Greater financial inclusivity would open more opportunities for people to build savings, make investments and have access to credit. In this episode of #CHInsights, we take a deeper look at how credit accessibility affects the state of financial inclusivity in a county. In a world still ravaged by income inequality, poverty, and socio-economic issues, country […]
Tag Archive: credit score
A credit report is important because it helps you assess whether you are eligible to apply for a credit card, personal loan or mortgage. Read this article to find out how you can read and check your credit report for free! Getting rejected for a credit card or loan isn’t a personal slight against you, […]
CTOS Malaysia is providing FREE MyCTOS Score credit reports for Malaysians whose finances may have been affected during the COVID-19 pandemic. Here’s how you can check, read, understand, redeem, and improve your latest CTOS credit score for FREE! Let’s be honest – many of us don’t actually know much about credit scores, but it’s actually […]
Updated 3rd November 2019 Whether you are a freelancer, running your own business or a work-at-home housewife, you are considered as self-employed. In Malaysia, it may not be easy for you to apply for a loan or a credit card. However, it does not mean that it is impossible. You just need to know where […]
If you’re about to graduate or have recently graduated, first of all - congratulations! Before you begin living payslip to payslip, here is some financial advice for all fresh graduates and entry-level executives at their first job.
Are you always making late payments for your credit card? Or you may think missing a few payments is not a big deal. The bank or credit card company won’t show up at your door after you miss one payment, but they’re definitely taking action behind the scenes. How your creditors respond to late payments […]
Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount of the loan, the […]
Credit cards can either make your life a lot easier, or more difficult. In this ultimate guide, you will find everything you need to know about using your credit card in an effective and responsible manner and the best practices of money management.
Updated on 5th July 2019 Travelling is becoming a hobby for most Malaysians, especially of the Gen Y (millennials). It is understandable as travel is becoming affordable with flights getting cheaper and the availability of Airbnb removing the costs of expensive hotels rates. Not to mention the minimalist travelling style today; a backpack is all […]