GXBank

GXBank is the first-ever fully digital bank in Malaysia licensed by Bank Negara Malaysia (BNM), offering consumers a seamless and convenient banking with 24/7 customer support. Read more Show less

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Compare Personal Loans by GXBank

About the loan

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Loan Features

Interest Rates From as low as 3.78% p.a.
Loan Tenures Minimum Tenure:
6 months

Maximum Tenure:
60 months / 5 years
Loan Amount Minimum: RM1,000
Maximum: RM150,000


Benefits

  • - Instant approval and disbursement to your GX Account
  • - High financing of up to RM150,000
  • - Flexible tenures from 6 months to 5 years
  • - Low interest rates from 3.78% per annum
  • - No Early Settlement Fees and Processing Fees
  • - Multiple cash drawdowns whenever you need it

Eligibility

  • - Malaysians only
  • - Minimum Age: 21 years old
  • - Maximum Age: 64 years old
  • - Minimum Income: RM1,500 monthly

Fees and Charges

  • - Early Settlement Fees: None
  • - Processing Fees: None
  • - Late Payment Fees: 1% p.a. on the overdue amount

Can I fully settle my GX FlexiCredit loan earlier?

Yes, you can, if you have the means to do so. GXBank does not charge an Early Settlement Fee if you wish to settle your loan ahead of the agreed borrowing tenure.

Do I need a guarantor or collateral?

No, you do not need a guarantor or collateral to apply for GX FlexiCredit, as this is an unsecured personal loan.

What happens if I make a late payment?

You will be charged 1% per annum on the overdue amount. Therefore, we strongly recommend that you don't miss any repayments to avoid unnecessary charges.