Tag Archive: debt

3 Methods to Clear Your Debts

By October 9, 2018 10:00 am

As we head into the next quarter of 2018, how well are you doing with your financial resolutions? If you’re like the majority of young Malaysians who are living with high levels of debt, one of your financial resolutions is to clear your debt and make progress towards the overarching goal of financial freedom.

5 Bad Financial Advice that Makes You Poorer

By September 30, 2018 9:27 am

Have you ever blindly trusted and implemented a piece of financial advice, and faced a negative outcome? Here are some tips to help you sort out the good from the bad, or at least trigger the proceed-with-caution sirens.

Should you buy the new Apple iPhone XS or XS Max? I don’t think so.

By September 21, 2018 9:34 am

Apple recently announced their latest Apple iPhones for the year of 2018, the iPhone XS, XS Max, and a more “budget-friendly” (not really) iPhone XR. The new iPhone will come with the usual “S” upgrades, with better processors, a better display, a better camera – all the upgrades. I don’t think you should buy one […]

5 Ways to Avoid The Dangers Of Credit Card Debt

By September 4, 2018 10:36 am

Updated: 4th September 2018 Falling into credit card debt is dangerously easy. Especially when you don’t compare credit cards and check which ones have the lowest annual percentage rates (APR), cashback rates or even the best petrol-related promos.

Top Budgeting Software for Personal Finance 2018

By August 15, 2018 9:28 am

When it comes to money, most people have a hard time sticking to a budget and saving. With so many temptations to keep up with the latest technology and to indulge in deals you see all over Malaysia, most people struggle with their personal finances. The Malaysian Insight found that most millennial’s live outside their […]

100 Ideas for Personal Finance

By August 14, 2018 10:45 am

 What is Min-Maxing My Personal Finances? Min-Maxing (which has its roots in role-playing games) is the process of minimizing weaknesses and maximizing your strengths. The end result desired is for optimization and better results. Min-Maxing my personal finances is all about taking many small steps to ruthlessly cut your weaknesses and gain many small incremental […]

Perbezaan Laporan Kredit CCRIS dan CTOS

By July 26, 2018 4:11 pm

Sering mendengar istilah CCRIS dan CTOS, namun anda tidak tahu perbezaan istilah tersebut? Jangan risau, kami terangkan dengan lebih lanjut dalam artikel ini. Teruskan membaca untuk mengetahui mengapa kedua-duanya penting untuk rakyat Malaysia. 

5 Polite Ways To Ask For Your Money Back

By July 26, 2018 12:00 pm

There’s a saying that goes, “Lend only the amount of money you can afford to lose.” When you lend money to friends or family, you’re working under the assumption that they will pay you back promptly, but that isn’t always the case.