AmBank Islamic Visa Platinum CARz Card
AmBank Islamic Visa Platinum CARz Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
waived for life
15%
Interest rate p.a
4.88%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Cashback
Up to 5% rebate on petrol transactions
No Annual Fees (Free-For-Life)
Shariah compliance
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 4.88% | 4.88% rate for 12 months Balance Transfer repayment period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
4.88% 4.88% rate for 12 months Balance Transfer repayment period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Below are the documents required for you to apply for this credit card:
- Copy of MyKad (front and back)
- Latest salary slip
- Bank statement - Latest Consecutive Months' Salary Crediting Transaction Details
- Latest B/BE Form with an official Tax Payment Receipt
- Latest EPF statement
- Form A & D (business registration)/ Trading Licence for East Malaysia (for self emplyed)
- Valid Passport AND Visa/ Work Permit/ Employment Pass (for foreigner)
Product review by 
Product review by
Always spending money on petrol? Imagine earning a certain amount of cashback when you fill up your tank at any petrol station! This credit card would be your ultimate choice if you love getting rewards that are auto-related.
Great rewards with the AmBank Islamic Visa Platinum CARz Card
With the AmBank Islamic Visa Platinum CARz Card, at any petrol stations nationwide, you could gain up to 5% cashback when you swipe your credit card to pay for your petrol. However, it depends on how much you’ve paid your repayments. For instance, if you manage to pay partially, you’ll get 5% cashback. If you pay in full, then you’ll only get 2% cashback. Do take note that the 5% cashback is capped at RM80 a month while 2% cashback is capped at an amount of RM20 a month.
Easy payment and protection plans
The AmBank Islamic Visa Platinum CARz Card comes with a payment plan feature whereby you can convert your purchases into monthly installments for up to 36 months with 0% interest. When you need to buy the product immediately, this feature comes in handy without having you fork out a huge amount of money at one go. For 3 months up to 6 months installment, there is a minimum purchase of RM500. For 12 months up to 36 months, the minimum purchase would be RM1,000.
FAQs
FAQs
By filling up our online application, you can apply for the AmBank Islamic Visa Platinum CARz Card with ease. Within two steps, you are able to complete your credit card application and we will help to process it upon submission. If you encounter any problem or need any assistance, you may contact our customer service at +6012-385 0211.
One of the requirements of the AmBank Islamic Visa Platinum CARz Card would be earning at least RM2,000 and above, which is also RM24,000 a year. Apart from that, you have to be at least 21 years old and above to apply for the principal card. As for the supplementary card, you have to be at least 18 years old and above.
There won’t be any annual fees charged to this credit card. It goes the same for principal and supplementary cardholders. For as long as you own the credit card, you will not be charged with an annual fee. However, only for your first 3 supplementary cards you will not be required to pay the annual fee. From your 4th supplementary card onwards, you will need to pay RM188 per year.
The fees applied to this credit card would be a Cash Advance Fee which is RM12 for each cash advance transaction. There is also a late payment fee which is 1% of the overall outstanding amount or RM10, whichever is higher capped at a maximum of RM100.
- Gain 5% cashback when you spend at petrol stations
- Zero annual fees for a lifetime
When you use the car often and pump your petrol almost every week, this credit card would benefit you. Even better, there’s no annual fee as well, if you’re looking for a credit card that doesn’t charge one.
