AFFIN INVIKTA Visa Infinite Credit Card
AFFIN INVIKTA Visa Infinite Credit Card
RM 10,000
Minimum monthly income
RM 0
Annual fee
Waived for the first year and Subsequent years will be waived automatically with a minimum spend of RM100,000 per annum or swipe at least 12 times per annum.
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Travel
Complimentary Green Fees and exclusive access to the finest golf courses in Malaysia and selected South East Asian countries
12X Complimentary Airport Lounge Access
5X AFFIN Rewards Points for overseas retail transactions
1X AFFIN Rewards Points for local retail transactions
Airline miles conversion to over 20 airlines with Enrich Miles, AirAsia BIG Points and Malindo Miles
Card protected by AFFIN Credit Shield
Eligibility
| Minimum monthly income | RM 10,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Waived for the first year |
| Annual fee waiver | Yes | Waived for the first year and Subsequent years will be waived automatically with a minimum spend of RM100,000 per annum or swipe at least 12 times per annum. |
| Interest rate | 15% | 15% per annum if the Cardmember has promptly settled the minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) | 0% | one-time upfront handling fee starting as low as 2% |
| Annual fee |
RM 0 Waived for the first year |
| Annual fee waiver |
Yes Waived for the first year and Subsequent years will be waived automatically with a minimum spend of RM100,000 per annum or swipe at least 12 times per annum. |
| Interest rate |
15% 15% per annum if the Cardmember has promptly settled the minimum payment due for 12 consecutive months |
| Balance transfer rate (fixed) |
0% one-time upfront handling fee starting as low as 2% |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employees (Malaysian):
Multinational Company/ Public Listed Companies/Subsidiaries Companies
- Latest 1 month salary slip;or
- Latest EPF statement; or
- Latest EA Form; or
- Latest income tax return (Form B/BE with tax receipt)
Other Companies / Non-Multinational Company
- Latest EPF statement printed on AFFIN kiosk; or
-
Latest income tax return (Form B/BE with tax receipt); or
- Latest 1 month salary slip with latest EPF statement or latest bank statement showing 3 months salary crediting
Government/Semi Government office
- Latest 1 month salary slip
Self Employed (Malaysian):
- Latest income tax return (Form B/BE with tax receipt)
Commission Earner
- Latest 6 months commission statement and bank statement showing 6 months commission crediting; or
-
Latest income tax return (Form B/BE with tax receipt); or
- CP58 Statement or Summary of Annual Commission Statement; or
FAQs
FAQs
- Complimentary Green Fees for golf courses in Malaysia and selected South East Asian countries
- 12X access to Plaza Premium Lounge in Malaysia and selected countries worldwide
- 5X AFFIN Reward Points for overseas spending
- 1X AFFIN Reward Points for local transaction
You need to earn a minimum income of RM10,000 per month (RM120,000 annually). To apply for the principal card, you need to be at least 21 years old and you must be 18 years old and above to apply for supplementary card.
The annual fee is waived for the first year. For the subsequent year, you will need to pay RM500 for principal card and RM400 for supplementary card. You can get annual fee waiver if you spend a minimum total of RM100,000 per annum or at least swipe 12X per year.
The AFFIN INVIKTA Visa Infinite is best suited for high-net-worth individuals who travel frequently and enjoy premium lifestyle benefits like complimentary golf and 12X airport lounge access, supported by a high 5X rewards rate on overseas spending.
