Apply For Alliance Bank Credit Card Online

Alliance Bank is a multinational bank with 60+ Branches. They offer a variety of Credit Cards, Personal Loans and Mortgage facilities.Formed in 2001, Alliance Bank has emerged to be the Best SME Bank at the Asian Bank Excellence in Retail Financial Services International Awards in 2015. The bank is committed in providing unified financial services from investments, consumer banking, business banking solutions and Islamic banking in order to deliver the best customer banking experience. Read more Show less

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List of the best Credit Cards by Alliance Bank Malaysia


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Alliance Bank Credit CardMinimum Monthly Income (RM)Minimum Annual Income (RM)
Infinite
5,00060,000
Signature
4,00048,000
Platinum
2,000
24,000

[last updated: 21 October 2021]

Visa (RM)MasterCard (RM)
CardPrincipalSupplementaryPrincipalSupplementary
Infinite
438waived
-
-
Signature
148waived
148
waived
Platinum
120waived
438
waived

CLICK HERE TO APPLY

Features & Benefits

For Every RM1 Spent, you get to earn:

  • 8X TBP Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
  • 8X TBP eWallet Top-Up1 (TnGO, Grab Pay, WeChat Pay, Boost, etc)
  • 5X TBP Groceries
  • 5X TBP Overseas Transactions 
  • 5X TBP Dining2 
  • 1X TBP Contactless, Entertainment, Auto-Billing, Other Local Retail 0% FPP 3 months for All Flight Purchases, Hotel Bookings & Overseas Spends 
    1. Any spent amount above RM3,000 on each statement cycle for eWallet top-up, you will earn 1X TBP for every RM1 transaction
    2. TBP multiplier for “Dinner Category” is now 5X TBP.               

    Timeless Bonus Point (TBP) comes with no expiry date, which allows you to redeem attractive gifts i.e. vouchers, items, airlines miles and many more!

      Eligibility

      • minimum annual income - RM 60,000
      • minimum age for principal cardmember - 21 years old
      • minimum age for supplementary cardmember - 18 years old
      • supplementary cardmember must be immediate family members

      Fees & Charges

      • annual fee - RM 438 (principal), waived for supplementary
      • annual fee waiver - 1st year waived, subsequent years waived upon a minimum spend of RM 12,000 per year
      • cash advance fee - 5% or minimum RM 15, whichever higher
      • late payment charge - 1% or RM 10, whichever higher up to RM 100
      • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
      • finance charge on cash advance - 18% p.a. calculated on daily basis
      • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
      Tier
      Finance ChargeCondition
      Tier 1
      15% p.a.
      prompt minimum payment for the past 12 consecutive months
      Tier 2
      17% p.a.
      prompt minimum payment for 10 months or more in the past 12 consecutive months
      Tier 3
      18% p.a.
      cardmembers who do not fall within any of the above categories

      Documents Required

      CategoryDocuments to prepare
      salaried
      MNC
      PLC

      compulsory

      • Copy of MyKad (both sides) or a copy of a valid passport

      one of the following

      • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
      • Latest 1 month payslip
        salaried
        non-MNC
        non-PLC

        compulsory

        • Copy of MyKad (both sides) or a copy of a valid passport 

        one of the following

        • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
        • latest Borang BE together with official tax receipt or bank-in slip
          self employed
          (min 2 years
          in business)

          compulsory

          • Copy of MyKad (both sides) or a copy of a valid passport 
          • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 

          one of the following

          • Latest 6 months' bank statements
          • Latest 1 Year Borang B and Tax receipt/e-Ledger

            * non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

            * the bank may request for any additional documents at its discretion

            Reference

            CLICK HERE TO APPLY

            Features & Benefits

            • Cashback up to 5% on all retail spend i.e. online shopping, e-Wallet petrol, grocery, dining, utilities
            Spend Amount (RM)Cashback %Cashback Amount
            RM1 – RM1,0000.05%Up to RM0.50
            RM1,001 – RM2,0000.50%Up to RM5.00
            RM2,001 – RM3,0005.00%Up to RM50
            ≥ RM3,0010.25%Unlimited
            • 2 Complimentary e-hailing rides to airport worth RM80 per ride (applicable to local & overseas ride) i.e. via Grab, Uber, EasyBook, SOCAR with minimum spend RM120,000 p.a.
            • 0% Balance Transfer for 6/12 months
            • 0% for Fast Cash 6 months

