Top 10 Christmas Buffet Deals in Klang Valley 2019
- By CompareHero.my
- December 16, 2019
Top 10 Christmas Buffet Deals in Klang Valley
Christmas is less than a week away and many of us are already prepping for the celebration including gifts and parties. One way Malaysians truly celebrate any occasion is through food and we have listed the top 10 places with the best Christmas Eve Dinner or Buffet Deals to celebrate with your loved ones this year. (more…)
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How To Save Cost On Travel Insurance
- By CompareHero.my
- December 10, 2019
Most of us already know the importance of having life insurance. But what about travel insurance?
Some may question: “Is travel insurance still important if I already have life insurance coverage?”
The answer is yes, simply because it includes very specific travel-related protection that your generic life insurance may not have covered.
But just like every other type of insurance policy, there are many features to consider in order to select the one that suits you the best. But the bottom line is that it is crucial to allocate a budget for travel insurance into your total cost for your getaway, regardless of business or leisure. This is extremely important if something goes awry while traveling.
Read also : 5 Steps for Picking Your Travel Insurance
However, the common question that pops up in people’s minds about travel insurance is whether or not it’s expensive. That really depends because the cost of your travel insurance highly depends on various factors such as your destination, number of days, areas of coverage and more.
But do take note that cheaper travel insurance policies does not necessarily mean less protection. If cost is holding you back from getting travel insurance, there are various ways to reduce the cost of travel insurance while still getting an adequate amount of coverage — it really boils down to what you want.
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Here are 5 things that you can do to help keep the cost of travel insurance down while still ensuring you have proper coverage while traveling.
Compare packages
Comparing packages are a great way to get a scope of the different travel insurance plans and prices that are available in the market. Whether you choose a particular provider or not, comparing will allow you to gain valuable information regarding the various price points available to you.
Use our free comparison tool for a more efficient and seamless experience.
Only get what you need
To ensure that you are not spending more than you need to, be sure to opt for the type of travel insurance that fits your trip or holiday. Here are some examples:
- If the only luggage you are bringing with you is a carry on that will stay with you during the flight, you may not need to get baggage coverage.
- Before getting your insurance, analyse your trip and assess your coverage needs so you can pick a travel insurance plan that works best for you.
- There is no need to pay extra for coverage that you may not need, on the flip side, do not underestimate the coverage you actually need. Last thing you would want is to find yourself away from home with no enough coverage.
Check if your credit card offers travel coverage
Before you start shopping for your travel insurance, get in contact with your credit card provider. Chances are they offer some sort of travel coverage. Your credit card and benefits may not be enough to cover all your needs for your upcoming trip, but they could help to offset the costs of additional travel insurance. If you already have some level of coverage, you may not need to get as extensive of a travel insurance plan.
Most travel credit cards offer some coverage, but would require you to spend on air tickets with that card first — always read the fine print thoroughly. The Citi PremierMiles Visa Card offers up to RM300,000 travel insurance, while the CIMB Enrich Platinum covers up to RM1,000,000.
Must read: 5 Best Credit Cards For Travel Insurance
Liaise with a travel insurance agent
Sometimes a little human touch is what we need. Going through the fine print can be puzzling, and we need someone to help explain all of that to us. Enlist the help of a travel agent to shop around to find the ideal coverage. However, take note that there may be additional fees involved.
By simply signing up for an insurer’s newsletter, you may be able to save some money on your travel insurance. Often insurers offer discounts or provide coupons to those on their email lists. In addition to these monetary bonuses, you will also gain access to travel insurance tips and tricks. The more knowledgeable you are about the insurance you are buying, the higher the chance that you will be able to spot a deal.
Did you know that we also provide travel insurance tips via our weekly newsletter?
Subscribe to our newsletter today to learn how you can lower your insurance budget, get maximum protection and make full use of your policy.
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#CHeats: Dining with Discounts (December 2019)
- By CompareHero.my
- December 5, 2019
The holiday season is here and it’s also the time where people gather with their families over one common thing that unites us all together — food.
While the feasting and fellowship is one to look forward to, the decision-making on where to dine at is known to be a daunting task for many. Although many are familiar with Kuala Lumpur’s large amounts of F&B outlets, we are spoilt for choice and often get stuck trying to decide.
There are so many things to take into consideration, but some of the more prominent one includes the number of family members for reservations, and budget.
Indeed, “Where do we go for food?” is probably one of the most dreadful questions one can ask another.
To ease your troubles, we’ve compiled a list of places in the Klang Valley that are suitable for large groups, serves great food and offers discounts for some of the credit cards that you are using.
If you’re looking for a good place for steak, it has got to be at PRIME in Le Méridien Kuala Lumpur. While the restaurant prides itself in serving only the finest halal certified imported beef, it is also a proud recipient of a string of awards such as Best Fine Dining Restaurant by TimeOut Food & Drinks Awards Kuala Lumpur 2017, HAPA (Hospitality Asia Platinum Awards) Best Western Cuisine by HAPA Regional Series 2016-2018, and more.
