All articles by CompareHero.my

Malaysians are categorised into three different income groups: Top 20% (T20), Middle 40% (M40), and Bottom 40% (B40). This is based on the Department of Statistics’ (DOSM) Household Income and Basic Amenities (HIS/BA) survey of 2019. HIS/BA is conducted twice every five years. Over the years, the bar for each group’s income level has increased […]

Klasifikasi pendapatan di Malaysia dibahagikan kepada tiga golongan, iaitu T20, M40, dan B40. Maksudnya, pendapatan isi rumah bulanan penengah bagi kumpulan: Terendah 40% atau bottom 40% (B40) Kumpulan pertengahan 40% atau middle 40% (M40) Kumpulan tertinggi 20% atau top 20% (T20). Ini adalah hasil daripada kaji selidik Penyiasatan Pendapatan Isi Rumah dan Kemudahan Asas (PPIR […]

Financial advice for Gen Z? Adulting can be a challenge, especially when you have financial commitments. It is important for you to stay afloat financially and learn how to manage your finances well. Here are 8 tips that will help you. If you’re reading this, chances are you’re part of Generation Z. (If you didn’t […]

Spend guide for Malaysians: Do you have an extra RM1,000 but not sure what you can actually do with it? You can either indulge or spend it the right way and get some benefits. We gathered 10 best ways on how and where you can spend the money. What would you do if you had […]

Malaysia banknotes have gone through several changes over the past decades. Ringgit was only introduced as Malaysia’s official currency 18 years after independence. We discovered 4 interesting facts that you probably never knew about our Ringgit, read this article to find out. With Malaysia Day just round the corner, we decided to take a closer […]

If you are one of the many Malaysians who are involved in doing part-time jobs or gigs during this pandemic, what can you actually do with the side income you receive? Here are 5 best ways on how you can manage your side hustle money. In the past few months, we talked a lot about […]

There are many challenges you have to face when it comes to money management. If you’re struggling to manage your finances, we’ve listed 10 examples of bad financial habits that you probably have and why you should totally get rid of it.  We’ve all experienced it in our lives. You look at your bank account […]

Alliance Bank Malaysia is now running an exclusive offer for its personal loan with an interest/profit rate from as low as 3.99%, including other benefits. Read more to find out the requirements, how you can apply for it online, and how to get fast approval in just 10 minutes! If you’re in need of a […]

Is it possible to achieve a work-life balance during COVID-19? Many employees in Malaysia were affected by the pandemic, causing everyone to experience a new career lifestyle. If you’re struggling, here are some ways and tips on how you can have a healthy work-life balance in this new normal. Since the pandemic broke out early […]

It is advisable for you to make your credit card payment before the due date to maintain a good credit score, avoid interest, and late payment fees. But when exactly is the right time to pay? Should you pay off after every purchase? Read this article to find out. It’s easy to get overwhelmed when […]

CTOS Data Systems Sdn Bhd recently collaborated with GBG, an identity management, location intelligence and fraud prevention company to launch CTOS IDGuard as a platform to prevent application fraud within the banking industry in Malaysia. Here’s what you need to know about CTOS IDGuard and how it can be useful for both banks and customers. […]

If you’re thinking of a career switch or change in the middle of COVID-19 pandemic, there are several factors or reasons you need to consider before making your decision. This article explains 8 signs on why and when you need to consider changing your job and how you can do it. Across the globe, the […]

There are always fees you have to bear when using a credit card. If you’re getting your first credit card, you don’t want to be overwhelmed by all of the costs involved. This includes an annual fee, cash advance fee, interest or monthly fee, balance transfer fee, late fee and more. Read this article to […]

Ever since the Movement Control Order (MCO) was enforced, many employers were left with no choice but to deduct or cut the employees’ salaries. This has impacted many employed Malaysians to search for ways to survive financially. Read this article to find out how you can handle a pay cut during this pandemic. If you’re […]

If you are struggling to make your loan repayments, Malayan Banking Bhd (Maybank) is now providing three options to apply for post-moratorium assistance packages before the existing six-month COVID-19 moratorium ends. Read this article to find out how. At time of writing, we are only a month away before the 6-month COVID-19 loan moratorium ends […]

Your credit card statement is more than just finding out the bills you have to pay. It is important for you to understand all the details contained in the monthly report you receive. Here’s a quick explanation and guidance for credit card owners on how to read a credit card statement. Unlike your monthly water […]

What is credit card identity theft and how does it happen? This type of fraud can happen if you don’t keep your credit card safe and secure. It is important for you to know the best ways to prevent thieves from stealing your credit card information. Here are some credit card safety tips that you […]

The Malaysian government recently announced the 3 months loan moratorium extension and targeted bank assistance update. This directly benefits SMEs, individuals who lost their jobs and those who have had their salary cut due to COVID-19 pandemic. Read more to find out how you can apply for this extended moratorium. If you’ve been reading the […]

There’s little doubt that the COVID-19 pandemic has massively impacted all small and medium enterprises (SMEs) across the country. As most organisations are struggling to balance the books, here are some handy tips to help restructure your finances during this pandemic. Understanding Financing Revised Payment Terms During this pandemic, financing revised payment terms paves a […]

You might need a personal loan to help support your finances, but when is actually the best time for you to get it? There are situations and reasons how taking up a personal loan can be a good idea and worth it. This article explains 4 instances when a personal loan can make sense to […]