We have all made impulse purchases at some point. If we learn to control impulse spending, we would have much more cash to spend on the things that we actually need. Below are habitual, money-wasting purchases that Malaysians should stop making. 1. Paying high interest rates Many Malaysians continue to service their existing loans without […]
You may be gainfully employed, but yet you live pay cheque to pay cheque. You may even be in a two income household where bot of you earn enough to put food on the table, and your two small children have everything they need, but some months you barely scrape by. And you’re always just […]
As the first deadline to file your income tax has just passed, you may be wondering what could happen if you file your taxes late? From getting fined, having to pay triple the amount of your tax to being barred from leaving the country, below is a list of what can happen if you don’t […]
Do you know what is income tax relief? Tax reliefs are set by Lembaga Hasil Dalam Negeri (LHDN), where a taxpayer is able to deduct a certain amount for cash expended in that assessment year, from the total annual income. These are for certain activities that the government encourages to lighten our financial loads. For […]
Dalam menguruskan kewangan peribadi, untuk pastikan anda tidak ketinggalan anda perlu mengamalkan tabiat kewangan yang betul.Anda tidak perlu menjadi pakar kewangan, cuba amalkan 5 tips ini yang mudah untuk dipelajari dan laksanakan supaya pengurusan kewangan wang anda 1. Ketahui cara menggunakan pinjaman wang dengan betul Bukan semua pinjaman adalah buruk. Jika anda menggunakan pinjaman wang […]
If you’re getting bored (or alone) at home and in need of a cute and furry companion to play with, adopting a cat is never a bad idea. Besides being able to see them in their mischievous actions, one of the best things about having a feline friend is that they can help you to […]
When your friend wants to borrow some money, how do you handle the situation and where do you draw the line? Read on to know the reasons why lending money to your friend is a bad idea. 1. You’re not really helping You know how the saying goes, “give a man a fish and you […]
Sebaik sahaja anda menerima gaji pertama, antara perkara yang anda ingin lakukan semestinya memperuntukkan sebahagian dari gaji tersebut untuk ibubapa anda. Kami menyediakan panduan untuk mengetahui jumlah yang anda boleh peruntukkan serta mengapa tindakan anda itu penting dan terpuji. Mengapa anda perlu memberi wang kepada ibu bapa? Bagi membesarkan kita dan adik-beradik yang lain, ibu […]
Ramai antara kita yang tahu akan kepentingan untuk pengurusan kewangan peribadi dan merekodkan semua perbelanjaan, namun realitinya tidak ramai yang melakukannya. Bagaimana untuk bermula? Dalam siri artikel ini, kami akan memperkenalkan konsep-konsep kewangan asas yang bakal membantu anda untuk memahami aturan kewangan peribadi. Jadi, jika anda berhasrat untuk menambahkan ilmu pengetahuan mengenai pengurusan kewangan yang […]