If you don’t have a credit card yet, you might not know that it actually has a lot of benefits. Some people even see credit cards as a risk. But the truth is, if used correctly and responsibly, it can be a better payment mode than cash and debit cards. Without further ado, let’s take […]
When it comes to applying for a new credit card, one of the questions is, “Which one do I choose? VISA or Mastercard?” Is there a reason for choosing one of the two? And, what should you be looking for when making this decision? Credit cards are one of the most convenient tools we can […]
We’ve spoken a lot about the importance of getting out of credit card debt, but how do we actually do it? Well, here’s one strategy; a credit card balance transfer. This strategy might be foreign to many people, hence this article is specifically designed to answer those questions. What is a balance transfer? A balance […]
In this day and age, going digital would be the best option for convenience sake, as well as the safest option especially during a pandemic. Some may shy away from owning credit cards as they would think it’ll just be extra expenses going out of their pockets. But that’s not the case with the Standard […]
Breaking it down, your debit card is essentially a plastic check. That means that whenever you make a purchase, it directly takes the money out of your account. Because of this, there will be no bills and you won’t be paying any interests. More than that, debit cards are also known as ATM cards, which […]
Credit cards can boost or sink your credit score, a financial tool that opens doors to many good things in life – such as favourable bank loans for your dream car and home, as well as competitive interest rates. Find out what you should do and what to avoid so you can achieve a healthy […]
Take your business to the next level with the new CIMB Platinum BusinessCard, and enjoy exclusive rewards like cash rebates. Even better, you don’t need a large business to be qualified for one. When starting a business for the first time, you may choose to use a personal credit card, rather than a business credit […]
CIMB Bank Berhad has recently unveiled the CIMB e-Credit Card as a way to address shifting customers needs, one that has become increasingly digital in this COVID-19 era by providing added value for online and contactless transactions without being limited to any e-commerce platform. This move is echoed by findings in Visa’s report: “The New […]
Malaysia: Are you planning to get a credit card for the first time? With different types of credit cards available, you need to learn how to compare credit cards to see which one is suitable for you. Learn more by reading this quick beginner’s guide to choosing your first credit card. If you’ve landed on […]