Apply For Affin Bank Credit Cards Online

Affin Bank works with the vision “Banking Without Borders” which represents the company’s goal to offer banking services beyond its boundaries. Affin Bank is known as a gamechanger by providing online marketplaces and innovative solutions to conventional banking.

List of the best Credit Cards by Affin Bank Malaysia

Affin Bank is a local bank with 107 Branches. They offer 8 different Credit Cards

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CardMinimum
Monthly Income
(RM)
Minimum
Annual Income
(RM)
World Mastercard®6,66680,000
Visa Signature4,00048,000
Touch 'n Go Mastercard® Gold
(not available)
3,00036,000
Visa / Mastercard® Gold2,50030,000
Visa / Mastercard® Classic
2,00024,000
Touch 'n Go Mastercard® Classic
(not available)
2,000
24,000
BHPetrol 'Touch & Fuel'
Mastercard® Contactless
2,000
24,000
Visa / Mastercard®  Basic
2,00024,000

[last updated: 6 Dec 2019]

For those with only 1 card:

Annual FeeVisa (RM)MasterCard (RM)
CardPrincipalSupplementaryPrincipalSupplementary
World Mastercard®

500400
Visa Signature
150100

Touch 'n Go Mastercard® Gold
(not available)


15075
Visa / Mastercard® Gold
1507515075
Visa / Mastercard® Classic
50355035
Touch 'n Go Mastercard® Classic
(not available)


5035
BHPetrol 'Touch & Fuel'
Mastercard® Contactless


150
75
Visa / Mastercard®  Basic
waivedwaivedwaivedwaived

For those with 2 cards:

Annual FeePrincipal
(RM)
Supplementary
(RM)
Card1st card2nd cardTotalTotal
Visa and Mastercard® Gold15075225150
Visa and Mastercard® Classic
50257570

[last updated: 18 Nov 2019]

For those with only 1 card:

Card
Annual fee
waived
subsequent years
EITHER
waived by
min spending (RM)
OR
waived by
min 
retail swipes

World Mastercard®1st year48,000*12 swipes p.a.
any amount**
Visa Signature
1st year
6,000*
Touch 'n Go Mastercard® Gold
(not available)
1st year24,000
Visa / Mastercard® Gold
1st year
24,000*
Visa / Mastercard® Classic
1st year
12,000*
Touch 'n Go Mastercard® Classic
(not available)
1st year12,000
BHPetrol 'Touch & Fuel'
Mastercard® Contactless
1st year2,400*
Visa / Mastercard® Basicwaived
waived for life

For those with 2 cards:

Cards
Annual fee
waived

subsequent years
EITHER
waived by
min spending (RM)

OR
waived by
min 
retail swipes
1st card2nd cardTotal
Visa and Mastercard® Gold1st year24,000*   12,000*36,00012 swipes p.a.
any amount
Visa and Mastercard® Classic
1st year12,000*6,000*18,00012 swipes p.a.
any amount

* accumulated minimum spending per annum includes retail and cash advance transactions

** not applicable to AFFINBANK Visa Signature

[last updated: 18 Nov 2019]

CLICK HERE TO APPLY

Features & Benefits

  • earn 3X AFFIN Rewards Points for overseas spend
  • earn 1X AFFIN Rewards Points for local spend
  • convert points to Enrich Miles, AirAsia BIG Points or Malindo Miles
  • redeem complimentary flights
  • 6X complimentary access per year to participating local and international Plaza Premium Lounge, T&C apply
  • complimentary green fees at participating golf courses at local and overseas (15 July 2018 - 14 July 2020), T&C apply
  • complimentary flight and travel personal accident insurance up to RM 100,000
  • Easy Instalment Plan (EiPlan) from 2% one-time upfront interest
  • Balance Transfer Instalment Plan (BTiP) from 2% one-time upfront interest
  • Cash-on-Call Instalment Plan (CIP) - one time upfront interest with flexible tenure up to two years
  • Easy Payment Plan (EPP) - 0% interest at participating merchants
  • access to cash advance up to 70% of your available credit limit
  • contactless payment enabled
  • emergency card replacement
  • 24/7 AFFINBANK World Mastercard® dedicated assist line

