Tag Archive: ctos


Tips Untuk Luluskan Pinjaman Peribadi Bank Di Malaysia

By February 3, 2021 2:42 pm

Proses memohon untuk pinjaman boleh memeningkan kepala, tetapi jangan risau! Ikuti tip-tip dibawah untuk ketahui apa yang anda perlu buat supaya permohonan pinjaman anda tidak ditolak oleh pihak bank! 1. Periksa rekod kewangan anda Sebelum anda memulakan permohonan untuk pinjaman, periksa dahulu keadaan rekod kewangan anda. Perkara pertama yang akan dilihat oleh pihak bank ialah […]


Apakah Perbezaan Laporan Kredit CCRIS dan CTOS?

By January 25, 2021 6:12 pm

Sering mendengar istilah CCRIS dan CTOS, namun anda tidak tahu perbezaan istilah tersebut? Jangan risau, kami terangkan dengan lebih lanjut dalam artikel ini. Teruskan membaca untuk mengetahui perbezaan CCRIS dan CTOS, dan mengapa kedua-duanya penting untuk rakyat Malaysia.  Apakah itu CCRIS? CCRIS atau Pusat Sistem Maklumat Rujukan Kredit (Central Credit Reference Information System) menyediakan laporan […]


6 Ways To Improve Your Credit Score

By January 25, 2021 5:19 pm

This article was first published in June 2017 and has been edited and updated for accuracy and clarity. Don’t limit your future by ignoring your credit score, here are tips you should follow to help you improve your credit score. What is a credit score? A credit score is usually derived from a person’s credit […]


How Credit Cards Can Affect Your Credit Score

By January 21, 2021 6:27 pm

Credit cards can boost or sink your credit score, a financial tool that opens doors to many good things in life – such as favourable bank loans for your dream car and home, as well as competitive interest rates. Find out what you should do and what to avoid so you can achieve a healthy […]


How To Read Your Credit Report Using This Code

By November 13, 2020 10:11 am

A credit report is important because it helps you assess whether you are eligible to apply for a credit card, personal loan or mortgage. Read this article to find out how you can read and check your credit report for free! Getting rejected for a credit card or loan isn’t a personal slight against you, […]

NEWS: Malaysia’s First Fraud Prevention Bureau, CTOS IDGuard, Saves RM21.1mil Even Before Its Official Launch

By August 19, 2020 4:07 pm

CTOS Data Systems Sdn Bhd recently collaborated with GBG, an identity management, location intelligence and fraud prevention company to launch CTOS IDGuard as a platform to prevent application fraud within the banking industry in Malaysia. Here’s what you need to know about CTOS IDGuard and how it can be useful for both banks and customers. […]

Financial Advice for Fresh Graduates in Malaysia

By August 19, 2019 11:22 am

If you’re about to graduate or have recently graduated, first of all - congratulations! Before you begin living payslip to payslip, here is some financial advice for all fresh graduates and entry-level executives at their first job.