AmBank Islamic Visa Platinum Card
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
| Annual fee | RM 0 | Waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Annual fee |
RM 0 Waived for life |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
You will need to provide several documents such as (varies between different banks):
Below are required documents for your application:
Enjoy the perks of premium travel and daily spending with the AmBank Islamic Visa Platinum Card! This card is designed to reward your favourite activities, whether you're exploring the world or enjoying life at home.
Take full advantage of your travels by earning 2X AmBonus Points on all retail transactions made outside Malaysia. It's the simplest way to bulk up your rewards fast. But this double-point benefit applies only to purchases made in physical stores, not online. When you're not travelling, keep the rewards coming by earning 1X AmBonus Points for every RM1 spent locally.
You and your family are protected against unexpected travel inconveniences with up to RM500,000 in complimentary travel insurance/Takaful coverage. Just use your AmBank Islamic Visa Platinum Card to purchase the full fare of your flight tickets, and you're covered!
AmBank Islamic Visa Platinum Card Product Sheet Disclosure
AmBank Islamic Visa Platinum Card Terms and Conditions
You need to at least earn a minimum income of RM2,000 and above to apply for this credit card. For principal cards, your minimum age has to be at least 21 years old and above. The minimum age requirement for supplementary cards is at least 18 years old and above.
There will not be annual fees charged to principal and supplementary cardowners, it is free for life! But for supplementary cards, only the first 3 cards would be free. The subsequent supplementary cards after that will not be free.
The AmBank Islamic Visa Platinum Card is ideal for individuals earning a stable income of RM2,000 or more who want one reliable card for travel, rewards, and everyday spending.
