Tag Archive: credit score

Best Personal Loans For Self-Employed Malaysians

By November 3, 2019 2:23 am

Updated 3rd November 2019 Whether you are a freelancer, running your own business or a work-at-home housewife, you are considered as self-employed. In Malaysia, it may not be easy for you to apply for a loan or a credit card. However, it does not mean that it is impossible. You just need to know where […]

Financial Advice for Fresh Graduates in Malaysia

By August 19, 2019 11:22 am

If you’re about to graduate or have recently graduated, first of all - congratulations! Before you begin living payslip to payslip, here is some financial advice for all fresh graduates and entry-level executives at their first job.

What Happens If You Make Late Credit Card Payments

By August 7, 2019 12:00 pm

Are you always making late payments for your credit card? Or you may think missing a few payments is not a big deal. The bank or credit card company won’t show up at your door after you miss one payment, but they’re definitely taking action behind the scenes. How your creditors respond to late payments […]

credit score guide

Ultimate Guide To Credit Scores

By July 21, 2019 11:00 am

Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount of the loan, the […]

Ultimate Guide On Using Credit Cards Responsibly

By July 20, 2019 12:00 pm

Credit cards can either make your life a lot easier, or more difficult. In this ultimate guide, you will find everything you need to know about using your credit card in an effective and responsible manner and the best practices of money management.

Countries Malaysians Can Travel to Visa Free in 2019 [INFOGRAPHIC]

By July 5, 2019 2:00 pm

Updated on 5th July 2019 Travelling is becoming a hobby for most Malaysians, especially of the Gen Y (millennials). It is understandable as travel is becoming affordable with flights getting cheaper and the availability of Airbnb removing the costs of expensive hotels rates. Not to mention the minimalist travelling style today; a backpack is all […]

Confessions Of A Credit Card Junkie

By July 3, 2019 9:00 am

We’re not talking about “Confessions of a Shopaholic” kind, where people are basically addicted to spending money they don’t have. We’re talking about people who repeatedly apply and cancel credit cards to earn rewards, bonus points, cashback and free gifts. This practice is also known as credit card churning. There are ways of maximizing credit […]

14 Lazy Habits That Are Costing Malaysians Money

By May 10, 2019 12:00 pm

You’ve experienced it: Halfway through the month, you decide to check your spending – and you’re surprised: “Where did I spend my money ah?” It’s very likely a lazy habit that’s costing you money. Be it you’re being a complete sloth in managing your budget or just not putting effort into your savings; it could […]

why should you have more than one credit card

Why Should You Have More Than One Credit Card

By April 26, 2019 5:29 pm

Is It Good To Have Multiple Credit Cards? In today’s era of digital and cashless transactions, credit cards became a way of life. The big question is – should we have multiple credit cards? The most common school of thought will say NO – since credit card is always associated with mounting debts. However, this […]