Apply For CIMB Credit Cards Online

CIMB Group is a leading ASEAN universal bank and one of the largest Asian investment banks.

CIMB Malaysia is headquartered in Kuala Lumpur, and offers consumer banking, commercial banking, wholesale banking, Islamic banking and asset management products and services. As the fifth largest banking group in ASEAN, it has over 40,000 staff in 16 locations across ASEAN, Asia and beyond. CIMB Credit Cards are designed to suit your everyday financial needs, from everyday lifestyle rewards to low interest fees.

List of the best Credit Cards by CIMB Malaysia

CIMB is a local bank with 320+ Branches. They offer 10 different Credit Cards, 5 Personal Loans and 17 Mortgages.

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  • Airport lounge access
  • Petrol rebate
  • Regional dining
  • Cash rebate
  • Regional golf
  • Bonus miles
  • Overseas spend rewards
  • Bonus point
  • Online shopping rebate

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee for life
  • earn unlimited Bonus Miles, 1 Bonus Mile for every RM4 spent at local or overseas
  • enjoy 2X exclusive access to Malaysia Airlines Golden Lounges at KLIA International, KLIA Regional, KLIA Domestic, London, Kota Kinabalu and Kuching (for principal cardmember)
  • get up to RM 1,000,000 travel insurance coverage inclusive of lost baggage or flight delays
  • enjoy dedicated travel assistance, airline deals and travel packages through CIMB Premier Travel Desk
  • book a one-way or return premium ride between Klang Valley and KLIA/klia2 at an exclusive price (valid until 31 December 2019)
  • enjoy exclusive privileges for shopping, dining, travel, groceries, golf, beauty & wellness

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25
No.EmployerFixed Income Earner (Basic only)Variable Income Earner (Basic + Allowances)
1.Multi National CompanyMinimum latest 1 month payslip OR Latest EPF statement with minimum 6 months contributionMinimum latest 1 month payslip OR Latest EPF statement with minimum 6 months contribution
2.Public Listed Company(to be updated)(to be updated)
3.Government Linked Company(to be updated)(to be updated)
4.OthersMinimum latest 3 months payslip AND latest 3 months salary crediting bank statement OR Latest EPF statement with minimum 6 months contribution (to be updated)


No.Self EmploymentIncome Documents
1.Sole ProprietorMinimum latest 6 months company bank statement AND Business Registration Document*
OR


a. Latest Form B AND LHDN payment receipt OR

b. Latest e-Form B AND e-filing acknowledgement receipt

2.PartnershipMinimum latest 6 months company bank statement AND Business Registration Document*
OR


a. Latest Form B AND LHDN payment receipt OR

b. Latest e-Form B AND e-filing acknowledgement receipt

3.Private Limited Company (Sdn Bhd)

Minimum latest 6 months company bank statement AND Business Registration Document*
OR


a. Latest Form B AND LHDN payment receipt OR

b. Latest e-Form B AND e-filing acknowledgement receipt

*Business Registration Document refers to: Trading Licence/Company Search/Partnership Agreement/ Professional Practicing Certificate

  • Latest documents must be submitted with complete application form. CIMB Bank may request for additional documents if required.
  • Income requirements may change from time to time, with or without notification at absolute discretion of CIMB Bank.

CIMB Malaysia is headquartered in Kuala Lumpur, and offers consumer banking, commercial banking, wholesale banking, Islamic banking and asset management products and services. As the fifth largest banking group in ASEAN, it has over 40,000 staff in 16 locations across ASEAN, Asia and beyond. CIMB Credit Cards are designed to suit your everyday financial needs, from everyday lifestyle rewards to low interest fees.

CIMB Credit Cards offer Smart Rewards that come with special disounts in its partner merchants, regional privilege discounts at over 600 merchants. On top of that, credit cards holders are also entitled to enjoy interest-free installments when they spread their transactions over 5, 10 or 20 months.
You can call our customer heroes at 012-385 0211 for a hassle-free application process or apply online.

Be at least 21 years old (and 18 years old for supplementary card holder).

Earn a minimum income of RM2000 monthly for normal and Platinum cards and RM8333 for World and Signature cards.