Tag Archive: akpk

kemampuan-bayar-hutang

4 Cara Cepat Untuk Membayar Hutang Pinjaman Peribadi Bank

By May 4, 2021 5:03 pm

Kebanyakan individu perlu berhutang untuk membiayai perbelanjaan untuk perubatan, pelajaran, berkahwin, ataupun memulakan perniagaan.Untuk bebas dari hutang sepenuhnya mungkin agak mustahil. Tetapi, anda perlu tahu bagaimana kemampuan anda untuk membayar hutang-hutang  anda.Teruskan membaca untuk ketahui kemampuan anda untuk membayar hutang, dan  tips untuk membayar hutang dengan lebih cepat. Hutang isi rumah rakyat Malaysia menunjukkan peningkatan. Malah, […]

good-debt-vs-bad-debt

Know The Difference Between Good Debt and Bad Debt

By April 28, 2021 4:22 pm

The term ‘debt’ is mostly associated with negativity. However, like many things in life, there’s always a good side. While some loans are usually detrimental to your financial standing from the get go (such as overspending on shopping and travelling expenses, etc.) there is another end of the spectrum with ‘good’ loans that actually add […]

how-to-survive-bankruptcy

How Do You Survive From Bankruptcy?

By April 27, 2021 4:38 pm

If you are one of the unfortunate bankrupts in Malaysia, this is not the end of the world. Some even find relief from declaring bankruptcy since they can get proper help from the authorities such as The Credit Counselling and Debt Management Agency (AKPK) and own up the responsibilities to repay their debts under the […]

why-never-take-loans-loan-sharks

5 Reasons Why You Should Never Take Loans From Loan Sharks

By April 15, 2021 4:13 pm

Loan sharks or ‘Along’ as they are popularly known amongst Malaysians, are illegal money lenders that usually target the desperate and the poor. They’re known to tempt and lull you into a sense of security by being friendly and helpful at first, offering you financial help when the banks would not accept your loan application […]

how-to-deal-with-debt-collector

What To Do When Debt Collection Agency Knocks On Your Door

By March 9, 2021 5:02 pm

Are you behind with your loan repayments? If you are worried about your safety and your rights when a debt collector hounds you for your repayments, read on. Who are debt collectors? Debt collectors, or debt collecting agencies, are usually hired by banks, telecommunication companies and utility companies. Essentially, they provide debt recovery services to […]

must-know-bankruptcy-malaysia

What You Need To Know About Bankruptcy In Malaysia

By February 10, 2021 3:44 pm

Take charge of your finances! Learn what bankruptcy is and how to get help if you think you may be heading towards being declared a bankrupt in Malaysia. What is bankruptcy? It is a process where a debtor (a person who owes money to a creditor) is declared bankrupt following a court order known as […]

apa-anda-perlu-tahu-tentang-muflis-di-malaysia

Apa Anda Perlu Tahu Tentang Status Muflis

By January 26, 2021 2:23 pm

Ketahui apa itu muflis serta kesannya terhadap anda sekiranya diisytiharkan muflis. Kami juga kongsikan bagaimana anda boleh dapatkan pertolongan sekiranya anda rasa anda sedang menuju kearah diisytiharkan muflis. Apa itu muflis? Ia merupakan proses dimana penghutang (individu yang berhutang wang kepada pemiutang) diisytiharkan muflis berikutan arahan mahkhamah yang dikenali sebagai Perintah Penghukuman dari Mahkhamah Tinggi […]

perbezaan-ccris-ctos

Apakah Perbezaan Laporan Kredit CCRIS dan CTOS?

By January 25, 2021 6:12 pm

Sering mendengar istilah CCRIS dan CTOS, namun anda tidak tahu perbezaan istilah tersebut? Jangan risau, kami terangkan dengan lebih lanjut dalam artikel ini. Teruskan membaca untuk mengetahui perbezaan CCRIS dan CTOS, dan mengapa kedua-duanya penting untuk rakyat Malaysia.  Apakah itu CCRIS? CCRIS atau Pusat Sistem Maklumat Rujukan Kredit (Central Credit Reference Information System) menyediakan laporan […]

ways-to-improve-credit-score

6 Ways To Improve Your Credit Score

By January 25, 2021 5:19 pm

This article was first published in June 2017 and has been edited and updated for accuracy and clarity. Don’t limit your future by ignoring your credit score, here are tips you should follow to help you improve your credit score. What is a credit score? A credit score is usually derived from a person’s credit […]