Personal Loan Promotions

LATEST PERSONAL LOAN PROMOTIONS

Updated 15 October 2019




Promotion periods:

  • Application Period: 1 August 2019 – 31 October 2019

Promotion Details:

  • Customers who participate in this promotion will be charged an interest/profit rate ranging from
    8.88% p.a. to 15.28% p.a. (final interest/profit rate is subject to Alliance Bank’s approving criteria.)
  • To be entitled for the 40% Cash Rebate on the total interest/profit payable, customers must pay the loan’s monthly installment amount on or before the due date during the entire tenure of the loan.

CLICK HERE TO APPLY
Read the terms & conditions here



Promotion periods:

  • Application Period: 1 August 2019 – 31 December 2019

Promotion Details:

  • Interest rate from as low as 5.88% p.a.

Read the Citibank Personal Loan Promotion Terms & Conditions here.

CLICK HERE TO APPLY



Promotion periods:

  • Application Period: 1 July – 30 September 2019
  • Redemption Period: 15 July 2019 – 31 January 2019

Promotion Details:

  • Successfully registers interest for HSBC Amanah Personal Financing-i via CompareHero.my; AND
  • has the HSBC Amanah Personal Financing-i approved and fully disbursed.

CLICK HERE TO APPLY

Disclaimer: Kindly ensure that your full name, mobile number and email address registered with CompareHero.my will be the same as the one provided to HSBC Amanah during personal financing application. Mismatch of details will cause the offer or gift fulfillment to be cancelled or delayed.


Find the latest and exclusive Personal Loan promotions here from selected banks, such as Alliance Bank, Citibank, and HSBC bank.


Alliance Bank Personal Loan Features & Benefits
Alliance Bank’s personal loan is at its best right now with its awesome 40% cashback on interests charged. The interests cashback brings down the interest rate to just 5.33% p.a., one of the lowest out there. This promotion is limited and is valid until 31st October 2019 only.

To learn more about Alliance Bank’s personal loan features, however, check out the table below. The loan tenure of between 12 to 84 months and the CashFirst Balance Refinancing lets you manage your finances exactly the way you want it.

Features
Interest Rates From 8.38% p.a. – 14.87% p.a.
Effective Interest Rate 14.73% p.a. – 24.37% p.a.
Loan Amount RM5,000 – RM150,000**
Loan Tenure 12 – 84 months
Benefits
  • Zero processing fee
  • Zero early settlement fee
  • No collateral or guarantor required
  • CashFirst Balance Refinancing – Debt consolidation of up to four credit cards and/or loans
  • Fees & Charges
  • Late Payment Charge: 1% p.a. on daily basis
  • Stamp Duty Fee: 0.5% on total loan amount

  • Citibank Personal Loan Features & Benefits
    Read more about the personal loan’s features offered by Citibank in the table below.

    It offers a great flat interest rate that starts just from 5.88%, all the way up to 9.80%. The flexible loan amount allows you to apply for the personal loan for a number of reasons, be it a short holiday getaway or even education.

    Features
    Interest Rates From 5.88% p.a. – 9.80% p.a.
    Effective Interest Rate 10.9% p.a. – 16.9% p.a.
    Loan Amount RM5,000 – RM150,000**
    Loan Tenure 24 – 60 months
    Benefits
  • Zero processing fee
  • No collateral or guarantor required
  • Citibank’s In-Principle Approval for fast application
  • Fees & Charges
  • Stamp Duty: 0.5% of total loan amount
  • Late Payment Charge: 1% p.a. on daily basis
  • Early Settlement Fee: RM200 or 3% on outstanding loan balance, whichever high

  • HSBC Amanah Personal Financing-i Features & Benefits
    HSBC Amanah Personal Financing-i with a flat rate of 6.00% p.a. makes it easy for you to achieve your dreams and ambitions. A flexible financing amount up to RM150,000 and up to 84 months tenure make it easy to manage your finances.

    Flat rate is a promotion valid until 31st December 2019.

    Features
    Profit Rates 6.00% p.a.
    Loan Amount RM6,000 – RM150,000**
    Loan Tenure 24 – 60 months
    Benefits
  • Syariah-compliant under the concept of Commodity Murabaha
  • Instant Cash Disbursement into your HSBC or HSBC Amanah financing account
  • No collateral or guarantor needed
  • Optional Takaful coverage
  • Fees & Charges
  • Processing Fees: Waived
  • Late Payment Charge: 1% p.a. on overdue payment amount
  • Early Settlement Fee: None with 1-month notice

  • **Financing amount subject to Bank’s discretion.