BSN Al-Aiman Platinum Credit Card
BSN Al-Aiman Platinum Credit Card
RM 4,000
Minimum monthly income
RM 0
Annual fee
waived for life
13.5%
Interest rate p.a
5.99%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers, Travel, Islamic & No Annual Payments
2X Happy Points for Dining, Golf, Travel & Overseas spend
1X Happy Points for Other spend
ZERO Annual Fee
Up to RM300,000 travel insurance
Eligibility
| Minimum monthly income | RM 4,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate | 13.5% | First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) | 5.99% | 12 months Balance Transfer period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate |
13.5% First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) |
5.99% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Government Employees)
- Photocopy of NRIC (both sides)
- Latest 1 month salary slip or Employee Confirmation Letter (For Army and Police personnel, need to attach a copy of Authority Card)
Salaried Employees (Private Sector Employees)
- Photocopy of NRIC (both sides)
- Latest 3 months' salary slips, or
- Latest EPF statement
- Latest EA Form
- Latest Form BE
Self-Employed
- Photocopy of NRIC (both sides)
- Latest B Form with official tax receipt for the latest 2 years
- Copy of Form 9, 24 and 49 or Business Registration Form
-
Latest 6 months company's bank statements
Commission Earner
- Photocopy of NRIC (both sides)
- Latest EA/BE Form with official tax receipt
- Latest 6 months commission statements/ Annual commission statement; or
BSN Al-Aiman Platinum Credit Card Terms and Conditions.
BSN Al-Aiman Platinum Credit Card Product Disclosure Sheet.
FAQs
FAQs
Looking for a credit card that offers rewards, travel perks, and exclusive privileges? Look no further than the BSN Al-Aiman Platinum Credit Card!
Be rewarded for all your purchases when you spend with your BSN Al-Aiman Platinum Credit Card! Enjoy 2x Happy Points for all your purchases overseas and at selected participating travel, dining or golf merchants locally. If these don’t apply to you, no worries, you’ll still receive 1x Happy Points for all your other local purchases.
Receive special discounts and offers when you spend using your BSN Al-Aiman Platinum Credit Card at selected merchants, be it shopping, travel or dining transactions. Be sure to check out the latest details about it here.
Unexpected situations will happen when you travel abroad. Be sure to carry along your BSN Al-Aiman Platinum Credit Card as you’ll be protected with free travel insurance for up to RM300,000. Besides that, any travel inconveniences will be covered as well. Flight delays or missed connections will be covered for up to RM600 each and delayed or lost luggage will be covered for up to RM2,000 each.
With e-commerce constantly on the rise, we tend to shop online more often. If you pay for all your e-commerce purchases with your BSN Al-Aiman Platinum Credit Card, you’ll be entitled to enjoy some sort of security with the BOSS system (BSN’s Online Secured Shopping). You’ll receive a BOSS Code to your mobile number for every purchase.
Save the hassle of paying for your shopping spree by converting the payments into monthly instalments! With a choice of choosing between 6, 12 or 24 months, you’ll get to enjoy 0% interest on all your instalments. However, you would have to pay a low one-time upfront fee and spend a minimum amount of RM500 on one receipt.
Furthermore, your interest rates start from as low as 13.5% if you work in the private sector. Even better if you work in the government sector as it starts from 11%. This low interest rate only works if you pay your minimum repayments for 12 months continuously.
Another plus point is that you will also save more by not being charged with any annual fees for your entire lifetime! There are no strings attached too, so you will not be required to fulfil any conditions.
You could apply easily in just two steps with our online application form. Once you’ve input all your details, send in your application and we’ll process it for you. You can contact our customer heroes at +6012-385 0211 should you require any additional assistance.
Your monthly salary should be a minimum amount of RM4,000 and above whereas your age has to be at least 21 years. But for the supplementary card, it’ll be lower, which is at least 18 years old.
No, there are no annual fees applied for principal and supplementary cards. In addition, there are no requirements as well to get your annual fee waived.
You will be charged with a late payment fee of RM10 or 1% of the total outstanding balance for failed repayments on time. Besides that, you will also be charged with a sales and service tax fee which is RM25 for each card that you own.
- 2x Happy Points selected participating local travel, dining or golf merchants
- 2x Happy Points for overseas purchases
- 1x Happy Points for other local purchases
- Low interest rate
This credit card would be suitable for those who want to be rewarded with Happy Points based on their monthly purchases. The ideal cardholder would also be looking for a credit card with no annual fees
