Apply For CIMB Credit Cards Online

CIMB Group is a leading ASEAN universal bank and one of the largest Asian investment banks.


List of the best Credit Cards by CIMB Malaysia

CIMB is a local bank with 320+ Branches. They offer 10 different Credit Cards, 5 Personal Loans and 17 Mortgages.

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CIMB Credit CardMin. annual
income required
Principal card
annual fee
Supplementary
card
annual fee
CIMB Enrich World Elite Mastercard®*RM 250,000RM 1,215.09RM 271.70
CIMB Visa InfiniteRM 120,000waivedwaived
CIMB Enrich World Mastercard®*RM 100,000RM 554.72waived
CIMB World Mastercard®RM 90,000waivedwaived
CIMB Visa SignatureRM 60,000waivedwaived
CIMB Cash Rebate Platinum Mastercard®RM 24,000waivedwaived
CIMB Platinum Visa / Mastercard®RM 24,000waivedwaived
CIMB Islamic Platinum-i Mastercard®RM 24,000waivedwaived
CIMB Enrich Platinum Mastercard®RM 24,000waivedwaived
CIMB PETRONAS Platinum Mastercard®RM 24,000waivedwaived
CIMB PETRONAS Platinum-i Mastercard®RM 24,000waivedwaived
CIMB e Credit CardRM 24,000RM 100waived
*auto-waiver of annual fee upon reaching the required minimum spending per annum

[last updated: 3 July 2020]

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee for life
  • earn unlimited Bonus Miles, 1 Bonus Mile for every RM4 spent at local or overseas
  • enjoy 2X exclusive access to Malaysia Airlines Golden Lounges at KLIA International, KLIA Regional, KLIA Domestic, London, Kota Kinabalu and Kuching (for principal cardmember)
  • get up to RM 1,000,000 travel insurance coverage inclusive of lost baggage or flight delays
  • enjoy dedicated travel assistance, airline deals and travel packages through CIMB Premier Travel Desk
  • enjoy exclusive privileges for shopping, dining, travel, groceries, golf, beauty & wellness

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CIMB World MasterCard

CLICK HERE TO APPLY

Features & Benefits

  • unlimited 1.5% cash rebate on overseas spend (both overseas retail purchases & online spend in foreign currency qualify, until 30 November 2020)
  • earn 5X bonus points for flight ticket purchases
  • earn 1X bonus point for all local spend
  • get 15% off at the ZON Duty Free outlets in Malaysia (valid until 15 November 2021)
  • redeem bonus points for exclusive merchandise and gifts from Members Rewards Catalogue
  • enjoy up to 50% off regional dining privileges at participating hotel partners in Malaysia, Indonesia and Singapore
  • enjoy up to RM 1,000,000 travel insurance coverage that includes lost baggage or flight delays
  • World Credit Card exclusive benefits
  • World Mastercard® Personal Concierge Services 24/7
  • Mastercard Global Services™ 24/7 for lost card, emergency card replacement & emergency card advance
  • dedicated CIMB Premier Travel Desk to assist you with travel needs, exclusive airline deals and travel packages
  • preferential foreign exchange rates at CIMB Bank Bureau de Change in Malaysia (valid until 30 November 2020)

Eligibility

  • minimum annual income - RM 90,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 2X bonus points for overseas retail transactions
  • earn 1X bonus point for all local spend
  • redeem exclusive merchandise and gifts from Members Rewards Catalogue
  • principal cardholders get 2X complimentary access to selected Plaza Premium Lounges in Malaysia and Singapore for the first year (subsequent years auto-renewable upon spending of RM 100,000 or more per annum)
  • dedicated CIMB Premier travel desk to assist you on airline deals, and travel packages
  • up to RM 1,000,000 travel insurance coverage inclusive of lost baggage or flight delays
  • other amazing CIMB privileges and offers when you shop, travel, and dine at selected partnering merchants

Eligibility

  • minimum annual income - RM 60,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 1X bonus point for all spend
  • redeem amazing gifts from Member Rewards Catalogue
  • Pay with Points - bonus points could be used to pay for purchases at participating merchant outlets
  • CIMB 0% Easy Pay - enjoy up to 36 months of interest-free instalment plan at participating merchant outlets
  • get protected by up to RM 1,000,000 travel insurance coverage that includes lost baggage or flight delay incidents
  • enjoy other CIMB exclusive dining, travelling and shopping perks and offers

