Singapore Airlines KrisFlyer American Express® Gold Credit Card

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RM 3,000

Minimum monthly income

RM 0

Annual fee

Free for the first year and thereafter, RM100 for the Principal Card and RM50 for the Supplementary Card

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Singapore Airlines KrisFlyer American Express® Gold Credit Card

Apply Now

RM 3,000

Minimum monthly income

RM 0

Annual fee
Free for the first year and thereafter, RM100 for the Principal Card and RM50 for the Supplementary Card

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Product details

Features

Good for Travel

1X KrisFlyer Mile for every RM4 spent on Overseas & Local Transactions, every RM3 on Online Transactions, and every RM1 on Singapore Airlines, Scoot and KrisShop spend

3,000 bonus KrisFlyer Miles upon first spend

50% off on the access fees to participating Plaza Premium Lounge local and overseas, 5X in a year (till 31 December 2025)

Complimentary travel insurance coverage of up to RM750,000

Up to 15% savings on car rental at Avis or Hertz

Up to 30% savings on dining (exclude alcoholic drinks) at Marriott Bonvoy participating hotels and resorts in Malaysia (till 31 December 2025)

Eligibility

Minimum monthly income	RM 3,000
Minimum age:
Cardholder	21
Supplementary Cardholder	18

Fees & Charges

Annual fee	RM 0	Free*
Annual fee waiver	Yes	Free for the first year and thereafter, RM100 for the Principal Card and RM50 for the Supplementary Card
Late payment fee	RM 10/1%	1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15%	Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed)	0%	Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a.

Annual fee	RM 0 Free*
Annual fee waiver	Yes Free for the first year and thereafter, RM100 for the Principal Card and RM50 for the Supplementary Card
Late payment fee	RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate	15% Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed)	0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a.

Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employee:

- Copy of NRIC (both sides) or Passport, including that of supplementary applicant's
- Latest BE form with official tax receipt
- Latest 3 months' salary slips
- Latest 6 months' savings account activity/current account statement

Self Employed: