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UOB Bank
UOB PRVI Miles Elite Card

UOB PRVI Miles Elite Card

RM 8,333

Minimum monthly income

RM 600

Annual fee
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Special Offers

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Terms and Conditions Apply

Product details

Benefits

Features and Benefits: UOB PRVI Miles Elite Card UNIRM


UNIRM Rewards Points Spend Categories Capping Limit
5X UNIRM per RM1
Dining at MICHELIN-starred restaurants in Kuala Lumpur and Penang

*Offer is valid until 31 December 2025
*Offer is open to new and existing bank customers
*T&Cs apply
*Full list of participating restaurants
Capped at 15,000 UNIRM per customer, per month
12X UNIRM per RM1
Overseas spending in Singapore, Thailand, Vietnam and Indonesia No limit
10X UNIRM per RM1 Overseas transactions in other countries No limit
5X UNIRM per RM1 Airlines spend No limit
1X UNIRM per RM1 Local spend No limit
Features
Good for Travel & Rewards/Offers
5X UNIRM for every RM1 spent dining at MICHELIN-starred restaurants in KL and Penang (valid till 31 December 2025 with T&Cs apply)
12X UNIRM for every RM1 spent overseas in Singapore, Thailand, Vietnam and Indonesia
10X UNIRM for every RM1 spent in other countries
5X UNIRM for every RM1 for airline spend
1X UNIRM for every RM1 spent locally
Get an additional 60,000 UNIRM as a bonus when you pay for your annual fee
Redeem 1,000 Enrich, KrisFlyer or Asia Miles for 12,000 UNIRM
Enjoy 8X complimentary yearly access to Plaza Premium Lounge across 16 airports in 8 countries and territories, including exclusive access to private lounge at KLIA1 (1X access per day, subject to availability). Complimentary access to the Plaza Premium Lounge at KLIA Terminal 2 will no longer be available and supplementary cardmembers will no longer be entitled to complimentary access at any airport lounge
Get a complimentary Grab ride home within Klang Valley from KLIA1 when you make 3 overseas retail transactions in the last 45 days (capped at RM80 per redemption with promo code: UOBKLIA80)
Up to RM300,000 of complimentary personal accident coverage (includes overseas medical and travel inconvenience, daily hospital income benefits, and purchase coverage, with T&Cs apply))
2.4 air miles for every RM1 spent on Agoda in Singapore Dollar, Thai Baht, Vietnamese Dong and Indonesian Rupiah
2.25 air miles for every RM1 spent on Agoda in other foreign currencies
1.5 air miles for every RM1 spent on Agoda in Ringgit Malaysia
The air miles earned via Agoda spending are awarded as convertible UNIRM
Redeem gifts or vouchers via UNIRinggit Rewards Catalogue or offset purchases by paying with UNIRM
Eligibility
Minimum monthly income RM 8,333
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 600
Complimentary for Supplementary Cardholder(s)
Annual fee waiver Yes
New To Bank customers get their first year's annual fee waived (campaign ends 31 December 2025).
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
For cardmembers who promptly settle Minimum Payment Due by the respective Payment Due Date for 12 months within the last 12 consecutive months
Balance transfer rate (fixed) 0%
Enjoy zero interest with one-time upfront handling fees starting from 0% for 6 months and 1% for 12 months. The minimum transfer amount is RM1,000.
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employees

  • - Photocopy of NRIC (both sides)
  • - Latest 3 months' salary slips, AND any of the following
  • - Latest EPF statement
  • - Latest Form B/BE with tax payment receipt
  • - Latest 3 months' bank statement
  • - Latest Form BE with tax receipt


Self-Employed

  • - Photocopy of NRIC (both sides)
  • - Latest Form BE with tax receipt
  • - Photocopy of Business Registration Form
  • - Latest 6 months' bank statements (showing business turnover)

Foreigners
  • - Photocopy of passport
  • - Latest 2 months' salary slips
  • - Work permit must be valid for at least 1 year at the time of application
  • - Letter of employment


UOB PRVI Miles Elite Card Terms and Conditions.

UOB PRVI Miles Elite Card Product Disclosure Sheet.

UOB PRVI Miles Elite Card
UOB PRVI Miles Elite Card
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