Eligibility

  • minimum annual income - RM 80,000
  • principal cardmember minimum age - 21 years old
  • supplementary cardmember minimum age - 18 years old

Fees & Charges

  • annual fee - RM 500 (principal), RM 400 (supplementary)
  • annual fee waiver - 1st year free, subsequent years waived upon minimum spend of RM 48,000 or minimum 12 retail swipes of any amount per annum
  • finance charge for retail transaction - tiered structure from 15% p.a. to 18% p.a.
  • finance charge for cash advance - 18% p.a.
  • minimum monthly payment - 5% or RM 50, whichever is higher
  • cash advance fees - 5% or RM20, whichever is higher
  • late payment penalty - 1% or RM10, whichever is higher, capped at RM 100
  • balance transfer upfront interest - 2% - 7%
  • easy instalment plan upfront interest - 2% - 7%
  • cash-on-call instalment plan upfront interest - 6% - 14%
  • service tax - RM 25 per card per annum
Finance Charges
For Retail Transaction
Conditions
Tier 1 - 15% p.a.if you have promptly settled your minimum payment due
 for 12 consecutive months
Tier 2 - 17% p.a.if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
Tier 3 - 18% p.a.any other scenarios not within the two above

Documents Required

CategoryDocuments to prepare
salaried employee

compulsory

  • copy of MyKad (front and back) or passport for both principal and supplementary applicants
  • latest one month salary slip

any of the following where necessary

  • copy of latest EPF statement
  • copy of latest one month bank account statement showing salary crediting
  • latest BE Form or B Form with tax payment receipt
    self-employed

    compulsory

    • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
    been a AFFINBANK customer for more than 6 months
    • Form 9, 24, 49 or business registration certificate
    non-bank customers
    • Form 9, 24, 49 or business registration certificate
    • latest BE Form or B Form with tax payment receipt and any of the following
      • latest 3 months company's account statement
      • latest profit and loss account statement
      commission earner

      compulsory

      • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
      • latest 6 months commission statement

      any of the following where necessary

      • copy of latest 6 months account statement where the commission is credited
      • latest EA Form / BE Form with tax payment receipt and e-filing acknowledgment
      salaried
      expats

      compulsory

      • copy of valid visa permit for both principal and supplementary applicants
      • latest one month salary slip

      any of the following where necessary

      • copy of latest EPF statement (if any)
      • copy of latest one month bank account statement showing salary crediting
      • latest BE Form or B Form with tax payment receipt

      * non-Malaysian applicants and applicants who are unable to provide any income evidence or supporting documents are required to maintain a fixed deposit as collateral for the credit card facility

      * please cross out documents submitted for security purpose, all documents are non-returnable

      Reference

      CLICK HERE TO APPLY

      Features & Benefits

      • enjoy 3% cash back on all contactless transactions, capped at RM 80 per month (excluding government and charity)
      • earn 1X AFFIN Rewards Points for PIN transactions, e-commerce, mail order telephone order, recurring and standing instructions
      • complimentary green fees at participating golf courses at local and overseas, T&C apply
      • Easy Instalment Plan (EiPlan) from 2% one-time upfront interest
      • Balance Transfer Instalment Plan (BTiP) from 2% one-time upfront interest
      • Cash-on-Call Instalment Plan (CIP) - one time upfront interest with flexible tenure up to two years
      • Easy Payment Plan (EPP) - 0% interest at participating merchants
      • compatible with AffinPay mobile payment, pay with a tap of your phone
      • low income requirement
      • 1st year annual fee waiver

      Eligibility

      • minimum annual income - RM 48,000
      • minimum age - 21 years old (principal)
      • minimum age - 18 years old (supplementary)