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • earn 5X bonus points for dining at local or overseas
  • earn 5X bonus points when you spend overseas
  • earn 1X for any other retail spend
  • enjoy 8X airport lounge access per year to selected Plaza Premium Lounges in Malaysia and Singapore (auto-renewable upon minimum spending of RM 100,000 per annum)
  • get protected with up to RM 1,000,000 travel insurance coverage
  • a dedicated CIMB Premier Travel Desk to assist you for your travel needs, plus special airline deals and travel packages
  • enjoy up to 50% off for fine dining at participating hotel partners in Malaysia, Indonesia and Singapore
  • other amazing CIMB privileges for your shopping and dining excursions

Eligibility

  • minimum annual income - RM 120,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • Loyal feature - Cash Back
  • Enjoy up to 7% cash rebate for Setel transaction at PETRONAS with statement balance of RM1,500 and above.
  • get 5% cash rebate with statement balance of RM1,500 and above at PETRONAS using CIMB PETRONAS Platinum-i.
  • get 3% savings for purchases below RM1,500 at PETRONAS using CIMB PETRONAS Platinum-i
  • enjoy 0.2% cash rebate on other retails spend
  • enjoy exciting benefits at Automobile related partners (Lim Tayar/Cars/Raytech CS)
  • 0% Easy Payment Plan for selected auto-related merchant

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • Loyalty feature - Cash Back
  • get 7% cash rebate for Setel transaction at PETRONAS transaction with statement balance of RM1,500 and above.
  • enjoy 5% cash rebate with statement balance of RM1,500 and above at PETRONAS using CIMB PETRONAS Platinum-i
  • get 3% cash rebate with statement balance below RM1,500 at PETRONAS using CIMB PETRONAS Platinum-i
  • enjoy 0.2% cash rebate on other retails spend
  • enjoy exciting benefits at Automobile related partners (Lim Tayar/Cars/Raytech CS)
  • 0% Easy Payment Plan for selected auto-related merchant

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • Syariah-compliant and riba-free
  • based on the Ujrah concept - payment in exchange for services, benefits and privileges offered to the cardholders
  • pay ZERO annual fee
  • earn 1X point on all spend
  • enjoy exclusive discounts at over 500 participating merchants
  • complimentary Travel Takaful Coverage for up to RM 1,000,000 that also includes travel mishaps such as lost baggage or flight delays

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 1X bonus mile for overseas spend (up to 150,000 bonus miles earned)
  • earn 1 bonus mile for every RM2 spent locally (up to 150,000 bonus miles earned)
  • earn 2X bonus miles when you book your flight on malaysiaairlines.com
  • redeem 1,000 Enrich Miles with 1,000 Bonus Miles
  • 3 years Bonus Miles validity
  • exclusive UNLIMITED access to Malaysia Airlines Golden Lounges at KLIA international, KLIA regional, KLIA domestic, London, Kota Kinabalu & Kuching (T&C apply)
  • enjoy priority booking 4 hours before selected Malaysia Airlines flight and travel promotional offers are released to the public
  • get 24/7 personalized assistance from CIMB Enrich World Elite Credit Card Concierge
  • get 24/7 emergency card replacement, emergency cash advance and lost card support from Mastercard Global Service™
  • enjoy dedicated CIMB Premier Travel Desk to assist you in your travel needs, or in securing exclusive airline deals and travel packages
  • lost luggage and flight delays insurance coverage when you travel
  • travel accident and medical insurance coverage of up to USD 500,000
  • extended warranty on your new purchases
  • purchase protection in case of theft or accidental damage
  • e-Commerce protection for online purchases worldwide of up to USD 1,000
  • wallet protection insurance of up to USD 500
  • complimentary Wi-Fi access at more than 1 million hotspots worldwide with Boingo Wi-Fi
  • enjoy exclusive fine dining privileges at up to 50% off at participating hotels in Malaysia, Indonesia and Singapore
  • other CIMB credit card special privileges when you shop and dine

Eligibility

  • minimum annual income - RM 250,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - RM 1,215.09
  • supplementary card annual fee - RM 271.70

Annual fee
waiver at
Total annual spending*
required
100%RM 1,000,000 and above
50%RM 500,000 - RM 999,999
no waiverbelow RM 500,000

*Total annual spend refers to accumulated 12 months' retail spend prior to card annual fee date, and it applies to a combined total of both principal and supplementary cards

  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 1 bonus mile for every RM1.50 spent overseas
  • earn 1 bonus mile for every RM3 spent locally
  • redeem 1,000 Enrich Miles with 1,000 Bonus Miles
  • 3 years Bonus Miles validity
  • 8X access/year to Malaysia Airlines Golden Lounges at KLIA international, KLIA regional, KLIA domestic, London, Kota Kinabalu & Kuching (T&C apply)
  • enjoy priority booking 4 hours before selected Malaysia Airlines flight and travel promotional offers are released to the public
  • complimentary travel insurance coverage of up to RM 1,000,000 which is inclusive of lost baggage or flight delay incidents
  • get 24/7 personalized assistance from World Mastercard® Concierge Service
  • get 24/7 emergency card replacement, emergency cash advance and lost card support from Mastercard Global Service™
  • a dedicated CIMB Premier Travel Desk to assist you in your travel needs, or in securing exclusive airline deals and travel packages
  • enjoy exclusive fine dining privileges at up to 50% off at participating hotels in Malaysia, Indonesia and Singapore
  • other CIMB credit card special privileges when you shop and dine

