Imagine you’ve just started your career in a local company after graduating with your bachelor’s degree a local university. You’re also originally from Kedah, and had to deal with many things when you first moved to Kuala Lumpur to earn a living. After six months of working in the city, you’ve finally settled down. However […]
Adakah anda sentiasa membuat pembayaran lewat untuk kad kredit anda? Atau anda mungkin berfikir bahawa kelewatan beberapa pembayaran bukan masalah besar. Sememangnya, pihak bank ataupun institusi kewangan kredit kad anda tidak akan muncul di pintu anda setelah anda kehilangan satu pembayaran, tetapi tindakan pasti diambil disebalik tabir. Tindakan ini akan memberi kesan terhadap anda untuk […]
What is a credit card? A credit card is a way to pay for goods and services and is essentially a type of short term loan issued by a bank or a financial institution to the account holder. This means that whenever you spend with your card, you’re borrowing money from the bank and paying […]
Most of us are unaware of how important it is to start building our credit scores early in life. We only realise this 3-digit number plays a vital role in getting our bank loans and credit card applications approved later on. Read on to find out why you should start establishing your credit score at […]
Proses memohon untuk pinjaman boleh memeningkan kepala, tetapi jangan risau! Ikuti tip-tip dibawah untuk ketahui apa yang anda perlu buat supaya permohonan pinjaman anda tidak ditolak oleh pihak bank! 1. Periksa rekod kewangan anda Sebelum anda memulakan permohonan untuk pinjaman, periksa dahulu keadaan rekod kewangan anda. Perkara pertama yang akan dilihat oleh pihak bank ialah […]
It is important to keep your credit score in good shape so you can apply for loans, credit cards and get lower interest rates. Read this article to find out six bad financial decisions that can hurt your credit score. A good credit score is a great privilege. It increases your chances of securing a […]
Sering mendengar istilah CCRIS dan CTOS, namun anda tidak tahu perbezaan istilah tersebut? Jangan risau, kami terangkan dengan lebih lanjut dalam artikel ini. Teruskan membaca untuk mengetahui perbezaan CCRIS dan CTOS, dan mengapa kedua-duanya penting untuk rakyat Malaysia. Apakah itu CCRIS? CCRIS atau Pusat Sistem Maklumat Rujukan Kredit (Central Credit Reference Information System) menyediakan laporan […]
Credit cards can boost or sink your credit score, a financial tool that opens doors to many good things in life – such as favourable bank loans for your dream car and home, as well as competitive interest rates. Find out what you should do and what to avoid so you can achieve a healthy […]
A credit report is important because it helps you assess whether you are eligible to apply for a credit card, personal loan or mortgage. Read this article to find out how you can read and check your credit report for free! Getting rejected for a credit card or loan isn’t a personal slight against you, […]
