Travel enthusiasts know that the right credit card can make a world of difference when it comes to saving on flights, hotels, and other travel expenses. In 2023, the choices for travel credit cards are more diverse than ever. To help you select the ideal card for your travel needs, we've reviewed and compared five of the best options available:
|
Card |
Key Highlights |
Min. monthly income |
Annual Fee |
|
RM5,000 |
RM438 (Waived on the first year, subsequent years waived when you spend a minimum spend of RM12,000) |
|
|
RM5,000 |
RM300 |
|
|
RM5,000 |
RM198 |
|
|
RM7,500 |
RM 600 (Waived on the first year, subsequent years waived when you spend at least RM60,000 on retail purchases) |
|
|
RM8,334 |
RM554.72 |
Scroll through to compare and understand each card reward point details:
Alliance Bank Visa Infinite Platinum Credit Card
Alliance offers TIMELESS BONUS POINTS, which means that all your reward points will never expire. Check out the details below:
|
Timeless Bonus Points (for every RM1 spent) |
Categories |
|
8X |
e-Commerce |
|
8X |
eWallet Top-up |
|
5X |
Overseas, Groceries and Dining |
|
1X |
Entertainment, Auto-Billing, Contactless & Other Retail Spend |
More Benefits:
- 0% Flexi Payment Plan for Flight Tickets, Hotel & Overseas spend.
- 2X Complimentary access to participating Plaza Premium Lounges worldwide.
- 24/7 personalized assistance in dining, travel and entertainment from home or abroad!
Eligibility:
- Minimum monthly income: RM5,000.
- Annual Fee: RM438 (Waived on the first year, subsequent years waived when you spend a minimum spend of RM12,000).
HSBC TravelOne Credit Card
HSBC TravelOne Credit Card offers instant redemption options for a wide range of airlines and hotels via the HSBC Malaysia Mobile Banking app. Check out how to collect your points below:
|
Reward points |
Categories |
|
8X |
Overseas spend |
|
5X |
Local travel (hotels, airlines and travel agencies) and dining spend |
|
1X |
All other spend |
More Benefits:
- Complimentary travel insurance coverage of up to USD250,000 in travel insurance coverage (including travel medical, travel inconvenience – flight and baggage delay, baggage loss, COVID coverage, etc).
- 6X Complimentary access to participating Plaza Premium Lounges worldwide per year.
- Complimentary E-Commerce Purchase Protection when you shop online with up to USD1,000 coverage.
Eligibility:
- Minimum monthly income: RM5,000.
- Annual Fee: RM300.
UOB PRVI Miles
The UOB PRVI Miles Credit Card is a premium travel credit card that rewards you with UNIRinggits (UNIRM) for your spending. Check out the details below:
|
UNIRM Rewards Points |
Categories |
|
5X UNIRM points |
Overseas |
|
Up to 5X UNIRM points |
Hotels, airlines, travel agencies |
|
1X UNIRM point |
Other spend |
More Benefits:
- Get a 2,000 UNIRM bonus when you make a retail spend at least 3X per month (minimum spend applies and with limited redemptions).
- 50% OFF on Grab Rides (up to RM10 off and with limited vouchers).
Eligibility:
- Minimum monthly income: RM5,000.
- Annual Fee: RM198.
Standard Chartered Journey Credit Card
Standard Chartered Journey Credit Card is a great way to earn Miles and save money on your travel expenses.
|
Miles |
Categories |
|
1 Mile (for every RM1) |
Dining, Travel(Airlines, Hotels and Online Travel Agencies) and Overseas Spend |
|
1 Mile (for every RM5) |
Local Spend |
More Benefits:
- Unlimited access to KLIA, KLIA2 airport lounges.
- Complimentary airport transfers via Grab.
- Travel insurance coverage of up to USD100,000.
- Complimentary E-Commerce Purchase Protection when you shop online with up to USD200 coverage.
Eligibility:
- Minimum monthly income: RM7,500.
- Annual Fee: RM600 (Waived on the first year, subsequent years waived when you spend at least RM60,000 on retail purchases)
CIMB Travel World Credit Card
With the CIMB Travel World Credit Card, you can pay with Bonus Points at any of their participating merchants nationwide!
|
Bonus Points |
Categories |
|
8BP ( for every RM1) |
Overseas including Hotel |
|
Airlines/Duty Free |
|
|
2 BP (for every RM1) |
Other Local Spend |
More Benefits:
- Up to 12X Complimentary access to participating Plaza Premium Lounges worldwide per year
- Up to RM1 Million in Travel Insurance Coverage
- Complimentary in-flight WIFI
- Complimentary E-Commerce Purchase Protection when you shop online with up to USD200 coverage.
Eligibility:
- Minimum monthly income: RM8,334.
- Annual Fee: RM554.72 (Waived on the first year, subsequent years waived when you spend at least RM60,000 on retail purchases)
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