With executive chef Antoine Rodriguez leading the kitchen with over 30 years of experience, guests can expect their taste buds to be tantalised. Dig in to signatures like The Wagyu Prime Rib, Blackmore, Ribeye, and more.
Le Méridien Kuala Lumpur
2, Jalan Stesen Sentral, Kuala Lumpur Sentral, 50470 Kuala Lumpur.
For reservations: 03-2263 7434
Gin Shui Tei @ Tropicana Golf & Country Resort
Enjoy a traditional Japanese culinary experience as you step into Gin Shui Tei, a quiet Japanese restaurant in Tropicana Golf & Country Resort. Indulge in a myriad of authentic Japanese dishes from teppanyaki using high grade meat cuts to all-time favourites like nigiri sushi and more. Or kick it up a notch with an omakase experience which incorporates fresh premium sashimi, and wash it all down with a hot glass of green tea.
Tropicana Golf & Country Resort
Jalan Kelab Tropicana, 47410 Petaling Jaya
For reservations: 03-7886 9168
Lemon Garden @ Shangri-La Hotel
This is the ideal solution for those who struggle with searching for restaurants that could fit large families or those with various dietary preferences. Situated in the heart of the city, Lemon Garden is no stranger to many fellow Malaysians who love a good buffet. Known for its extensive selection of cuisines from international to local, this popular buffet spot in Shangri-la Hotel offers diners a luxurious way to feast like a king.
Shangri-La Hotel Kuala Lumpur
11, Jalan Sultan Ismail, Kuala Lumpur, 50250.
For reservations: 03-2074 3900
See also: The Best Luxury Buffets In Kuala Lumpur
WIP @ Bangsar Shopping Centre
[Non-Halal]
Tucked away in the affluent neighborhood of Bangsar, WIP is an award-winning gastrobar under the SOUL Society Group with a swanky ambience and luscious cosmopolitan menu to boot. This restaurant is a popular choice among many, especially when dining in large groups. Its extensive menu features a myriad of culinary choices, from Indian to Western, and local to Japanese — there’s something for everyone.
Pair a large variety of delectable snacks with boozy drinks such as innovative cocktails, premium champagnes, wines, spirits and a wide range of Mojitos. Don’t miss out on some of their signatures such as the Sake San Pizza, Lamb Bhuna and Coastal Aglio Olio.
G111, Ground Floor, Bangsar Shopping Centre
285, Jalan Maarof, Bangsar, 59000 Kuala Lumpur
For reservations: 03 2094 1789
Vasco's @ Hilton Kuala Lumpur
Kick-back and relax in Vasco’s, a unique all-day dining restaurant designed to deliver an al-fresco feel, except with the advantage of a vast buffet spread featuring Asian and international favourites. You’ll be spoilt for choice as you browse through a selection of delights.
Some not to be missed items include the traditional wood fire pizza and roast chicken made with a real tandoor clay oven.
Enjoy 35% off if you dine between Fridays to Sundays using your HSBC Visa Signature credit card. This offer is valid until Dec 31, 2019 except on the eve of public holidays and public holidays.
*Eligible cards also include: HSBC Premier Travel Credit Card, HSBC Premier World MasterCard Credit Card and HSBC Premier Visa Debit Card
Enjoy 25% off if you dine between Mondays to Thursdays with HSBC Visa Signature credit card until 31 Dec, 2019 except on the eve of public holidays and public holidays.
*Eligible cards also include: HSBC Premier Travel Credit Card, HSBC Premier World MasterCard Credit Card and HSBC Premier Visa Debit Card
Enjoy 20% off if you use your HSBC or HSBC Amanah credit cards.
Hilton Kuala Lumpur
3, Jalan Stesen Sentral, Kuala Lumpur Sentral, 50470 Kuala Lumpur.
For reservations: 03-2264 2596
See also: The Best High Tea Promotions in KL
Wan Chun Ting @ Sofitel KL Damansara
This ritzy Chinese restaurant offers a contemporary twist to the authentic Cantonese and Imperial cuisine. Helmed by executive chef Heng Leong Weng, guests can expect an innovative use of fresh flavours as you savour all-time favourites such as Sang Har Mee (Freshwater Prawn Crispy Noodle with Scallion and Ginger) and the Salted Egg Custard Bun.
Thinking of something different? Opt for dim sum instead. With over 20 varieties of the popular classics, savouring dim sum will never be the same again. Give some of the following a try: Wan Chun Ting Trio Combination, Deep Fried Prawn Dumpling with Chives, Deep Fried Shrimp Beancurd Wrapped in Rice Roll, Chicken Parcel, and Shrimps with Mango Dressing.
Sofitel Kuala Lumpur Damansara
6, Jalan Damanlela, Bukit Damansara , 50490 Kuala Lumpur
For reservations: 03-2720 6688.
