Apply For CIMB Credit Cards Online

CIMB Group is a leading ASEAN universal bank and one of the largest Asian investment banks.


List of the best Credit Cards by CIMB Malaysia

CIMB is a local bank with 320+ Branches. They offer 10 different Credit Cards, 5 Personal Loans and 17 Mortgages.

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CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee for life
  • earn unlimited Bonus Miles, 1 Bonus Mile for every RM4 spent at local or overseas
  • enjoy 2X exclusive access to Malaysia Airlines Golden Lounges at KLIA International, KLIA Regional, KLIA Domestic, London, Kota Kinabalu and Kuching (for principal cardmember)
  • get up to RM 1,000,000 travel insurance coverage inclusive of lost baggage or flight delays
  • enjoy dedicated travel assistance, airline deals and travel packages through CIMB Premier Travel Desk
  • book a one-way or return premium ride between Klang Valley and KLIA/klia2 at an exclusive price (valid until 31 December 2019)
  • enjoy exclusive privileges for shopping, dining, travel, groceries, golf, beauty & wellness

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 2X bonus points for overseas retail transactions
  • earn 1X bonus point for all local spend
  • redeem bonus points for exclusive merchandise and gifts from Members Rewards Catalogue
  • 4X complimentary green fees per golf club per year, at participating golf clubs in Malaysia, Singapore, Indonesia, Thailand, Cambodia, Philippines and Vietnam (valid until 31 December 2019 , T&C apply)
  • book a one-way or return premium ride between Klang Valley and KLIA/klia2 at an exclusive price (valid until 31 December 2019)
  • enjoy up to 50% off regional dining privileges at participating hotel partners in Malaysia, Indonesia and Singapore
  • enjoy up to RM 1,000,000 travel insurance coverage that includes lost baggage or flight delays
  • World Credit Card exclusive benefits
  • World Mastercard® Personal Concierge Services 24/7
  • Mastercard Global Services™ 24/7 for lost card, emergency card replacement & emergency card advance
  • dedicated CIMB Premier Travel Desk to assist you with travel needs, exclusive airline deals and travel packages

Eligibility

  • minimum annual income - RM 90,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 2X bonus points for overseas retail transactions
  • earn 1X bonus point for all local spend
  • redeem exclusive merchandise and gifts from Members Rewards Catalogue
  • principal cardholders get 2X complimentary access to selected Plaza Premium Lounges in Malaysia and Singapore for the first year (subsequent years auto-renewable upon spending of RM 100,000 or more per annum)
  • enjoy special deals when you book a one-way or return premium ride between Klang Valley and KLIA/klia2 (valid until 31 December 2019)
  • dedicated CIMB Premier travel desk to assist you on airline deals, and travel packages
  • up to RM 1,000,000 travel insurance coverage inclusive of lost baggage or flight delays
  • other amazing CIMB privileges and offers when you shop, travel, and dine at selected partnering merchants

Eligibility

  • minimum annual income - RM 60,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 1X bonus point for all spend
  • redeem amazing gifts from Member Rewards Catalogue
  • Pay with Points - bonus points could be used to pay for purchases at participating merchant outlets
  • CIMB 0% Easy Pay - enjoy up to 36 months of interest-free instalment plan at participating merchant outlets
  • get protected by up to RM 1,000,000 travel insurance coverage that includes lost baggage or flight delay incidents
  • enjoy other CIMB exclusive dining, travelling and shopping perks and offers

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • earn 5X bonus points for dining at local or overseas
  • earn 5X bonus points when you spend overseas
  • earn 1X for any other retail spend
  • enjoy 8X airport lounge access per year to selected Plaza Premium Lounges in Malaysia and Singapore (auto-renewable upon minimum spending of RM 100,000 per annum)
  • get protected with up to RM 1,000,000 travel insurance coverage
  • get exclusive discounts when you book a one-way or return premium ride between Klang Valley and KLIA/klia2 (valid until 31 December 2019)
  • a dedicated CIMB Premier Travel Desk to assist you for your travel needs, plus special airline deals and travel packages
  • enjoy up to 50% off for fine dining at participating hotel partners in Malaysia, Indonesia and Singapore
  • other amazing CIMB privileges for your shopping and dining excursions