Eligibility

  • minimum annual income - RM 100,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - RM 554.72
  • supplementary card annual fee - waived
Annual fee
waiver at
Total annual spending*
required
100%RM 500,000 and above
50%RM 250,000 - RM 499,999
no waiverbelow RM 249,999

*Total annual spend refers to accumulated 12 months' retail spend prior to card annual fee date, and it applies to a combined total of both principal and supplementary cards

  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • earn up to 5% cash rebates on cinema, petrol, groceries, mobile and utility payments*
  • 0.2% cash rebate on other online or retail spend
  • complimentary white coffee 2-in-1 at PappaRich (valid until 28 Feb 2021)
Statement balanceSpendCash rebate Rebate cap
Below RM 3,000Cinema, petrol,
Groceries, Mobile,
Utility Bill*
2%RM 30
per cardholder
per month
Other online
or retail spend
0.2%unlimited
RM 3,000 & aboveCinema, petrol,
Groceries, Mobile,
Utility Bill*
5%RM 30
per cardholder
per month
Other online 
or retail spend
0.2%unlimited
  • *Mobile and utility bill payment via standing instruction only

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • 12x bonus points with featured partners
  • 10x bonus points with non-featured partners
  • 5x bonus points for online and auto-billing transactions
  • 1x bonus points with in-store contact-less and other transactions

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

  • Principal Card - RM100 (Waived for the first year)
  • Supplementary Card - Waived
Annual Fee Waiver (For subsequent years)
Eligibility
100%Total annual spending* of RM12,000

*Total annual spend = Accumulated 12 months' retail spend prior to card annual fee date applies to a combined total of both principal and supplementary cards.

  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25
EmployerFixed income earner
(basic only)
Variable income earner
(basic & allowances)
Multi National Company

compulsory

  • photocopy of your MyKad (front & back) along with your signature

any of the following where necessary

  • latest 1 month payslip
  • latest EPF statement with minimum 6 months' contribution

compulsory

  • photocopy of your MyKad (front & back) along with your signature

any of the following where necessary

  • latest 3 months' payslip
  • latest EPF statement with minimum 6 months' contribution
Public Listed Company
Government Linked Company
Others

compulsory

  • photocopy of your MyKad (front & back) along with your signature
  • latest 3 months' payslip

any of the following where necessary

  • latest 3 months' salary crediting bank statement
  • latest EPF statement with minimum 6 months contribution
 
Self EmployedIncome Documents
SoleProprietor

compulsory

  • photocopy of MyKad (both sides)
  • latest 6 months' company bank statement
  • business registration document

any of the following where necessary

  • latest Form B and LHDN payment receipt
  • latest e-Form B and e-filing receipt
Partnership
Private Limited Company (Sdn Bhd)
 

*Business Registration Document refers to: Trading Licence/Company Search/Partnership Agreement/ Professional Practicing Certificate

  • Latest documents must be submitted with complete application form. CIMB Bank may request for additional documents if required.
  • Income requirements may change from time to time, with or without notification at absolute discretion of CIMB Bank.

CIMB Malaysia is headquartered in Kuala Lumpur, and offers consumer banking, commercial banking, wholesale banking, Islamic banking and asset management products and services. 

As the fifth largest banking group in ASEAN, it has over 40,000 staff in 16 locations across ASEAN, Asia and beyond. 

CIMB credit cards are designed to suit your everyday financial needs, from everyday lifestyle rewards to low interest fees:

  • Airport lounge access
  • Petrol rebate
  • Regional dining
  • Cash rebate
  • Regional golf
  • Bonus miles
  • Overseas spend rewards
  • Bonus point
  • Online shopping rebate
CIMB Credit Cards offer Smart Rewards that come with special disounts in its partner merchants, regional privilege discounts at over 600 merchants. On top of that, credit cards holders are also entitled to enjoy interest-free installments when they spread their transactions over 5, 10 or 20 months.
You can call our customer heroes at 012-385 0211 for a hassle-free application process or apply online.

Be at least 21 years old (and 18 years old for supplementary card holder).

Earn a minimum income of RM2000 monthly for normal and Platinum cards and RM8333 for World and Signature cards.