AmBank BonusLink Visa Card Platinum
AmBank BonusLink Visa Card Platinum
RM 2,000
Minimum monthly income
RM 450
Annual fee
15%
Interest rate p.a
4.88%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Rewards
Minimum annual income requirement is RM24,000
Easy Payment Plan (EPP) and AmFlexi-Pay for up to 36 months
3 BonusLink Points for every RM1 spent on Shell and Parkson
Unlimited 1 BonusLink Points for every RM1 spent on local dining, groceries, shopping and overseas spent
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 450 | waived in subsequent years with minimum 12 swipes per annum |
| Late payment fee | RM 10/1% | |
| Interest rate | 15% | |
| Balance transfer rate (fixed) | 4.88% |
| Annual fee |
RM 450 waived in subsequent years with minimum 12 swipes per annum |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% |
| Interest rate |
15% |
| Balance transfer rate (fixed) |
4.88% |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Below are the documents required for you to apply for this credit card:
- Copy of MyKad (front and back)
- Latest salary slip
- Bank statement - Latest Consecutive Months' Salary Crediting Transaction Details
- Latest B/BE Form with an official Tax Payment Receipt
- Latest EPF statement
- Form A & D (business registration)/ Trading Licence for East Malaysia (for self-employed)
- Valid Passport AND Visa/ Work Permit/ Employment Pass (for foreigners)
Read the AmBank BonusLink Visa Card Platinum Terms and Conditions
Read the AmBank BonusLink Visa Card Platinum Product Disclosure Sheet
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Earn Rewards Faster with the AmBank BonusLink Visa Platinum Card
If you frequently spend on petrol, groceries, dining, travel or shopping, the AmBank BonusLink Visa Platinum Card is made for you. Every RM1 spent on Shell and Parkson earns you 3x BonusLink Points, capped at 3,000 points per statement month. Enjoy unlimited 1x BonusLink Points for every RM1 spent on local dining, groceries, shopping, and overseas transactions. For all other eligible spending, including Shell, you’ll earn unlimited 1x BonusLink Points for every RM6.
Easy Payment and Balance Transfer plans
Enjoy financial flexibility with the AmBank BonusLink Visa Platinum through its Easy Payment Plan, which lets you convert big purchases into 0% interest instalments for up to 36 months at participating merchants. You can also manage your existing credit card debts more efficiently with the Balance Transfer Plan, offering low interest rates from 4.88% p.a. for tenures of up to 60 months, with a minimum transfer amount of RM1,000.
Low Entry, High Rewards
With a low annual income requirement of RM24,000, this card offers a rewarding experience without breaking the bank.
FAQs
FAQs
By filling up our online application, you can apply for the AmBank BonusLink Visa Card Platinum with ease. Within two steps, you are able to complete your credit card application and we will help to process it upon submission.
One of the requirements of the AmBank BonusLink Visa Card Platinum would be earning at least RM2,000 and above, which is also RM24,000 a year. Apart from that, you have to be at least 21 years old and above to apply for the principal card. As for the supplementary card, you have to be at least 18 years old and above.
The AmBank BonusLink Visa Card Platinum comes with an annual fee of RM450 for the principal card, which is waived for the first two years. For supplementary cards, the annual fee is RM250. From the third year onwards, both principal and supplementary cardholders can continue to enjoy the annual fee waiver by making a minimum of 12 swipes per year.
A 1% foreign currency conversion fee applies to overseas transactions. If you prefer printed statements, a hardcopy statement fee of RM12 plus 8% SST per year will be charged, while e-Statements are free. Late payments will incur a charge of 1% of your outstanding balance or a minimum of RM10, capped at RM100.
Get a one-year Shell Power Up Gold Tier upgrade to earn points faster. You’ll get 2x BonusLink Points per litre for Shell FuelSave 95, 97, or Diesel, and 5x points for Shell V-Power Racing. Plus, earn 5x points for every RM30 spent at Shell Select or on Shell Lubricants. You can also redeem a Shell Café voucher for just 1 BonusLink Point using the BLINK or Shell apps.
Perfect for everyday spenders. Whether you’re refueling at Shell, shopping at Parkson, or paying bills online, your daily spending helps you collect BonusLink Points faster — redeemable for exciting rewards and deals across BonusLink partners.
