Best Takaful Car Insurance in Malaysia: Comparison of Top 5 Providers

Fatin Haris

Fatin Haris

Last updated 18 August, 2023

Takaful car insurance is a Shariah-compliant alternative to conventional car insurance. It works on the same principle of risk sharing, but it is based on Islamic principles: free from Riba( interest), Gharar(uncertainty) and Maysir(gambling). This makes it a good option for Muslims who want to be sure that their car insurance aligns with their religious beliefs.

Read More: Takaful Insurance: Everything You Need To Know

There are many takaful car insurances in Malaysia, so it can be difficult to know which one is right for you. In this guide, we will compare the top 5 takaful car insurance in Malaysia and look at the coverage, benefits, add-on coverage, and availability of discounts or promotions offered by each provider.

5 takaful car insurance available in Malaysia in 2023:


Motor Takaful by Etiqa

Takaful myClick Motor

Zurich Comprehensive

IKHLAS Private Car Comprehensive Plus

eMotor Takaful by Maybank


Comprehensive coverage including third-party liability, own damage, personal accident, windscreen protection, legal liability for drivers under 25


- 24/7 roadside assistance

- Easy claims process

- Good customer service reputation

- 24/7 roadside assistance (Tele Bantuan)

- Easy claims process

- 6 months repair warranty

- Unlimited use of courtesy car

- Easy claims process

- 24/7 claims service

- Inconvenience allowance (limited to 1 claim)

- Facial reconstruction surgery, dental treatment

- 24-Hour Bantuan IKHLAS Road Assist Service

- 24-hour Auto Assist hotline

- Authorization of repairs within 2 days (claims below RM5,000)

- Nationwide panel of Premier Workshops

Add-on Coverage

- Personal accident coverage for passengers

- Total loss waiver

- Hire car allowance

- Inclusion of Special Perils

- Key Replacement

-Strike/Riot/Civil Commotion

- Personal accidents

- E-Hailing cover (1-year)

- Enhanced Road Warrior (extra PA, unlimited towing, compassionate cover)

- Personal accidents

- Extended Warranty

- Hire Car Allowance

- Personal accidents

- E-Hailing cover (1-year)

- Flood

Discounts or Promotions

- No claim bonus (NCB)

- Multi-car discount

-Young driver discount for taking a defensive driving course

- No claim bonus (NCB)

-Instant 10% discount

-0% Interest Instalment Plan with Maybank, RHB Bank, CIMB Bank, and Public Bank

- No claim bonus (NCB)

- Up to 10% discount for low-risk drivers

-RM30 Touch ‘n Go eWallet Credit (apply now, Jul 20 - Aug 31, 2023)

- No claim bonus (NCB)

- 10% off when signing up until Dec 31, 2023

- No claim bonus (NCB)

Additional tips for choosing the right Takaful car insurance

  • Consider your budget. Takaful car insurance can be more expensive than conventional car insurance, so it is important to factor this into your decision.

  • Compare the coverage offered by different insurers on CompareHero. Make sure that you are getting the coverage that you need.

  • Read the terms and conditions carefully. Make sure that you understand the terms and conditions of your policy before you sign up.

How to claim RM30 Touch ‘n Go eWallet Credit

Apply for Zurich Comprehensive Motor Takaful on CompareHero to claim your RM30 Touch 'n Go eWallet Credit from now until 31 August 2023. So what are you waiting for? Apply today and start enjoying the benefits of takaful car insurance!


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