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Public Bank
Public Bank World Mastercard Credit Card

Public Bank World Mastercard Credit Card

RM 8,333

Minimum monthly income

RM 0

Annual fee

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Product details

Features
Good for No Annual Payments & Travel
3X Air Miles Points per RM1 spent on overseas retail transactions
1X Air Miles Point per RM1 spent on local retail transactions
Redeem 8,500 Air Miles Points = 1,000 Enrich Miles/ 2,000 AirAsia Points (valid for 3 years only!)
Complimentary 3X annual access to Plaza Premium Lounges in Malaysia with minimum accumulative retail transactions of RM1,000 within 30 days before or after each lounge access
Complimentary travel insurance coverage of up to RM500,000
Enjoy an E-commerce Purchase Protection Plan worth up to USD 200 for your online purchases (per claim, per year)
50% discount on Will and Wasiat Writing Service fees
Free annual fees for life!
Eligibility
Minimum monthly income RM 8,333
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 0
Free for life without condition
Annual fee waiver No
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
Zero interest with one-time upfront handling fees of 1%, 2.5%, 4.5%, 6.5% and 9.5% for 6-month, 12-month, 24-month, 36-month and 48-month repayment period respectively. Minimum transfer amount is RM1,000
Document required to apply

You will need to provide several documents such as (varies between different banks):

Employed:

  • - Latest month's salary slip
  • - Latest EA statement
  • - EPF statement
  • - Employment letter/confirmation letter


Variable income:
Latest 6 months of the following

  • - Overtime as reflected on the Payslips
  • - Commissions Statements
  • - Fee Statements


Latest 3 years of the following

  • - Dividend Statements
  • - Interest Statements


Other income:

  • - Tenancy Agreements
  • - Pension Statements
  • - Annuities Statements


Overseas income:

  • - 3 Months Payslips
  • - Latest 2 years Notice of Assessment/Form IR8A/Form IR8E (for Singapore only)
  • - Salary Deposits Account (reflecting the latest minimum 3 months of salary crediting - for Brunei only)
  • - Employment Letter


Self-employed:

  • - Latest 1 year Tax Returns/Receipts
  • - Latest 6 months company CASA statement (for company directors)


Note:
Any additional income documents may be required at the absolute discretion of the Bank.

Click here to read the Public Bank World Mastercard Credit Card Terms and Conditions.
Click here to read the Public Bank World Mastercard Credit Card Product Disclosure Sheet.

Public Bank World Mastercard Credit Card
Public Bank World Mastercard Credit Card
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