              Eligibility

              • minimum annual income - RM 48,000
              • minimum age for principal cardmember - 21 years old
              • minimum age for supplementary cardmember - 18 years old

              Fees & Charges

              • annual fee - RM 148 (principal), waived for supplementary
              • annual fee waiver - 1st year waived, subsequent years waived upon a minimum spend of RM 12,000 per year
              • late payment charge - 1% or RM 10, whichever higher up to RM 100
              • Interest rate - 15%
              • 0% Balance Transfer for 6/12 months
              • 0% for Fast Cash 6 months

              Documents Required

              CategoryDocuments to prepare
              salaried
              MNC
              PLC
              GLC

              compulsory

              • Copy of MyKad (both sides) or a copy of a valid passport

              one of the following

              • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) & Latest 1 month payslip
              • Last 3 months payslip & 1 month bank statement
              • Latest Borang BE & Tax receipt
                salaried
                non-MNC
                non-PLC
                non-GLC

                compulsory

                • Copy of MyKad (both sides) or a copy of a valid passport 

                one of the following

                • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun) & latest 3 months bank statements
                • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun), latest payslip & latest 3 months bank statements
                  self employed
                  (min 2 years
                  in business)

                  compulsory

                  • Copy of MyKad (both sides) or a copy of a valid passport 
                  • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 

                  one of the following

                  • Latest 6 months' bank statements
                  • Latest 1 Year Borang B with 3 months bank statements

                    * non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

                    * the bank may request for any additional documents at its discretion

                    Reference

                    CLICK HERE TO APPLY

                    Features & Benefits

                    For Every RM1 Spent, earn:

                    • 8X Timeless Bonus Point (TBP) Online Shopping Transactions (Lazada, Shopee, Zalora, Amazon, Food Delivery, etc)
                    • 8X TBP eWallet Top-Up1  (TnGO, Grab Pay, WeChat Pay, Boost, etc)
                    • 3X TBP Overseas Transactions
                    • 3X TBP Dining2 
                    • 1X TBP Contactless, Entertainment, Auto-Billing, Other Local Retail
                      1. Any spent amount above RM3,000 on each statement cycle for eWallet top-up, you will earn 1X TBP for every RM1 transaction
                      2. TBP multiplier for “Dinner Category” is now 5X TBP.               

                      Timeless Bonus Point (TBP) comes with no expiry date, which allows you to redeem attractive gifts i.e. vouchers, items, airlines miles and many more!

                        Eligibility

                        • minimum annual income - RM 24,000 p.a.
                        • minimum age - 21 years old (principal), 18 years old (supplementary)
                        • supplementary cards are for immediate family members only

                        Fees & Charges

                        • annual fee - RM120 (principal), waived (supplementary)
                        • annual fee waiver - 1st year waived, subsequent years waived upon minimum 12X swipe in a year
                        • cash advance fee - 5% or minimum RM 15, whichever higher
                        • late payment charge - 1% or RM 10, whichever higher up to RM 100
                        • finance charge on retail purchases - 15% p.a. to 18% p.a. (tiered)
                        • finance charge on cash advance - 18% p.a. calculated on daily basis
                        • overseas transactions conversion fee - conversion rate and charges to Ringgit Malaysia as determined by Visa and shall include 1% forex conversion spread
                        Tier
                        Finance ChargeCondition
                        Tier 1
                        15% p.a.
                        prompt minimum payment for the past 12 consecutive months
                        Tier 2
                        17% p.a.
                        prompt minimum payment for 10 months or more in the past 12 consecutive months
                        Tier 3
                        18% p.a.
                        cardmembers who do not fall within any of the above categories

                        Documents Required

                        CategoryDocuments to prepare
                        salaried
                        MNC
                        PLC

