BSN Al-Aiman Classic Credit Card
BSN Al-Aiman Classic Credit Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
waived for life
13.5%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers, No Annual Payments, Travel & Islamic
2X Happy Points for every RM1 spent overseas
1X Happy Points for every RM1 spent locally
Islamic Credit Card
ZERO Annual Fee
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Interest rate | 13.5% | First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 12 months Balance Transfer period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Interest rate |
13.5% First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) |
0% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Private Sector Employees)
- Photocopy of NRIC (both sides)
- Latest 3 months' salary slips, or
- Latest EPF statement
- Latest EA Form
- Latest Form BE
Self-Employed
- Photocopy of NRIC (both sides)
- Latest B Form with official tax receipt for the latest 2 years
- Copy of Form 9, 24 and 49 or Business Registration Form
-
Latest 6 months company's bank statements
Commision Earner
- Photocopy of NRIC (both sides)
- Latest EA/BE Form with official tax receipt
- Latest 6 months commission statements/ Annual commision statement; or
BSN Al-Aiman Classic Credit Card Terms and Conditions.
BSN Al-Aiman Classic Credit Card Product Disclosure Sheet.
FAQs
FAQs
If you’re in need of a credit card that offers rewards and privileges based on Shariah-concept, you might want to give the BSN Al-Aiman Classic Credit Card a chance! Not only will you be able to save more, you’ll enjoy all the benefits at the same time.
Shop and spend with your BSN Al-Aiman Classic Credit Card in order to receive 1x Happy Point per RM1! This applies to local transactions only, though. Even better if you travel overseas every now and then because if you make all your purchases with the BSN Al-Aiman Classic Credit Card, you’ll be able to earn 2x Happy Points per RM1.
With all the ample Happy Points you’ve earned within 3 years, you could redeem gifts, vouchers and products from the BSN Happy Rewards Programme Catalogue.
Other credit cards usually charge a minimum interest rate of 18% per year. But the BSN Al-Aiman Classic Credit Card offers much lower than that! If you’re part of the government sector, you’ll get to enjoy a low rate of only 11% per year. For private sectors, you’ll enjoy 13.5% per year. Of course, these low rates only apply if you manage to make your payments on time for 12 continuous months.
Save even more with the BSN Al-Aiman Classic Credit Card as there are no annual fees. Principal or supplementary cardholders are not required to pay annual fees for the rest of your life. The plus point is that you don’t need to fulfil any obligations or conditions in order to get your annual fee waived for life.
At CompareHero, we offer a simple online application form in order to ease the process of your application. Once you’ve filled up the necessary details in two easy steps, we will help to process it within the next few days.
Our customer service hotline can be reached at +6012-385 0211. They are able to attend and respond to all of your enquiries in order to help you apply for this credit card with ease.
You need to be earning a minimum amount of RM2,000 a month to apply for this credit card. Your age should also be at least 21 years old, or 18 years old and above for supplementary cards.
No, there will be no annual fees for the BSN Al-Aiman Classic Credit Card principal and supplementary cards. You won’t have to worry about meeting any requirements as well. There won’t be certain conditions needing to be met in order to get your annual fees waived.
There will be a cash withdrawal fee which is 2.69% of the total amount you withdrew or RM12.75, depending on whichever is higher. If you don’t make your payments on time, you will have to pay a fee of RM10 or 1% of the overdue amount, going up to a maximum amount of RM100.
- Receive 2x Happy Points for your overseas transactions
- Receive 1x Happy Point for your local transactions
- No annual fees
The BSN Al-Aiman Classic Credit Card would be suitable for you if you’re looking for an Islamic credit card that offers no annual fees and reward points for local and overseas transactions.