      Fees & Charges

      • annual fee - RM 150 (principal), RM 100 (supplementary)
      • annual fee waiver - 1st year free, subsequent years waived upon minimum spend of RM 6,000 per year or RM 500 per month
      • finance charge for retail transaction - tiered structure from 15% p.a. to 18% p.a.
      • finance charge for cash advance - 18% p.a.
      • minimum monthly payment - 5% or RM 50, whichever is higher
      • cash advance fees - 5% or RM20, whichever is higher
      • late payment penalty - 1% or RM10, whichever is higher, capped at RM 100
      • balance transfer upfront interest - 2% - 7%
      • easy instalment plan upfront interest - 2% - 7%
      • cash-on-call instalment plan upfront interest - 6% - 14%
      • service tax - RM 25 per card per annum
      Finance Charges
      For Retail Transaction
      Conditions
      Tier 1 - 15% p.a.
      if you have promptly settled your minimum payment due
       for 12 consecutive months
      Tier 2 - 17% p.a.
      if you have promptly settled your minimum payment due
      for at least 10 months in a 12-month cycle
      Tier 3 - 18% p.a.
      any other scenarios not within the two above

      Documents Required

      CategoryDocuments to prepare
      salaried employee

      compulsory

      • copy of MyKad (front and back) or passport for both principal and supplementary applicants
      • latest one month salary slip

      any of the following where necessary

      • copy of latest EPF statement
      • copy of latest one month bank account statement showing salary crediting
      • latest BE Form or B Form with tax payment receipt
        self-employed

        compulsory

        • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
        been an AFFINBANK customer for more than 6 months
        • Form 9, 24, 49 or business registration certificate
        non-bank customers
        • Form 9, 24, 49 or business registration certificate
        • latest BE Form or B Form with tax payment receipt and any of the following
          • latest 3 months company's account statement
          • latest profit and loss account statement
          commission earner

          compulsory

          • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
          • latest 6 months commission statement

          any of the following where necessary

          • copy of latest 6 months account statement where the commission is credited
          • latest EA Form / BE Form with tax payment receipt and e-filing acknowledgment
          salaried
          expats

          compulsory

          • copy of valid visa permit for both principal and supplementary applicants
          • latest one month salary slip

          any of the following where necessary

          • copy of latest EPF statement (if any)
          • copy of latest one month bank account statement showing salary crediting
          • latest BE Form or B Form with tax payment receipt

          * non-Malaysian applicants and applicants who are unable to provide any income evidence or supporting documents are required to maintain a fixed deposit as collateral for the credit card facility

          * please cross out documents submitted for security purpose, all documents are non-returnable

          Reference

          CLICK HERE TO APPLY

          Features & Benefits

          • earn 1X AFFIN Rewards Point on all retail spend
          • Easy Instalment Plan (EiPlan) from 2% one-time upfront interest
          • Balance Transfer Instalment Plan (BTiP) from 2% one-time upfront interest
          • Cash-on-Call Instalment Plan (CIP) - one time upfront interest with flexible tenure up to two years
          • Easy Payment Plan (EPP) - 0% interest at participating merchants
          • complimentary flight and travel personal accident insurance of up to RM 500,000

          Eligibility

          • minimum annual income - RM 30,000
          • minimum age - 21 years old (principal)
          • minimum age - 18 years old (supplementary)

          Fees & Charges

          • annual fee - RM 150 (principal), RM 75 (supplementary)
          • annual fee waiver - 1st year free, subsequent years waived upon minimum spend of RM 24,000 or minimum 12 retail swipes of any amount per annum
          • finance charge for retail transaction - tiered structure from 15% p.a. to 18% p.a.
          • finance charge for cash advance - 18% p.a.
          • minimum monthly payment - 5% or RM 50, whichever is higher
          • cash advance fees - 5% or RM20, whichever is higher
          • late payment penalty - 1% or RM10, whichever is higher, capped at RM 100
          • balance transfer upfront interest - 2% - 7%
          • easy instalment plan upfront interest - 2% - 7%
          • cash-on-call instalment plan upfront interest - 6% - 14%
          • service tax - RM 25 per card per annum
          Finance Charges
          For Retail Transaction
          Conditions
          Tier 1 - 15% p.a.
          if you have promptly settled your minimum payment due
           for 12 consecutive months
          Tier 2 - 17% p.a.
          if you have promptly settled your minimum payment due
          for at least 10 months in a 12-month cycle
          Tier 3 - 18% p.a.
          any other scenarios not within the two above

