Tag Archive: debt

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Here’s How Millennials Can Start Investing From As Low As RM100

By September 7, 2021 10:11 am

With the average starting salary for fresh graduates in Malaysia ranging between RM2,300 to RM2,500 combined with the rising cost of living, it comes as no surprise that there is a huge percentage of Gen Y who are now stuck in a rat race. Research studies by Malaysian Digest have shown that millennials are earning […]

good-debt-vs-bad-debt

Know The Difference Between Good Debt and Bad Debt

By April 28, 2021 4:22 pm

The term ‘debt’ is mostly associated with negativity. However, like many things in life, there’s always a good side. While some loans are usually detrimental to your financial standing from the get go (such as overspending on shopping and travelling expenses, etc.) there is another end of the spectrum with ‘good’ loans that actually add […]

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How Do You Survive From Bankruptcy?

By April 27, 2021 4:38 pm

If you are one of the unfortunate bankrupts in Malaysia, this is not the end of the world. Some even find relief from declaring bankruptcy since they can get proper help from the authorities such as The Credit Counselling and Debt Management Agency (AKPK) and own up the responsibilities to repay their debts under the […]

credit-card-junkie

6 Confessions Of A Credit Card Junkie

By April 23, 2021 1:03 pm

We’re not talking about the “Confessions of a Shopaholic” kind, where people are basically addicted to spending money they don’t have. We’re talking about people who repeatedly apply and cancel credit cards to earn rewards, bonus points, cashback and free gifts. This practice is also known as credit card churning. There are ways of maximizing […]

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What Is Debt Consolidation? How Can It Work For You?

By April 20, 2021 4:34 pm

Paying off a loan is never a fun thing to do. Pile on multiple loans and we have a headache on our hands. But don’t worry! There’s one sure way to give you the upper hand when it comes to multitasking your loan payments – a Debt Consolidation Loan. As its name suggests, a debt […]

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5 Tips To Stop Living Pay Cheque To Pay Cheque

By April 7, 2021 6:08 pm

You may be gainfully employed, but yet you live pay cheque to pay cheque. You may even be in a two income household where bot of you earn enough to put food on the table, and your two small children have everything they need, but some months you barely scrape by. And you’re always just […]

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What To Do When The Bank Repossess Your Car?

By March 25, 2021 1:00 pm

Edited by Anis Shakirah Binti Mohd Muslimin This article was first published on August 20, 2018, and has been edited and updated for accuracy and clarity. Buying a car in Malaysia is a relatively easy affair, especially when it comes to the more affordable cars such as the Perodua Axia or Proton Saga. With low […]

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What To Do When Debt Collection Agency Knocks On Your Door

By March 9, 2021 5:02 pm

Are you behind with your loan repayments? If you are worried about your safety and your rights when a debt collector hounds you for your repayments, read on. Who are debt collectors? Debt collectors, or debt collecting agencies, are usually hired by banks, telecommunication companies and utility companies. Essentially, they provide debt recovery services to […]

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Easy Payment Plan (EPP): How Credit Card Instalment Works In Malaysia

By March 5, 2021 6:14 pm

This article was first published on July 16, 2018 and has been edited and updated for accuracy and clarity. You may have heard of this credit card feature before, but do you know how instalment payment plans work? Learn more about it here and how you can take advantage of instalment payment plans now. What […]