                        compulsory

                        • Copy of MyKad (both sides) or a copy of a valid passport

                        one of the following

                        • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
                        • Latest 1 month payslip
                        salaried
                        non-MNC
                        non-PLC

                        compulsory

                        • Copy of MyKad (both sides) or a copy of a valid passport 

                        one of the following

                        • EPF (showing minimum latest 13 months' record printed from handheld or i-Akaun)
                        • latest Borang BE together with official tax receipt or bank-in slip
                        self employed
                        (min 2 years
                        in business)

                        compulsory

                        • Copy of MyKad (both sides) or a copy of a valid passport 
                        • Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 

                        one of the following

                        • Latest 6 months' bank statements
                        • Latest 1 Year Borang B and Tax receipt/e-Ledger

                        * non-Malaysians will need to submit a copy of working permit with a minimum remaining validity of 1 year from the date of application

                        * the bank may request for any additional documents at its discretion

                        Reference

                        Alliance Bank is a Malaysian bank that offers end-to-end financing solutions for its customers such as credit cards and personal loans. 

                        They also provide other services to its users through its several subsidiaries such as investments and Islamic banking.

                        Formed in 2001, Alliance Bank has emerged to be the Best SME Bank at the Asian Bank Excellence in Retail Financial Services International Awards in 2015. 

                        The bank is committed in providing unified financial services from investments, consumer banking, business banking solutions and Islamic banking in order to deliver the best customer banking experience.

                        In 2001, the Alliance Banking Group, also known as the Alliance Financial Group, was formed after a successful merger of seven financial institutions. 

                        Merged entities were introduced to the public as the Alliance Banking Group which constitutes:

                        • Alliance Bank Malaysia Berhad or the Alliance Bank
                        • Alliance Unit Trust Management Berhad
                        • Alliance Merchant Bank Berhad
                        • Alliance Finance Berhad

                        This dynamic and integrated financial services group offers an end-to-end financing solution through various segments such as:

                        • Business Banking
                        • Consumer Banking
                        • Investment Banking
                        • Islamic Banking

                        They continue to grow and expand by providing a wide range of financial products and services which include credit cards, personal loans, home loans, hire purchase and more!

                        You can easily apply for this credit card directly on our website. Fill up all the required information needed and we will help process the application for you. If you're having trouble while applying, drop us a text or call us at +6012-385 0211. Our customer service will be able to help you with your worries.

                        • Minimum monthly income is RM2,000 for Alliance Bank Platinum Visa.
                        • Minimum monthly income is RM5,000 for Alliance Bank Visa Infinite Card.
                        • Minimum monthly income is RM4,000 for Alliance Bank Visa Signature Card
                        • Minimum age requirement which is 21 years old and above and 18 years old and above for a supplementary card.

                         

                        • Earn Timeless Bonus Points (TBP) with no expiry date for every RM1 spent 
                          • 8 x TBP on Online Transactions (Lazada, Shopee, Zalora, etc) 
                          • 8 x TBP on e-Wallet Top-Up (TnGo, GrabPay, Boost, etc) 
                          • 5 x TBP on Groceries •3 x TBP on Overseas Transactions 
                          • 1 x TBP on Contactless, Dining, Entertainment, Auto-Billing and others Local Retail 
                          • 0% FPP for 3 months (Applicable for All flights ticket Purchases, Hotel Bookings & Oversea spend)

                        • Earn Timeless Bonus Points (TBP) with no expiry date for every RM1 spent 
                          • 8 x TBP on Online Transactions (Lazada, Shopee, Zalora, etc) 
                          • 8 x TBP on e-Wallet Top-Up (TnGo, GrabPay, Boost, etc) 
                          • 3 x TBP on Overseas Transactions 
                          •  1x TBP on Contactless, Dining, Entertainment, Auto-Billing and others Local Retail

                        • Earn up to 5% cashback on all retail spends inclusive of
                        • 2x complimentary e-hailing rides to the airport
                        • 0% Balance Transfer & Fast Cash for 6 months