Benefits:

• Enjoy fixed and flat interest rates from 0.583% per month
• Financing amounts of up to RM250,000
• No collaterals or guarantors required as the loan is unsecured
• Flexible repayment tenure from 12 to 84 months

Eligibility:

• Minimum monthly income: RM5,000
• Age: 21 – 65 years old
• Applicable to Malaysians and Permanent Residents

Read the Standard Chartered Bank Personal Loan Terms and Conditions

Read the Standard Chartered Bank Personal Loan Product Disclosure Sheet

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Benefits:

• Low Interest/Profit Rate as low as 3.99% p.a. (flat rate basis)
• Low monthly instalments
• 10-minute approval
• Disbursement within 24 hours
• Loan/financing tenure up to 7 years

Eligibility:

• Minimum monthly income: RM3,000
• Age: 21 – 60 years old
• Applicable to Malaysians & Permanent Residents
• Loan amount from RM5,000 to RM150,000

Read the Alliance Bank Product Disclosure Sheet for Personal Financing (Conventional)

Read the Alliance Bank Product Disclosure Sheet for Personal Financing (Islamic)

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Benefits:

• Enjoy exclusive low flat rate from 5.00% p.a.*
• 60x monthly payments of RM105**
• Affordable instalments for financing tenures from 2 to 5 years

* Applicable with a verified monthly income of RM5,000 and above. For applications via Connect Online Banking, rate is applicable to a verified monthly income of RM2,000 and above.
** Monthly instalment amount will be rounded up to the nearest RM5. Any adjustments due to rounding will be reflected towards the end of the facility tenure.

Eligibility:

• Minimum monthly income: RM2,000
• Age: 21 – 60 years old
• Applicable to Malaysian citizens
• Loan amount from RM5,000 to RM250,000 (RM150,000 for Financing-i)
• Exclusively for online applications only

Read the Hong Leong Bank Personal Loan Terms and Conditions

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Benefits:

• Personal loan of up to 10x your gross monthly income
• Loan amount (RM5,000 – RM150,000)
• Low flat interest rates of 5.88% – 9.80% per annum
• Loan repayment tenure (24 – 60 months)
• No processing fee
• No collateral / guarantor required

Eligibility:

• Minimum monthly income: RM4,000
• Age: 21 – 60 years old
• Applicable to Malaysians and Permanent Residents

Read the Citibank Personal Loan Terms and Conditions

Read the Citibank Personal Loan Product Disclosure Sheet

CLICK HERE TO APPLY

Benefits:

• Fast approval within 3 working days
• No processing fee
• No early-settlement fee
• Simple documents requirement

Eligibility:

• Minimum monthly income: RM1,000
• Age: 18 – 60 years old
• Applicable to Malaysian citizens
• Loan amount from RM1,000 to RM50,000

Read the JCL Personal Loan Terms and Conditions

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Benefits:

• Fast Cash Approval
• Loan amount (RM1,000 – RM10,000)
• Interest rates as low as 12% – 18% per annum
• Loan repayment tenure (6 – 24 months)
• Exclusive for Klang Valley customer only

Eligibility:

• Applicable to Malaysian (Selangor,Kuala Lumpur & Putrajaya)
• Age: 21 – 55 years old
• Salaried Employee

CLICK HERE TO APPLY