Tag Archive: ctos

Bahaya Lambat Lakukan Bayaran Kad Kredit

By August 8, 2019 10:45 am

Adakah anda sentiasa membuat pembayaran lewat untuk kad kredit anda? Atau anda mungkin berfikir bahawa kelewatan beberapa pembayaran bukan masalah besar. Sememangnya, pihak bank ataupun institusi kewangan kredit kad anda tidak akan muncul di pintu anda setelah anda kehilangan satu pembayaran, tetapi tindakan pasti diambil disebalik tabir. Tindakan ini akan memberi kesan terhadap anda untuk beberapa […]

What Happens If You Make Late Credit Card Payments

By August 7, 2019 12:00 pm

Are you always making late payments for your credit card? Or you may think missing a few payments is not a big deal. The bank or credit card company won’t show up at your door after you miss one payment, but they’re definitely taking action behind the scenes. How your creditors respond to late payments […]

credit score guide

Ultimate Guide To Credit Scores

By July 21, 2019 11:00 am

Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount of the loan, the […]

How do I calculate my Debt Service Ratio?

By April 25, 2019 10:00 am

Applying a loan is not easy and is, in fact, a very long and tedious process. When your loan goes for approval, your debt service ratio is a major consideration. It is a strong decisive factor and you need to make sure it’s good to prove to your loan officers that you have good credit […]

beza kadar keuntungan dan kadar faedah

Perbezaan Diantara Kadar Keuntungan dan Kadar Faedah

By April 2, 2019 4:49 pm

Adakah anda tahu perbezaan antara kewangan Islam dan kewangan konvensional? Beberapa kemungkinan menyatakan bahawa pinjaman Islamik melarang urus niaga yang berteraskan faedah. Ianya nampak seperti mudah untuk difahamkan tetapi sekiranya kadar faedah ini dilarang, bagaimana pula seseorang memperoleh keuntungan di awal pelaburan. Sebelum kita beralih ke topik seterusnya, mari kita fahami dahulu ringkasan sejarah berkenaan […]

compare ctos ccris features, similarities and differences

What Is A CTOS & CCRIS Report And What’s Their Difference?

By April 2, 2019 11:00 am

Everytime you’ve applied for a financial product, you may have heard the terms CCRIS or CTOS thrown around, more so when you apply for loans. And if you’ve never quite understood what those terms mean or don’t know the difference between the two, we’ve simplified it for you here and listed why they are so […]

Find The Right Credit Reporting Agency For You

By March 29, 2019 11:00 am

Do you know your credit history? If you don’t, it’s time to play catch up. We compare three credit rating agencies and share its pro’s and con’s to help you decide the easiest and the best way to obtain your credit report. 

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