Best Petrol Credit Cards for Malaysians

Written by Joel Vijay from iPrice Group, a price comparison website in Malaysia and six other countries in Southeast Asia.

Disclaimer: The views and opinions expressed in this article are those of the author and do not necessarily reflect the official statement/position of CompareHero.my. CompareHero.my is not responsible for the accuracy of any of the information supplied in this article.
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Senarai Kad Kredit Terbaik Dari Hong Leong Bank

• By CompareHero.my
• March 19, 2018

Dikemaskini Pada March 19 2018

Adakah anda sedang dalam proses untuk memilih kad kredit? Apa kata anda pertimbangkan kad-kad kredit dari Hong Leong Bank? Kami telah senaraikan antara kad kredit Hong Leong Bank yang terbaik, teruskan membaca untuk ketahui lebih lanjut!   (more…)

The Best AEON Credit Cards

• By CompareHero.my
• March 15, 2018

Updated March 15 2018

If you’re absolutely sure about getting a credit card from AEON Credit Service, check out 3 of the best AEON credit cards that we’ve shortlisted. Find out what are the reasons for you to choose an AEON credit card. (more…)