Eligibility

  • minimum annual income - RM 120,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • get 7% cash rebate on Petronas spend with statement balance of RM 3,000 and above (capped at RM50 per month per card)
  • get 3% cash rebate on Petronas spend with statement balance of below RM 3,000 (capped at RM50 per month per card)
  • enjoy unlimited 0.2% cash rebate on other retail spend
  • receive up to RM 1,000,000 travel insurance coverage which includes lost baggage and flight delays
  • chance to win a brand new Proton X70 SUV and other amazing monthly prizes when you spend at participating Petronas service stations or Kedai Mesra (from 1 September 2019 - 31 December 2019 only, T&C apply)
  • 50% cash back for the first 3 purchases at participating Petronas service stations or Kedai Mesra (from 1 September 2019 - 31 December 2019 only, T&C apply)
  • enjoy up to 25% OFF at participating CARS service centres (until 31 December 2019)
  • enjoy 10% OFF storewide at participating Sonic Battery Trading outlets (until 30 June 2020)
  • enjoy 15% OFF car window tinting services at participating RAYTECH outlets (until 30 June 2020)

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • get 7% cash rebate on Petronas spend with statement balance of RM 3,000 and above (capped at RM50 per month per card)
  • get 3% cash rebate on Petronas spend with statement balance of below RM 3,000 (capped at RM50 per month per card)
  • enjoy unlimited 0.2% cash rebate on other retail spend
  • receive up to RM 1,000,000 travel insurance coverage which includes lost baggage and flight delays
  • chance to win a brand new Proton X70 SUV and other amazing monthly prizes when you spend at participating Petronas service stations or Kedai Mesra (from 1 September 2019 - 31 December 2019 only, T&C apply)
  • 50% cash back for the first 3 purchases at participating Petronas service stations or Kedai Mesra (from 1 September 2019 - 31 December 2019 only, T&C apply)
  • enjoy up to 25% OFF at participating CARS service centres (until 31 December 2019)
  • enjoy 10% OFF storewide at participating Sonic Battery Trading outlets (until 30 June 2020)
  • enjoy 15% OFF car window tinting services at participating RAYTECH outlets (until 30 June 2020)

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • Syariah-compliant and riba-free
  • based on the Ujrah concept - payment in exchange for services, benefits and privileges offered to the cardholders
  • pay ZERO annual fee
  • earn 1X point on all spend
  • enjoy exclusive discounts at over 500 participating merchants
  • complimentary Travel Takaful Coverage for up to RM 1,000,000 that also includes travel mishaps such as lost baggage or flight delays

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 1X bonus mile for overseas spend (up to 150,000 bonus miles earned)
  • earn 1 bonus mile for every RM2 spent locally (up to 150,000 bonus miles earned)
  • earn 2X bonus miles when you book your flight on malaysiaairlines.com
  • redeem 1,000 Enrich Miles with 1,000 Bonus Miles
  • 3 years Bonus Miles validity
  • exclusive UNLIMITED access to Malaysia Airlines Golden Lounges at KLIA international, KLIA regional, KLIA domestic, London, Kota Kinabalu & Kuching (T&C apply)
  • enjoy priority booking 4 hours before selected Malaysia Airlines flight and travel promotional offers are released to the public
  • enjoy 4X complimentary green fees at selected world-renowned golf clubs in Malaysia, Singapore, Indonesia, Thailand, Cambodia, Philippines and Vietnam (per golf club per year, valid until 31 December 2019, T&C apply)
  • get 24/7 personalized assistance from CIMB Enrich World Elite Credit Card Concierge
  • get 24/7 emergency card replacement, emergency cash advance and lost card support from Mastercard Global Service™
  • enjoy dedicated CIMB Premier Travel Desk to assist you in your travel needs, or in securing exclusive airline deals and travel packages
  • lost luggage and flight delays insurance coverage when you travel
  • travel accident and medical insurance coverage of up to USD 500,000
  • extended warranty on your new purchases
  • purchase protection in case of theft or accidental damage
  • e-Commerce protection for online purchases worldwide of up to USD 1,000
  • wallet protection insurance of up to USD 500
  • complimentary Wi-Fi access at more than 1 million hotspots worldwide with Boingo Wi-Fi
  • enjoy exclusive price when you book a one-way or return premium ride between Klang Valley and KLIA/klia2 (valid until 31 December 2019, T&C apply)
  • enjoy exclusive fine dining privileges at up to 50% off at participating hotels in Malaysia, Indonesia and Singapore
  • other CIMB credit card special privileges when you shop and dine

