
Maybank Islamic Ikhwan American Express Platinum Credit Card-i

Minimum monthly income | RM 3,333 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 0 | Free for life |
Annual fee waiver | Yes | Free for life |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Annual fee |
RM 0 Free for life |
Annual fee waiver |
Yes Free for life |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
Self Employed:
Expatriate:
If you’re looking for a credit card that follows the Shariah principle of Ujrah, the Maybank Islamic Ikhwan Card-i is the card for you. Enjoy getting rewarded while you swipe away your credit card for various purchases and transactions.
For all Maybank Islamic Ikhwan AMEX Platinum Card-i holders, for every RM1, receive 3x TreatsPoints when you spend on selected eco-friendly merchants in-store, 2x TreatsPoints for eligible local spending, except online spending, petrol, government utilities, education and Takaful spend as you get to receive 1X TreatsPoint for them instead. Every time you want to make a purchase, simply charge them to your credit card to collect the TreatsPoints. Unfortunately, these TreatsPoints expire within 3 years, so be sure to make use of them and redeem them.
Note: You won’t receive TreatsPoints for transactions made under the following categories: e-wallet reloads and government services.
Nowadays, most people would opt to shop online rather than go to an actual physical store. If you happen to be one of them, then you’ll be happy to know about the chance to go on an online shopping spree via globalshop! Not to mention, you can receive 8% cashback when you shop online (at least RM100 or above) during Ramadhan and Syawal and throughout the year but both categories are capped at RM100 and RM50 per month, respectively.
Additionally, you also get instant access to online shopping or travel merchants with AMEX SELECTS.
Having trouble paying your important bills on time? No worries! Just auto-deduct from your Maybank Islamic Ikhwan AMEX Platinum card by using their express autopay feature. You won’t have to worry about missing your overdue bill anymore! If you have even more trouble with your credit card by being unable to pay your repayments on time, you can always opt for the Maybank Islamic Balance Transfer for an interest rate of 0%, with a payment term that goes as long as 36 months.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
Ready for some exciting rewards? Maybank is having a special online promotion for new credit cards this August!
From 1 August to 31 August 2025, when you apply for a Maybank credit card online, you could win a RM20 cash prize or a brand-new Nintendo Switch 2! This campaign is open to both new and existing Maybank customers. Terms and conditions apply.
To be eligible, you need to meet these simple criteria:
This offer doesn't apply to Maybank Group employees, certain business account types, or anyone who cancelled a Maybank credit card in the last six months and is now reapplying.
Good news! You're automatically entered into the campaign just by applying for a credit card during the promotion period. No extra forms are needed!
For the RM20 Cash Prize:
Be one of the first 200 customers to apply each week! A total of 800 winners will be selected throughout August on a first-come, first-served basis.
For the Nintendo Switch 2:
There are 16 Nintendo Switch 2 consoles up for grabs! To qualify for the lucky draw, you need to:
If you need more information or have any concerns, you can contact Maybank through:
You can apply for this credit card on our website conveniently and get your application processed immediately online.
You have to be earning a minimum monthly income of around RM3,334 or RM40,000 every year, with a minimum age of 21 years old up to 65 years old for the principal card. For the supplementary card, you can be below 21 years old but at least 18 and above.
No, there is no annual fee applied to both principal and supplementary cardholders of the Maybank Islamic Ikhwan AMEX Platinum Card-i. This is for a lifetime.
If you’re late on your repayments, there will be an interest rate of 17% annually, provided you were only late by 2 months or less. However, if you are late for more than 2 months, you will be charged with an interest rate of 18%.
If you are looking for a credit card that is aligned with the Shariah principle of Ujrah while getting rewarded at the same time, then this credit card will suit you. Besides, you can accumulate all the TreatsPoints to redeem cool items from Maybank and auto-pay your bills on time.