Serena Brasserie @ InterContinental Hotel KL
Another well-known buffet spot that has pleased the hearts and appetite of many Malaysians. Located in InterContinental Hotel Kuala Lumpur, Serena Brasserie will serve to please the palate of many with its vast repertoire of local and international cuisines.
Delight in high grade prime cuts and premium seafood in an all-you-can-eat style. Or go for their ala carte menu which is equally as enticing.
InterContinental Kuala Lumpur
165, Jalan Ampang, 50450 Kuala Lumpur
For reservations: 03-27826088
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Last Minute Christmas Gift Ideas Under RM50
- By CompareHero.my
- November 26, 2019
Ever felt like the holiday season is still weeks away, but then reality suddenly comes crashing down and Christmas is actually in just a few days?
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How Do You Make A Travel Insurance Claim?
- By CompareHero.my
- November 22, 2019
Do you purchase travel insurance when you travel?
Did you know that only 8 out of 10 Malaysians know the significance of travel insurance, but only 34.8% would purchase it? In my opinion, that’s an alarming low figure. Travel insurance is vital to have when you travel because who knows what could happen?
Do you purchase travel insurance?✈️Vote your answers in the poll below:
— CompareHero (@CompareHero_MY) November 20, 2019
For those of you who make it a practice to purchase travel insurance, are you aware of how you can make a claim when hit with an unwanted situation?
Before we get into details, let’s take a look at what a typical travel insurance policy actually covers.
According to the General Insurance Association of Malaysia (PIAM), these are some key features of travel insurance products that you need to know.
You are normally covered for death and total permanent disablement for a year after the unfortunate incident. The payout, however, may differ from one provider to another. The degree of the accident is also taken into account.
Probably the most common type of coverage, this covers accidental loss or damage to your baggage, clothing, personal effects, and even money, caused by the carrier.
You will be reimbursed for additional hotel charges, travel and other expenses incurred in the country you visited while obtaining the replacement of a lost passport. Such loss must be reported to the police within 24 hours.
When it comes to delayed, damaged or lost luggage, every traveler has a woeful experience to share. The chances of your bags going missing are even higher for those taking connecting flights. So you can never be too cautious by buying travel insurance.
In the event something unexpected does happen to your luggage, you also need to make sure you know the right steps to make a successful claim.
Every travel insurance product has a section on claims services and procedures, so make sure you read it thoroughly. Most have some of the common features as highlighted by PIAM which we have compiled below.
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Choose the right policy and know your T&Cs
This goes before anything. Choosing the right kind of policy is the most important part of it all. The features of the policy has to be able to suit your needs. Get familiar with the features of the policy you are holding. Imagine trying to claim for a lost iPhone when that isn’t included in your policy coverage!
If your belongings are missing, the first thing you need to do is to immediately contact the local authorities like the hotel, police or any authority that is relevant.
Notify your insurer as soon as possible
Once you have reported the missing belongings to the relevant authorities, you now must quickly inform your insurance provider. Don’t forget that most travel insurance policies offer a 24/7 worldwide phone assistance. Again, do check the fine print of your policy.
Keep all your receipts and documents
Whether it’s a hospital bill or police report, keep all of those. You would need these supporting documents for your claim to be approved. Even if it’s a receipt of a luggage bag that you have purchased to replace your damaged bag, don’t throw it away!
Download and submit forms through the right channels.
Most travel insurance providers will direct you to download a claim form from a specific portal of their website. You would need to fill those up and attach all the other supporting documents such as your original policy, medical report, police report, receipts as well as any other relevant documents to support the claim as soon as possible. Submission of these documents are typically done via the same portal.
Don't delay!
Submit your claims as soon as possible. Some travel insurance providers have a time limit for claim submissions, so it’s best to not take the risk and send it in immediately after an incident has taken place.
... Some other things to note:
Although the areas of coverage varies depending on the policy and provider, here are some other general information you may want to take note when making a travel claim:
Hospitalization and medical expenses: Coverage includes surgical expenses, outpatient, medical expenses and daily allowances for a year (maximum number of days) in the event you are admitted for more than 24 hours.
Repatriation: In the event of accidental death of the insured, the insurer will reimburse the insured’s the legal representative for the cost of returning the remains home.
Restriction: You will be reimbursed for expenses incurred due to loss of travel or accommodation expenses paid due to cancellation or curtailment of the journey.
Terrorism/Hijacking: The insurer may make daily payments up to a specified maximum number of days, if your journey is interrupted for more than 12 hours due to an act of hijack.
However, all travel insurance policies come with some specific exclusions which you should read carefully.
Some common exclusions include:
- War risks
- Suicide and insanity
- AIDS
- Provoke murder or assault
- Childbirth or miscarriage
- Hazardous sports
- Baggage delay and loss of baggage and personal effects due to seizure or destruction under quarantine or custom regulation
So in case, you didn’t know how to go about making claims on your travel insurance, now you do. And hopefully, if you have not made it a habit to purchase travel insurance when you travel, you can start to do so in the future.
Compare travel insurance providers and plans across the market seamlessly with our comparison tool.