Eligibility

  • minimum annual income - RM 250,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - RM 1,215.09
  • supplementary card annual fee - RM 271.70

Annual fee
waiver at
Total annual spending*
required
100%RM 1,000,000 and above
50%RM 500,000 - RM 999,999
no waiverbelow RM 500,000
*Total annual spend refers to accumulated 12 months' retail spend prior to card annual fee date, and it applies to a combined total of both principal and supplementary cards
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • earn 1 bonus mile for every RM1.50 spent overseas
  • earn 1 bonus mile for every RM3 spent locally
  • redeem 1,000 Enrich Miles with 1,000 Bonus Miles
  • 3 years Bonus Miles validity
  • 8X access/year to Malaysia Airlines Golden Lounges at KLIA international, KLIA regional, KLIA domestic, London, Kota Kinabalu & Kuching (T&C apply)
  • enjoy priority booking 4 hours before selected Malaysia Airlines flight and travel promotional offers are released to the public
  • enjoy 4X complimentary green fees at selected world-renowned golf clubs in Malaysia, Singapore, Indonesia, Thailand, Cambodia, Philippines and Vietnam (per golf club per year, valid until 31 December 2019, T&C apply)
  • complimentary travel insurance coverage of up to RM 1,000,000 which is inclusive of lost baggage or flight delay incidents
  • get 24/7 personalized assistance from World Mastercard® Concierge Service
  • get 24/7 emergency card replacement, emergency cash advance and lost card support from Mastercard Global Service™
  • a dedicated CIMB Premier Travel Desk to assist you in your travel needs, or in securing exclusive airline deals and travel packages
  • enjoy exclusive price when you book a one-way or return premium ride between Klang Valley and KLIA/klia2 (valid until 31 December 2019, T&C apply)
  • enjoy exclusive fine dining privileges at up to 50% off at participating hotels in Malaysia, Indonesia and Singapore
  • other CIMB credit card special privileges when you shop and dine

Eligibility

  • minimum annual income - RM 100,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - RM 554.72
  • supplementary card annual fee - waived
Annual fee
waiver at
Total annual spending*
required
100%RM 500,000 and above
50%RM 250,000 - RM 499,999
no waiverbelow RM 249,999

*Total annual spend refers to accumulated 12 months' retail spend prior to card annual fee date, and it applies to a combined total of both principal and supplementary cards

  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • get Tesco Clubcard at no extra charge (for new members only)
  • enjoy up to 5% cash rebate at Tesco everyday (capped at RM50 per card per monthly statement)
  • earn extra Tesco Clubcard Points
  • pay with contactless payment
  • supports PIN and Pay feature for added security
  • other CIMB credit card exclusive deals and privileges when you spend at partner merchants
Statement balanceSpendCash rebate Extra Tesco Clubcard Points
Below RM 3,000Tesco spend2%RM 2 = 1 point
Other retail spend-RM 4 = 1 point
RM 3,000 & aboveTesco spend5%RM 2 = 1 point
Other retail spend-RM 4 = 1 point

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25

CLICK HERE TO APPLY

Features & Benefits

  • ZERO annual fee
  • enjoy 12% cash rebates on weekend dining with no minimum spend**
  • earn up to 5% cash rebates on cinema, petrol, groceries, mobile and utility payments*
  • 0.2% cash rebate on other online or retail spend
  • weekends 1 for 1 dessert or beverage at thursdvys (valid 1 Aug 2019 - 31 Oct 2019)
  • 10% OFF total bill at phostreet (valid until 31 Dec 2019)
  • complimentary upsize on beverages at Coffee Bean and Tea Leaf (valid until 31 Dec 2019)
  • complimentary white coffee 2-in-1 at PappaRich (valid until 28 Feb 2021)
  • 15% OFF total bill at Kluang Station (valid until 31 Jan 2020)
Statement balanceSpendCash rebate Rebate cap
Below RM 3,000Cinema, petrol,
Groceries, Mobile,
Utility Bill*
2%RM 30
per cardholder
per month
Other online
or retail spend
0.2%unlimited
RM 3,000 & aboveCinema, petrol,
Groceries, Mobile,
Utility Bill*
5%RM 30
per cardholder
per month
Other online 
or retail spend
0.2%unlimited
  • *Mobile and utility bill payment via standing instruction only
  • **12% weekend dining cash rebates are valid from 15 May 2019 - 31 May 2020, capped at RM30 per card holder per statement cycle, T&C apply

