Tag Archive: money matters

perbezaan-hutang-baik-dan-hutang-buruk

Perbezaan Antara Hutang Baik dan Hutang Buruk

By May 5, 2021 2:35 pm

Sebelum memohon pinjaman, anda perlu tahu jika ia akan menjadi hutang yang baik atau buruk bagi anda. Tidak tahu bagaimana untuk membezakan antara kedua jenis hutang tersebut? Ketahui bagaimana hutang boleh menjadi baik atau buruk, dan pelajari bagaimana untuk menguruskan hutang anda dengan bijak! Apakah yang dimaksudkan dengan hutang baik? Menurut data dari laporan terkini […]

good-debt-vs-bad-debt

Know The Difference Between Good Debt and Bad Debt

By April 28, 2021 4:22 pm

The term ‘debt’ is mostly associated with negativity. However, like many things in life, there’s always a good side. While some loans are usually detrimental to your financial standing from the get go (such as overspending on shopping and travelling expenses, etc.) there is another end of the spectrum with ‘good’ loans that actually add […]

common-things-waste-money

7 Common Things Malaysians Don’t Realise Are A Waste Of Money

By April 28, 2021 3:54 pm

We have all made impulse purchases at some point. If we learn to control impulse spending, we would have much more cash to spend on the things that we actually need. Below are habitual, money-wasting purchases that Malaysians should stop making. 1. Paying high interest rates Many Malaysians continue to service their existing loans without […]

5-Tips-To-Stop-Living-Pay-Cheque-To-Pay-Cheque-

5 Tips To Stop Living Pay Cheque To Pay Cheque

By April 7, 2021 6:08 pm

You may be gainfully employed, but yet you live pay cheque to pay cheque. You may even be in a two income household where bot of you earn enough to put food on the table, and your two small children have everything they need, but some months you barely scrape by. And you’re always just […]

late-tax-filing-deadline

What’s The Penalty For Filing Your Income Tax Late?

By April 5, 2021 5:23 pm

As the first deadline to file your income tax has just passed, you may be wondering what could happen if you file your taxes late? From getting fined, having to pay triple the amount of your tax to being barred from leaving the country, below is a list of what can happen if you don’t […]

maximise-income-tax-relief

Income Tax Relief: What Can You Claim In 2021 For YA 2020?

By April 5, 2021 3:13 pm

Do you know what is income tax relief? Tax reliefs are set by Lembaga Hasil Dalam Negeri (LHDN), where a taxpayer is able to deduct a certain amount for cash expended in that assessment year, from the total annual income. These are for certain activities that the government encourages to lighten our financial loads. For […]

tips-bijak-uruskan-kewangan-peribadi

5 Tips Bijak Untuk Uruskan Kewangan Peribadi

By April 2, 2021 5:29 pm

Dalam menguruskan kewangan peribadi, untuk pastikan anda tidak ketinggalan anda perlu mengamalkan tabiat kewangan yang betul.Anda tidak perlu menjadi pakar kewangan, cuba amalkan 5 tips ini yang mudah untuk dipelajari dan laksanakan supaya pengurusan kewangan wang anda 1. Ketahui cara menggunakan pinjaman wang dengan betul Bukan semua pinjaman adalah buruk. Jika anda menggunakan pinjaman wang […]

how-much-does-a-cat-cost-malaysia

11 Expenses You Must Know Before Owning A Cat In Malaysia

By April 2, 2021 2:52 pm

If you’re getting bored (or alone) at home and in need of a cute and furry companion to play with, adopting a cat is never a bad idea. Besides being able to see them in their mischievous actions, one of the best things about having a feline friend is that they can help you to […]

lend-money-friends

5 Reasons Not To Lend Money To Your Friends

By March 22, 2021 6:22 pm

When your friend wants to borrow some money, how do you handle the situation and where do you draw the line? Read on to know the reasons why lending money to your friend is a bad idea. 1. You’re not really helping You know how the saying goes, “give a man a fish and you […]