AmBank Visa Platinum Card
AmBank Visa Platinum Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
15%
Interest rate p.a
%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Travel, No Annual Payments & Rewards
2X AmBonus Points for overseas retail spend
1X AmBonus Points for other spend
Free annual fee for a lifetime
Get free travel insurance for up to RM500,000
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free For Life (with no conditions) |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Annual fee |
RM 0 Free For Life (with no conditions) |
| Annual fee waiver |
No |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Below are required documents that you need to prepare for your credit card application:
- Copy of MyKad (front and back)
- Latest 3 months' salary slips/ commission statement
- Latest 6 months' bank statement
- Latest EPF statement
- Form A & D (business registration) or Trading License for East Malaysia
- Latest B/BE Form with an offical tax receipt
Product review by 
Product review by
Looking for a credit card that travels with you and rewards your life? The AmBank Visa Platinum Card is designed for the modern Malaysian who values a strong rewards programme and essential travel security. Enjoy an annual fee waiver and start accumulating points faster.
Card Highlights for Maximum Value
The AmBank Visa Platinum Card lets you maximise your rewards both at home and abroad.
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Overseas Spending: Earn 2X AmBonus Points on all your international retail purchases for every RM1 spent. This is the fastest way to build your rewards balance while on holiday or a business trip!
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Local Spending: Earn 1X AmBonus Point for every RM1 spent locally on your daily essentials and retail purchases.
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Annual Fee: Free-for-Life for the Principal Cardholder (no conditions attached), and the first three supplementary cards are also free.
Travel with Peace of Mind
Don't let unexpected travel hiccups ruin your journey. You and your family are automatically protected with complimentary coverage:
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Complimentary Travel Insurance: Get coverage of up to RM500,000 when you charge the full fare of your flight tickets to the card.
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Additional Coverage: This benefit typically includes protection against travel inconveniences such as lost luggage and missed flights (subject to the full policy's terms and conditions).
Redeem Your AmBonus Points
Your accumulated points are highly flexible! Redeem them for a wide variety of gifts, vouchers, or convert them into Air Miles with over 50 partner airlines to get closer to your next free flight.
AmBank Visa Platinum Card Product Disclosure Sheet
AmBank Visa Platinum Card Terms and Conditions
FAQs
FAQs
You can apply for this credit card by fill up our online application form. After that, we will help to process your credit card application.
Just make sure you earn at least RM2,000 per month. For the principal card, you need to be at least 21 years old. If you're getting a supplementary card for someone, they only need to be 18 years old or above
The annual fee is waived for life for the Principal Card. You also get the first three Supplementary Cards free; fees apply for the fourth supplementary card and beyond with an annual fee of RM188 per annum.
- Earn 2x AmBonus Reward Points for overseas spend
- Get 1x AmBonus Reward Points for local purchases
- Receive RM500,000 travel insurance coverage for you and your family
The AmBank Visa Platinum Card is a great choice for individuals with a stable monthly income of RM2,000 or more, offering a single, reliable card for travel, rewards, and all your daily purchases.