          Documents Required

          CategoryDocuments to prepare
          salaried employee

          compulsory

          • copy of MyKad (front and back) or passport for both principal and supplementary applicants
          • latest three months' salary slip or latest EA form or BE form / e-Filing with acknowledgement and tax payment receipt
          • latest EPF statement or latest 3 months' bank statement where the salary is credited or letter from employer to confirm income (must be an established company or letter is originally addressed to the bank)
            self-employed

            compulsory

            • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
            sole proprietor / partnership
            • business registration certificate
            • latest 1 year B form / e-Filing with acknowledgement and tax payment receipt
            • latest 6 months company or personal bank statement or latest 1 year audited accounts
            private limited company
            • certified true copy of Certificate of Incorporation, Memorandum & Articles of Association (M&A), latest Form 24 & 49
            • latest 2 years B form / e-Filing with acknowledgement and tax payment receipt
            • latest 6 months' company or personal bank's statement or latest 2 year audited accounts
              commission earner

              compulsory

              • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
              • latest 6 months' commission statement or B form / BE form / e-Filing with tax payment receipt and acknowledgement
              • latest EPF statement or latest 6 months bank statement showing commission is credited or letter from employer to confirm income (must be an established company or letter is originally addressed to the bank)
              pensioner

              compulsory

              • copy of MyKad (front and back) or passport (with valid visa permit for non-Malaysian)
              • latest pension fund statement
              • latest 3 months bank account statement where the pension is credited

              * non-Malaysian applicants and applicants who are unable to provide any income evidence or supporting documents are required to maintain a fixed deposit as collateral for the credit card facility

              * please cross out documents submitted for security purpose, all documents are non-returnable

              Reference

              CLICK HERE TO APPLY

              Features & Benefits

              • earn 1X AFFIN Rewards for all retail spend
              • Easy Instalment Plan (EiPlan) from 2% one-time upfront interest
              • Balance Transfer Instalment Plan (BTiP) from 2% one-time upfront interest
              • Cash-on-Call Instalment Plan (CIP) - one time upfront interest with flexible tenure up to two years
              • Easy Payment Plan (EPP) - 0% interest at participating merchants
              • complimentary flight and travel personal accident insurance coverage for up to RM 250,000

              Eligibility

              • minimum annual income - RM 24,000
              • minimum age - 21 years old (principal)
              • minimum age - 18 years old (supplementary)

              Fees & Charges

              • annual fee - RM 50 (principal), RM 35 (supplementary)
              • annual fee waiver - 1st year free, subsequent years waived upon minimum spend of RM 12,000 or minimum 12 retail swipes of any amount per annum
              • finance charge for retail transaction - tiered structure from 15% p.a. to 18% p.a.
              • finance charge for cash advance - 18% p.a.
              • minimum monthly payment - 5% or RM 50, whichever is higher
              • cash advance fees - 5% or RM20, whichever is higher
              • late payment penalty - 1% or RM10, whichever is higher, capped at RM 100
              • balance transfer upfront interest - 2% - 7%
              • easy instalment plan upfront interest - 2% - 7%
              • cash-on-call instalment plan upfront interest - 6% - 14%
              • service tax - RM 25 per card per annum
              Finance Charges
              For Retail Transaction
              Conditions
              Tier 1 - 15% p.a.
              if you have promptly settled your minimum payment due
               for 12 consecutive months
              Tier 2 - 17% p.a.
              if you have promptly settled your minimum payment due
              for at least 10 months in a 12-month cycle
              Tier 3 - 18% p.a.
              any other scenarios not within the two above

