VISA vs MasterCard: Is there any difference?
When it comes to applying for a new credit card, one of the questions is, “Which one do I choose? VISA or Mastercard?” Is there a reason for choosing one of the two? And, what should you be looking for when making this decision? Credit cards are one of the most convenient tools we can […]Read More
Term vs Whole Life Insurance- What’s Best For You?
For the average individual, life insurance just isn’t the topic we talk about at the dining table, but it doesn’t change the fact that it’s one of the key elements to ensure that our wealth and hard work aren’t wasted. The premise of paying for the premiums on life insurance is to ensure our children […]Read More
10 Affordable Mental Health Service Providers In Malaysia
With the rising number of positive COVID-19 cases and other uncertainties going on right now, it’s understandable that many of us are not in the best state of mind. A survey conducted by Malaysian think tank The Centre revealed that many Malaysians had experienced negative mental well-being of differing levels of severity during the first […]Read More
How Do Balance Transfers On Credit Cards Work?
We’ve spoken a lot about the importance of getting out of credit card debt, but how do we actually do it? Well, here’s one strategy; a credit card balance transfer. This strategy might be foreign to many people, hence this article is specifically designed to answer those questions. What is a balance transfer? A balance […]Read More
5 Types Of Insurance You Need But May Not Have
One of life’s harshest realities is that we can never turn back time. Along with this is the fact that there is an infinite number of events that might go wrong that we might not be prepared for. Sometimes, it’s less severe, but sometimes, these events can really make a dent in our wallets, so […]Read More
4 Things to Know Before Getting Your First Credit Card
Credit cards definitely do come with their own benefits and challenges, which can make it even more exciting for first-timers. Firstly, it’s a huge milestone to be able to get that card, and secondly, it’s a big adjustment. We don’t mean to scare anyone but credit cards do come with significant risks if it’s used […]Read More
Here’s How The CIMB e Credit Card Could Convince You To Go Fully Digital
Let’s face it, at the rate of how advanced technology has become nowadays, everyone is slowly turning into a digital savvy person. Not only that, but the recent pandemic has also left consumers with no choice but to familiarise themselves with the digital world. Physical meetings or events have had to be moved online, namely, […]Read More
What Is a Sinking Fund and Why You Need Them?
We’ve covered a ton of strategies to help you shave just a fraction off your spending, given some ideas to help you combat that inner impulse spender in you, and even some ideas to make some money on the side. If you’ve gotten to know all of them, you’d have a pretty good picture of […]Read More
Should You Open A Joint Bank Account With Your Spouse?
When it comes to having a partner or being married, the topic of personal finance shifts. We can put a ring on their fingers and exchange vows, but the reality is “til’ death do us part” doesn’t always manifest itself and there will be bumps on the road. Managing your finances as a couple doesn’t […]Read More
Highlights on PM Muhyiddin’s RM150 Bil Pemulih Aid Package
In a special announcement on the 28th of June, Prime Minister Tan Sri Muhyiddin Yassin announced the latest aid package for the country – Pemulih. This eighth assistance package is worth about RM150 billion is predominantly aimed at continuing the Prihatin Rakyat agenda, supporting businesses, and accelerating the vaccination of the nation. Without further elaboration, […]Read More
Is It Too Late to Invest in Cryptocurrencies?
If you’ve been on the Internet for the past couple of months, it’s more than likely you’ve come across the rage of cryptocurrency. Headlines after headlines and Elon Musk’s involvement in it made everyone think that this technology is going to change the world. All the news and buzz certainly has to mean something, right? […]Read More
6 Ways to Lower Your Electricity Bill
Something that many people assume is “stuck with them” and don’t put any effort into lowering the cost is the electricity bill. Although it’s true that this cost will most likely still exist for the foreseeable future, we can still take certain actions to lower them significantly. Contrary to popular belief, lowering your electricity consumption […]Read More
6 Signs That You Are Being Underpaid
Let’s be honest, we all need money. Whenever you don’t feel like getting out of bed, just remember that you still need to pay the bills and that will send a shock down your spine. Sure, you might get satisfaction out of the challenge and accomplishment from your job and work with amazing co-workers, but […]Read More
Top 5 Common Mistakes New Business Owners Make
Any entrepreneur who has started a new business knows that it is anything but easy. While you might feel extremely motivated to see the changes your business can make in the world, there are also a lot of struggles along the way. Entrepreneurial ventures are fraught with mistakes, missed opportunities, and even mishaps. Related: Best […]Read More
How to Cut Down Expenses While Living in a Big City
Living in a big city is cool. It’s often where the best entertainment options, the highest paying jobs, the financial district, and some of the best colleges and universities are. And a complementary perk is that you can find almost anything at any hour of the day. But that does come with a cost. A […]Read More
How to Raise Financially Responsible Children
Every parent wants only the best for their kids. Be it getting the best education of all, having a safe place to live, or making sure that they aren’t hungry. These are great goals to strive for, but let’s not forget about financial success. After all, money is and will be what we use to […]Read More
Top 5 Personal Finance Podcasts in Malaysia
Personal finance can be a confusing topic, especially with the number of business jargons. But listening to an expert talk about all things finance while giving you guidance can make your journey to financial literacy much easier to navigate. These talks are more commonly known as a podcast. Recently podcasts have grown at an exponential […]Read More
5 Ways On How The Standard Chartered Smart Credit Card Helps You To Save More Digitally
In this day and age, going digital would be the best option for convenience sake, as well as the safest option especially during a pandemic. Some may shy away from owning credit cards as they would think it’ll just be extra expenses going out of their pockets. But that’s not the case with the Standard […]Read More
How To Make A Budget Calendar That Will Work For You
Trying to stay on top of our finances could be a great challenge especially when we’re busy with making ends meet every single day. We simply don’t have the ability to be thinking about everything all at once. Even if we somehow managed to, it’d be extremely tiring to keep that up. So to prevent […]Read More
5 Bad Habits That Can Cut Into Your Retirement Savings
Contrary to what the traditional media has fed you, it’s not about how much you’re making, rather, it’s about how you manage it. And how you manage your money eventually turns into a habit. In simple words, if you find yourself with no savings and spending more than you earn, it is more than likely […]Read More
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