Eligibility

  • minimum annual income - RM 24,000
  • principal card minimum age - 21 years old
  • supplementary card minimum age - 18 years old

Fees & Charges

Finance Charges
For Retail Transaction
Conditions
1.25% per month or
15% per annum
if you have promptly settled your minimum payment due
 for 12 consecutive months
1.42% per month or
17% per annum
if you have promptly settled your minimum payment due
for at least 10 months in a 12-month cycle
1.50% per month or
18% per annum
any other scenarios not within the two above
  • principal card annual fee - waived
  • supplementary card annual fee - waived
  • minimum monthly repayment - 5% of current balance + any unpaid minimum payment, or RM50, whichever is higher
  • late payment charge - 1% on the unpaid balance or RM10 minimum, whichever is higher, capped at RM100
  • cash advance fee - 5% of the amount advanced or RM15 minimum, whichever is higher
  • finance charge for cash transaction - 1.5% per month or 18% per annum calculated on daily rest basis
  • annual service tax - RM25
No.EmployerFixed Income Earner (Basic only)Variable Income Earner (Basic + Allowances)
1.Multi National CompanyMinimum latest 1 month payslip OR Latest EPF statement with minimum 6 months contributionMinimum latest 1 month payslip OR Latest EPF statement with minimum 6 months contribution
2.Public Listed Company(to be updated)(to be updated)
3.Government Linked Company(to be updated)(to be updated)
4.OthersMinimum latest 3 months payslip AND latest 3 months salary crediting bank statement OR Latest EPF statement with minimum 6 months contribution (to be updated)


No.Self EmploymentIncome Documents
1.Sole ProprietorMinimum latest 6 months company bank statement AND Business Registration Document*
OR


a. Latest Form B AND LHDN payment receipt OR

b. Latest e-Form B AND e-filing acknowledgement receipt

2.PartnershipMinimum latest 6 months company bank statement AND Business Registration Document*
OR


a. Latest Form B AND LHDN payment receipt OR

b. Latest e-Form B AND e-filing acknowledgement receipt

3.Private Limited Company (Sdn Bhd)

Minimum latest 6 months company bank statement AND Business Registration Document*
OR


a. Latest Form B AND LHDN payment receipt OR

b. Latest e-Form B AND e-filing acknowledgement receipt

*Business Registration Document refers to: Trading Licence/Company Search/Partnership Agreement/ Professional Practicing Certificate

  • Latest documents must be submitted with complete application form. CIMB Bank may request for additional documents if required.
  • Income requirements may change from time to time, with or without notification at absolute discretion of CIMB Bank.

CIMB Malaysia is headquartered in Kuala Lumpur, and offers consumer banking, commercial banking, wholesale banking, Islamic banking and asset management products and services. 

As the fifth largest banking group in ASEAN, it has over 40,000 staff in 16 locations across ASEAN, Asia and beyond. 

CIMB credit cards are designed to suit your everyday financial needs, from everyday lifestyle rewards to low interest fees:

  • Airport lounge access
  • Petrol rebate
  • Regional dining
  • Cash rebate
  • Regional golf
  • Bonus miles
  • Overseas spend rewards
  • Bonus point
  • Online shopping rebate
CIMB Credit Cards offer Smart Rewards that come with special disounts in its partner merchants, regional privilege discounts at over 600 merchants. On top of that, credit cards holders are also entitled to enjoy interest-free installments when they spread their transactions over 5, 10 or 20 months.
You can call our customer heroes at 012-385 0211 for a hassle-free application process or apply online.

Be at least 21 years old (and 18 years old for supplementary card holder).

Earn a minimum income of RM2000 monthly for normal and Platinum cards and RM8333 for World and Signature cards.