              Documents Required

              CategoryDocuments to prepare
              salaried employee

              compulsory

              • copy of MyKad (front and back) or passport for both principal and supplementary applicants
              • latest three months' salary slip or latest EA form or BE form / e-Filing with acknowledgement and tax payment receipt
              • latest EPF statement or latest 3 months' bank statement where the salary is credited or letter from employer to confirm income (must be an established company or letter is originally addressed to the bank)
                self-employed

                compulsory

                • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
                sole proprietor / partnership
                • business registration certificate
                • latest 1 year B form / e-Filing with acknowledgement and tax payment receipt
                • latest 6 months company or personal bank statement or latest 1 year audited accounts
                private limited company
                • certified true copy of Certificate of Incorporation, Memorandum & Articles of Association (M&A), latest Form 24 & 49
                • latest 2 years B form / e-Filing with acknowledgement and tax payment receipt
                • latest 6 months' company or personal bank's statement or latest 2 year audited accounts
                  commission earner

                  compulsory

                  • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
                  • latest 6 months' commission statement or B form / BE form / e-Filing with tax payment receipt and acknowledgement
                  • latest EPF statement or latest 6 months bank statement showing commission is credited or letter from employer to confirm income (must be an established company or letter is originally addressed to the bank)
                  pensioner

                  compulsory

                  • copy of MyKad (front and back) or passport (with valid visa permit for non-Malaysian)
                  • latest pension fund statement
                  • latest 3 months bank account statement where the pension is credited

                  * non-Malaysian applicants and applicants who are unable to provide any income evidence or supporting documents are required to maintain a fixed deposit as collateral for the credit card facility

                  * please cross out documents submitted for security purpose, all documents are non-returnable

                  Reference

                  CLICK HERE TO APPLY

                  Features & Benefits

                  • Easy Instalment Plan (EiPlan) from 2% one-time upfront interest
                  • Balance Transfer Instalment Plan (BTiP) from 2% one-time upfront interest
                  • Cash-on-Call Instalment Plan (CIP) - one time upfront interest with flexible tenure up to two years
                  • Easy Payment Plan (EPP) - 0% interest at participating merchants
                  • complimentary flight and travel personal accident insurance coverage for up to RM 250,000

                  Eligibility

                  • minimum annual income - RM 24,000
                  • minimum age - 21 years old (principal)
                  • minimum age - 18 years old (supplementary)

                  Fees & Charges

                  • annual fee - waived for life
                  • finance charge for retail transaction - tiered structure from 15% p.a. to 18% p.a.
                  • finance charge for cash advance - 18% p.a.
                  • minimum monthly payment - 5% or RM 50, whichever is higher
                  • cash advance fees - 5% or RM20, whichever is higher
                  • late payment penalty - 1% or RM10, whichever is higher, capped at RM 100
                  • balance transfer upfront interest - 2% - 7%
                  • easy instalment plan upfront interest - 2% - 7%
                  • cash-on-call instalment plan upfront interest - 6% - 14%
                  • service tax - RM 25 per card per annum
                  Finance Charges
                  For Retail Transaction
                  Conditions
                  Tier 1 - 15% p.a.
                  if you have promptly settled your minimum payment due
                   for 12 consecutive months
                  Tier 2 - 17% p.a.
                  if you have promptly settled your minimum payment due
                  for at least 10 months in a 12-month cycle
                  Tier 3 - 18% p.a.
                  any other scenarios not within the two above

