This Weight-Loss Surgery Can Help You Save Thousands Of Ringgit In The Future

Dharshaini Grace

Dharshaini Grace

Last updated 09 November, 2022

Did you know, according to the 2019 National Health and Morbidity, there are about 2 obese and 3 overweight Malaysians out of 10? Not only that, diabetes is also on the rise with 1 out of 5 Malaysians suffering from diabetes. 

Have you heard of diabesity? 

Diabesity is a medical term that’s referred to when you have both Type 2 diabetes and obesity. A condition that’s becoming a worldwide epidemic, diabesity is often associated with a high risk of heart disease, high cholesterol, asthma, hypertension, and more. 


In fact, 83.4% of Malaysians are known to be living with diabesity - that means the probability of you or someone you know having it, is extremely high! 


You could be spending thousands of Ringgit on medical bills! 


A new report from the Ministry of Health (MOH) Malaysia and the World Health Organization (WHO), Direct Health-care Cost of Noncommunicable Diseases in Malaysia, reveals that hospitalizations, medical tests, medications, and primary care consultations of noncommunicable diseases (NCDs), particularly cardiovascular diseases, diabetes, and cancer, annually cost the Malaysian economy upwards of RM 9.65 billion. 

If you have diabesity, you may have to undergo multiple surgical procedures and that could cost thousands of Ringgit! For example, a heart bypass surgery alone could cost you up to RM70,000. With diabesity, you risk facing other various and potentially life-threatening diseases as mentioned above. 


Bariatric surgery can help! But what is it? 

 Bariatric surgery, otherwise known as metabolic surgery is a surgical procedure that helps patients with weight loss by making changes to their digestive system. This restricts the amount of food the stomach can hold, reducing the body’s ability to absorb nutrients or a combination of both. 

Untitled-5-01 (2)

 This is recommended when diet changes, lifestyle modifications, and medications are unsuccessful, especially for patients who suffer from obesity. The most common procedures are laparoscopic Roux-en-Y gastric bypass and laparoscopic sleeve gastrectomy. 


Benefits of losing your body weight.

Untitled-5-02 (1)

Diagram (1)

By undergoing bariatric surgery to lose weight, you could also alleviate diabesity-related health conditions for you to begin a healthier lifestyle! Some general improvements you may observe after bariatric surgery are: 

  • Migraine - 57% resolved 
  • High Cholesterol - 63% resolved 
  • Type 2 Diabetes Mellitus - 83% resolved 
  • High Blood Pressure - Up to 92% resolved 
  • Heart Diseases - 82% risk reduction 

And many more. Refer to diagram (1) for the full list. 


Are you eligible for bariatric surgery? 

This is a major weight loss surgery and is not recommended for people with only a few kilograms to lose. To be eligible for bariatric surgery, you must meet the following requirements. 

Untitled-5-03 (1)

You can calculate your body mass index (BMI) with this formula:

BMI calculation =     __ Body weight (kg)__

             Height (m) x Height (m)


Consider applying for a medical loan. 

Unless you’re protected with coverages for these circumstances, most of us in our 20s and 30s, or even 40s, don’t have the money to pay for such medical emergencies. Fret not, you can still seek help for your medical surgeries with medical loans from Alliance Bank! 


At Alliance Bank, you can apply for: 

✔️Medical loans of up to RM200,000

✔️Medical loans as low as RM5,000

✔️Duration of loans between 12 - 84 months

✔️Financing up to 20x monthly gross salary

✔️Flat interest rate as low as 4.99%


What is a medical loan? 

A medical loan is a type of personal loan that can only be used for finance medical care. Available through banks and online lenders, medical loans are usually unsecured loans.


Why should you apply for a medical loan? 

  • Allows you to get a procedure done to improve your quality of life now, rather than waiting potentially for years to save up the cash.
  • You do not need to offer any collateral or assets (like your house or car) to the bank when you borrow money.
  • No down payment is needed. 
  • You can keep your savings and investments. Instead of using your savings now, save them for another rainy day that requires you to use your saving. 
  • Enhances your credit score. If your credit history is limited, having varying types of credit, like medical loans can help boost your credit scores, as long as you make the repayment on time. 

Don’t let money stop you from getting the treatment you need!

Care for your heart today with Alliance Bank.

⭐Minimum age to apply, is as young as 21 years old. 

⭐Monthly gross income of RM3,000 and above.

⭐Applicable to all Malaysians and Permanent Residents



You can also discover other loans offered by Alliance Bank. Find out more here




Use a personal loan to consolidate your outstanding debt at a lower interest rate!

Subscribe to our newsletter to stay up-to-date with exclusive money-saving tips & great deals