First N Ever Personal Financing

First N Ever is a licensed financial provider and credit community registered with KPKT. Having been in the industry for over 20 years, First N Ever aims to provide Malaysians with the necessary financial assistance. Read more Show less

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Compare Personal Loans by First N Ever

About the loan

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Loan Features

Interest Rates From 12% to 18% p.a.
Loan Tenures Minimum Tenure:
6 months

Maximum Tenure:
36 months / 3 years
Loan Amount Minimum: RM5,000
Maximum: RM300,000

Note: The final loan amount will be decided by First N Ever after you submit your application.


Benefits

  • No collateral is required to make an application
  • Fast approval, within 3 to 5 working days, subject to credit assessment
  • Seamless online loan application

Eligibility

  • Malaysians only, and who are not being declared bankrupt
  • Minimum Age: 21 years old
  • Maximum Age: 60 years old
  • Minimum Income: RM4,000 monthly

Fees and Charges

  • Stamp Duty Fee: 0.5% of the loan amount
  • Processing Fee: As per your loan agreement with First N Ever
  • Late Payment Fee: 8% p.a. from the outstanding amount

Documents Required

  • Copy of your IC (front and back)
  • Latest 3 months salary slips
  • Latest 3 months bank statement (from salary crediting account)
  • Latest EPF statement or BE Form
  • Original utility receipts i.e. electricity or water bills, etc.

Important Information

Do I need collateral to apply for the First N Ever Personal Financing?

No, collateral is not required to make an application.

How fast can I get my money?

First N Ever will take around 3 to 5 working days to process and approve your loan application. However, please note that this is dependent on your credit assessment and First N Ever's underwriting requirements.

What happens if I don't pay my monthly repayments on time?

You will be charged a late penalty fee of 8% per annum from the outstanding amount. First N Ever may also issue you with Reminder Letters or a Letter of Demand (LOD) should you fail to commit to your agreed payments. Therefore, do ensure that you pay your instalments on time!