                  Documents required

                  CategoryDocuments to prepare
                  salaried employee

                  compulsory

                  • copy of MyKad (front and back) or passport for both principal and supplementary applicants
                  • latest three months' salary slip or latest EA form or BE form / e-Filing with acknowledgement and tax payment receipt
                  • latest EPF statement or latest 3 months' bank statement where the salary is credited or letter from employer to confirm income (must be an established company or letter is originally addressed to the bank)
                    self-employed

                    compulsory

                    • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
                    sole proprietor / partnership
                    • business registration certificate
                    • latest 1 year B form / e-Filing with acknowledgement and tax payment receipt
                    • latest 6 months company or personal bank statement or latest 1 year audited accounts
                    private limited company
                    • certified true copy of Certificate of Incorporation, Memorandum & Articles of Association (M&A), latest Form 24 & 49
                    • latest 2 years B form / e-Filing with acknowledgement and tax payment receipt
                    • latest 6 months' company or personal bank's statement or latest 2 year audited accounts
                      commission earner

                      compulsory

                      • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
                      • latest 6 months' commission statement or B form / BE form / e-Filing with tax payment receipt and acknowledgement
                      • latest EPF statement or latest 6 months bank statement showing commission is credited or letter from employer to confirm income (must be an established company or letter is originally addressed to the bank)
                      pensioner

                      compulsory

                      • copy of MyKad (front and back) or passport (with valid visa permit for non-Malaysian)
                      • latest pension fund statement
                      • latest 3 months bank account statement where the pension is credited

                      * non-Malaysian applicants and applicants who are unable to provide any income evidence or supporting documents are required to maintain a fixed deposit as collateral for the credit card facility

                      * please cross out documents submitted for security purpose, all documents are non-returnable

                      Reference

                      CLICK HERE TO APPLY

                      Features & Benefits

                      • 1st year annual fee waiver
                      • complimentary petrol credit RM 20 upon approval
                      • earn 1X AFFIN Rewards Point for all retail spend
                      • enjoy fast and convenient contactless card payment
                      • Easy Instalment Plan (EiPlan) from 2% one-time upfront interest
                      • Balance Transfer Instalment Plan (BTiP) from 2% one-time upfront interest
                      • Cash-on-Call Instalment Plan (CIP) - one time upfront interest with flexible tenure up to two years
                      • Easy Payment Plan (EPP) - 0% interest at participating merchants
                      • complimentary flight and travel personal accident insurance of up to RM 500,000
                      • 1st year complimentary personal accident insurance of up to RM 30,000

                      Promotions

                      BHPetrol Retail 
                      Spend
                      RebateMonthly
                      Rebate Cap
                      Minimum
                      Spending
                      Promotion StartsPromotion Ends
                      Weekends 10%RM 50 for
                      principal cardholder
                      no
                      minimum spend
                      1 December 201930 April 2020
                      Weekdays2%

                      Eligibility

                      • minimum annual income - RM 24,000
                      • minimum age - 21 years old (principal)
                      • minimum age - 18 years old (supplementary)

                      Fees & Charges

                      • annual fee - RM 150 (principal), RM 75 (supplementary)
                      • annual fee waiver - 1st year free, subsequent years waived upon minimum spend of RM 2,400 or minimum 12 retail swipes of any amount per annum
                      • finance charge for retail transaction - tiered structure from 15% p.a. to 18% p.a.
                      • finance charge for cash advance - 18% p.a.
                      • minimum monthly payment - 5% or RM 50, whichever is higher
                      • cash advance fees - 5% or RM20, whichever is higher
                      • late payment penalty - 1% or RM10, whichever is higher, capped at RM 100
                      • balance transfer upfront interest - 2% - 7%
                      • easy instalment plan upfront interest - 2% - 7%
                      • cash-on-call instalment plan upfront interest - 6% - 14%
                      • service tax - RM 25 per card per annum
                      Finance Charges
                      For Retail Transaction
                      Conditions
                      Tier 1 - 15% p.a.
                      if you have promptly settled your minimum payment due
                       for 12 consecutive months
                      Tier 2 - 17% p.a.
                      if you have promptly settled your minimum payment due
                      for at least 10 months in a 12-month cycle
                      Tier 3 - 18% p.a.
                      any other scenarios not within the two above

