- T20, M40 And B40 Income Classifications in Malaysia
Malaysians are categorised into three different income groups: Top 20% (T20), Middle 40% (M40), and Bottom 40% (B40). This is based on the Department of Statistics’ (DOSM) Household Income and Basic Amenities (HIS/BA) survey of 2019. HIS/BA is conducted twice every five years. Over the years, the bar for each group’s income level has increased […]
Read More - Golongan Isi Rumah B40, M40 dan T20 di Malaysia Berdasarkan Pendapatan
Klasifikasi pendapatan di Malaysia dibahagikan kepada tiga golongan, iaitu T20, M40, dan B40. Maksudnya, pendapatan isi rumah bulanan penengah bagi kumpulan: Terendah 40% atau bottom 40% (B40) Kumpulan pertengahan 40% atau middle 40% (M40) Kumpulan tertinggi 20% atau top 20% (T20). Ini adalah hasil daripada kaji selidik Penyiasatan Pendapatan Isi Rumah dan Kemudahan Asas (PPIR […]
Read More - 8 Financial Planning Tips For Malaysian Gen Zs
Financial advice for Gen Z? Adulting can be a challenge, especially when you have financial commitments. It is important for you to stay afloat financially and learn how to manage your finances well. Here are 8 tips that will help you. If you’re reading this, chances are you’re part of Generation Z. (If you didn’t […]
Read More - 10 Smart Ways You Can Spend RM1,000 Right Now
Spend guide for Malaysians: Do you have an extra RM1,000 but not sure what you can actually do with it? You can either indulge or spend it the right way and get some benefits. We gathered 10 best ways on how and where you can spend the money. What would you do if you had […]
Read More - The RM2 Note Was Made In Line With Vision 2020? 4 Things You Didn’t Know About Our Ringgit
Malaysia banknotes have gone through several changes over the past decades. Ringgit was only introduced as Malaysia’s official currency 18 years after independence. We discovered 4 interesting facts that you probably never knew about our Ringgit, read this article to find out. With Malaysia Day just round the corner, we decided to take a closer […]
Read More - 5 Things To Do Now That You’ve Got A Side Income In Malaysia
If you are one of the many Malaysians who are involved in doing part-time jobs or gigs during this pandemic, what can you actually do with the side income you receive? Here are 5 best ways on how you can manage your side hustle money. In the past few months, we talked a lot about […]
Read More - 10 Examples of Poor Money Management (& What You Can Do About It)
There are many challenges you have to face when it comes to money management. If you’re struggling to manage your finances, we’ve listed 10 examples of bad financial habits that you probably have and why you should totally get rid of it. We’ve all experienced it in our lives. You look at your bank account […]
Read More - CompareHero Exclusive: Get Approved For An Alliance Bank Personal Loan In 10 Mins, Rate As Low As 3.99%
Alliance Bank Malaysia is now running an exclusive offer for its personal loan with an interest/profit rate from as low as 3.99%, including other benefits. Read more to find out the requirements, how you can apply for it online, and how to get fast approval in just 10 minutes! If you’re in need of a […]
Read More - #DigitalCareers: Achieving Work-Life Balance in the New Normal
Is it possible to achieve a work-life balance during COVID-19? Many employees in Malaysia were affected by the pandemic, causing everyone to experience a new career lifestyle. If you’re struggling, here are some ways and tips on how you can have a healthy work-life balance in this new normal. Since the pandemic broke out early […]
Read More - When’s the Best Time to Pay Your Credit Card Bill?
It is advisable for you to make your credit card payment before the due date to maintain a good credit score, avoid interest, and late payment fees. But when exactly is the right time to pay? Should you pay off after every purchase? Read this article to find out. It’s easy to get overwhelmed when […]
Read More - NEWS: Malaysia’s First Fraud Prevention Bureau, CTOS IDGuard, Saves RM21.1mil Even Before Its Official Launch
CTOS Data Systems Sdn Bhd recently collaborated with GBG, an identity management, location intelligence and fraud prevention company to launch CTOS IDGuard as a platform to prevent application fraud within the banking industry in Malaysia. Here’s what you need to know about CTOS IDGuard and how it can be useful for both banks and customers. […]
Read More - #DigitalCareers: How To Switch Careers During A Pandemic
If you’re thinking of a career switch or change in the middle of COVID-19 pandemic, there are several factors or reasons you need to consider before making your decision. This article explains 8 signs on why and when you need to consider changing your job and how you can do it. Across the globe, the […]
Read More - How Much Does It Cost To Get A Credit Card? Credit Card Fees Explained!
There are always fees you have to bear when using a credit card. If you’re getting your first credit card, you don’t want to be overwhelmed by all of the costs involved. This includes an annual fee, cash advance fee, interest or monthly fee, balance transfer fee, late fee and more. Read this article to […]
Read More - #StretchYourRinggit – How To Survive A Pay Cut During COVID-19
Ever since the Movement Control Order (MCO) was enforced, many employers were left with no choice but to deduct or cut the employees’ salaries. This has impacted many employed Malaysians to search for ways to survive financially. Read this article to find out how you can handle a pay cut during this pandemic. If you’re […]
Read More - 3 Easy Ways For Maybank Customers To Apply For COVID-19 Post-Moratorium Assistance
If you are struggling to make your loan repayments, Malayan Banking Bhd (Maybank) is now providing three options to apply for post-moratorium assistance packages before the existing six-month COVID-19 moratorium ends. Read this article to find out how. At time of writing, we are only a month away before the 6-month COVID-19 loan moratorium ends […]
Read More - How To Read & Understand Your Credit Card Statement? Your Credit Card Statement Explained
Your credit card statement is more than just finding out the bills you have to pay. It is important for you to understand all the details contained in the monthly report you receive. Here’s a quick explanation and guidance for credit card owners on how to read a credit card statement. Unlike your monthly water […]
Read More - 10 Dos And Don’ts To Avoid Credit Card Identity Theft
What is credit card identity theft and how does it happen? This type of fraud can happen if you don’t keep your credit card safe and secure. It is important for you to know the best ways to prevent thieves from stealing your credit card information. Here are some credit card safety tips that you […]
Read More - 29 July 2020 Update: 3 Months Loan Moratorium Extension (Latest COVID-19 Loan Moratorium Info & Guide @ Bank Negara Malaysia)
The Malaysian government recently announced the 3 months loan moratorium extension and targeted bank assistance update. This directly benefits SMEs, individuals who lost their jobs and those who have had their salary cut due to COVID-19 pandemic. Read more to find out how you can apply for this extended moratorium. If you’ve been reading the […]
Read More - Top Tips To Manage Your SME’s Finances During This Pandemic
There’s little doubt that the COVID-19 pandemic has massively impacted all small and medium enterprises (SMEs) across the country. As most organisations are struggling to balance the books, here are some handy tips to help restructure your finances during this pandemic. Understanding Financing Revised Payment Terms During this pandemic, financing revised payment terms paves a […]
Read More - 4 Reasons When And How A Personal Loan Would Make Sense To You
You might need a personal loan to help support your finances, but when is actually the best time for you to get it? There are situations and reasons how taking up a personal loan can be a good idea and worth it. This article explains 4 instances when a personal loan can make sense to […]
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