Best BSN Credit Cards
Accessible Cards With Real Everyday Value

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Up to 2x Happy PointsBSN Al-Aiman Platinum Credit Card
BSN Al-Aiman Platinum Credit Card
- Min. Monthly Income
- RM 4,000 / month
- Profit Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
2x Happy Points on dining, golf and travel, plus RM300,000 travel Takaful coverage.
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No Annual Fee!BSN Al-Aiman Gold Credit Card
BSN Al-Aiman Gold Credit Card
- Min. Monthly Income
- RM 3,000 / month
- Profit Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Earn 2x Happy Points overseas and 1x locally on this Islamic card with no annual fee.
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Rewards for teachersBSN-Teachers Gold Credit Card
BSN-Teachers Gold Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 8.88% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
A card for teachers and MOE employees with an 8.88% p.a. rate and no annual fee for life.
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2x points on travelBSN Platinum Credit Card
BSN Platinum Credit Card
- Min. Monthly Income
- RM 4,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
2x Happy Points on dining, golf, travel and overseas spend, with no annual fee for life.
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Happy Points rewardsBSN Gold Credit Card
BSN Gold Credit Card
- Min. Monthly Income
- RM 3,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Earn 1x Happy Point per RM1 locally, 2x on overseas spend, with no annual fee.
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Shariah entry cardBSN Al-Aiman Classic Credit Card
BSN Al-Aiman Classic Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
An Islamic entry-level card earning Happy Points on all spend, with no annual fee.
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5% cashbackBSN Visa Cash Back Credit Card
BSN Visa Cash Back Credit Card
- Min. Monthly Income
- RM 4,000 / month
- Interest Rate
- 15% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
The BSN Visa Cash Back Credit Card rewards everyday spending with up to 5% cashback on groceries, dining and petrol, plus no annual fee for life.
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Perfect for entry levelBSN Classic Credit Card
BSN Classic Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Interest Rate
- 13.5% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Happy Points on every RM1 spent with a minimum income requirement of RM2,000 a month.
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No Annual Fee!BSN-Teachers Al-Aiman Gold Credit Card
BSN-Teachers Al-Aiman Gold Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 8.88% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
2x Happy Points on overseas spend for teachers and MOE staff, with rates from 8.88% p.a.
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Low Profit ChargesBSN-UUM Al-Aiman Mastercard Credit Card
BSN-UUM Al-Aiman Mastercard Credit Card
- Min. Monthly Income
- RM 2,000 / month
- Profit Rate
- 9.95% p.a.
- Annual Fee
- free
- Rewards Rate
- N/A
Made for the UUM community, the BSN-UUM Al-Aiman Mastercard offers profit charges from 9.95% p.a., no annual fee for life and Happy Points rewards.