                      Documents Required

                      CategoryDocuments to prepare
                      salaried employee

                      compulsory

                      • copy of MyKad (front and back) or passport for both principal and supplementary applicants
                      • latest three months' salary slip or latest EA form or BE form / e-Filing with acknowledgement and tax payment receipt
                      • latest EPF statement or latest 3 months' bank statement where the salary is credited or letter from employer to confirm income (must be an established company or letter is originally addressed to the bank)
                        self-employed

                        compulsory

                        • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
                        sole proprietor / partnership
                        • business registration certificate
                        • latest 1 year B form / e-Filing with acknowledgement and tax payment receipt
                        • latest 6 months company or personal bank statement or latest 1 year audited accounts
                        private limited company
                        • certified true copy of Certificate of Incorporation, Memorandum & Articles of Association (M&A), latest Form 24 & 49
                        • latest 2 years B form / e-Filing with acknowledgement and tax payment receipt
                        • latest 6 months' company or personal bank's statement or latest 2 year audited accounts
                          commission earner

                          compulsory

                          • copy of MyKad (front and back) or passport (with valid visa permit if you are non-Malaysian applicant)
                          • latest 6 months' commission statement or B form / BE form / e-Filing with tax payment receipt and acknowledgement
                          • latest EPF statement or latest 6 months bank statement showing commission is credited or letter from employer to confirm income (must be an established company or letter is originally addressed to the bank)
                          pensioner

                          compulsory

                          • copy of MyKad (front and back) or passport (with valid visa permit for non-Malaysian)
                          • latest pension fund statement
                          • latest 3 months bank account statement where the pension is credited

                          * non-Malaysian applicants and applicants who are unable to provide any income evidence or supporting documents are required to maintain a fixed deposit as collateral for the credit card facility

                          * please cross out documents submitted for security purpose, all documents are non-returnable

                          Reference

                          • In January 2001, Affin Bank commenced its operations following the merge between BSN Commercial (M) Berhad and the former Perwira Affin Bank Berhad in August 2000. 
                          • Affin Bank then partnered with Affin-ACF Finance Berhad in June 2005.
                          • Affin Bank provides various types of financial services for both retail and corporate customers. 
                          • Its consumer banking segment offers credit cards, personal loans, deposit, mortgages, and high purchase loans to its consumers. 
                          • It also offers a wide range of Islamic banking products and services for corporates and individuals in compliance with Shariah principles.

                          You have to be 21 years old or more to be a principal cardmember.

                          You have to be 18 years old or more to be a supplementary cardmember.

                          Should your credit card gets approved, you can hold a maximum of 2 credit cards only.

                          Secondly, your maximum credit limit will be 2X of your monthly income.

                          Mastercard Gold & Visa Gold - 3 maximum

                          Mastercard Classic & Visa Classic, Mastercard Basic & Visa Basic, BHPetrol 'Touch & Fuel' Mastercard Contactless - 2 maximum

                          The cash advance limit is 25% of the available credit limit. You may perform a maximum of 3X cash advance withdrawal per day.

                          Please call 03-8230 2222 immediately to block the credit card.

                          The statement date is on every 18th of the month.

                          Each principal cardmember can carry up to 3 supplementary cards.

                          The 20 days interest-free period is granted to cardmembers on all retail transactions, on the condition that all outstanding balances of the previous month must be fully settled within the due date.

                          20 days interest-free period is not applicable for cash advance transactions.

                          Option 1 - via SMS

                          SMS to 66600 the following

                          AACT<space>IC number<space>last 4 digit credit card number

                          Option 2 - call AFFINBANK at 03-8230 2323

                          Please complete the “AFFINBANK Credit Card Permanent Increase of Credit Limit, Permanent Decrease of Credit Limit, Temporary Increase of Credit Limit, Card Upgrade, Card Downgrade, Additional Card and Supplementary Card Application Form”.

                          Then, submit the form with your supporting documents to any AFFINBANK branches.

                          You can obtain the form from any AFFINBANK branches or on the AFFINBANK official website www.affinonline.com