What is an air miles credit card? An air miles credit card gives you air mile points for every RM you spend locally and even overseas. You don’t have to spend on travel-related items or air tickets to earn miles; spending at restaurants, retail, or online shopping counts as long as you charge it to […]
What is A Rewards Credit Card? A rewards credit card allows you to accumulate reward points with every purchase which you can then redeem for merchandise, vouchers, services or air miles. The redemption rate for reward points differs according to banks. In short, you save money in the form of reward points.
What is a cashback credit card? Cashback credit cards gives you a percentage back for every Ringgit that you spend into cash rebates. The cash rebate that you will get back depends on the cashback rate offered by the particular credit card.
Applying for a credit card is not difficult. However, before applying for a credit card, you need to understand the features and type of credit cards in the market to suit your personal financing needs. We will guide you on how to apply for a credit card through different channels and the standard procedures involved. […]
Usage and Maintenance of Credit Cards How do I pay my credit card bill? Upon receiving your credit card statement, you’ll need to arrange payment for your outstanding bill. You can choose to pay the minimum amount, your whole bill, or any other amount. We suggest to always pay more than minimum. Your credit card […]
Credit Card Basics What is a credit card? A credit card is a way to pay for goods and services and is essentially a type of short term loan issued by a bank or a financial institution to the account holder. This means that whenever you spend with your card, you’re borrowing money from the […]
Whether you’re looking for a credit card for cash back, air miles, rewards, discounts or more, HSBC has got you covered with its impressive array of credit cards to suit your everyday needs. Take a look at our list of the 3 best HSBC credit cards that the bank has to offer and decide which […]
What makes a credit card more rewarding? Is it getting your money back in the form of cashback or earning rewards points that you can use to redeem cash vouchers and other merchandise? Read on to find out more about how they measure up against each other.