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The latest and the best financial news, tips and tricks.

BelanjawanKu – A Guide For A Better Budget

Having troubles managing your budgets? Now we finally have a guide courtesy of the Ministry of Finance and Employee Provident Fund(EPF).  The finance ministry has launched the BelanjawanKu guide which is an initiative by EPF. BelanjawanKu is a reference budget for Malaysians that includes expenditure required by individuals and families to lead dignified lives with active […]

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12 Ways To Celebrate Christmas Without Blowing Your Budget

Want to celebrate while still saving some cash for the New Year? Here are a dozen ways you can improve your Christmas spending in keeping with your budget.

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Practical Tips for Giving Christmas Gifts on a Budget

The end of the year is fast rolling around, and you’re all busy planning how you want to spend the rest of your leave days. Then you suddenly remember! Oh no, the office is having a Christmas party in December and you need to get gifts, and not just for the boss. Alternatively, you may […]

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Budget 2019: New Taxes for Malaysia

Budget 2019 was expected to be a burden with the introduction of the new taxes, plus the pre-budget warnings that it will be the most difficult budget ever. The new taxes include a soda tax, digital tax, as well as a departure levy – to name a few. Click to read about all the taxes […]

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Budget 2019: Summary Infographics To See

There’s just so much to read about the Budget 2019. Among the many topics, not all will be applicable or relatable to each individual. Want to get up to speed on what matters to you in the Budget? These are the infographics to see.

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The B40 Budget – Fair and Just?

So the most anticipated Malaysia Budget 2019 has just been tabled. There have been many reactions to this somewhat interesting budget presentation by our Finance Minister, YB Lim Guan Eng on November 2nd 2018. There are many ways to analyse this budget but i guess the most glaring aspect of this budget is that it’s […]

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Malaysia Budget 2019 – Live Updates at 4PM

Our Closing Thoughts on Budget 2019 Adoi – that was a lot to take in! Lim Guan Eng was, admittedly, speaking so fast that we had a hard time catching up. This budget announcement was heavy and carries three significant themes: Institutional Reforms People’s Well-being Pollution & Entrepreneurial Culture The total budget allocated for 2019 is total of RM314.55 […]

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Budget 2019: How Income Inequality in Malaysia can Affect You

Updated: 31 October 2018 Income inequality, income gap, income disparity, these are all different words that refer to one simple thing – some people make more money than others. This is a sensitive issue to discuss within society because it involves a person’s salary. But how does the difference in salary matter?

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Budget 2019 Malaysia: Looking at the Rakyat’s Suggestions

As we all know, the Belanjawan 2019 website allows citizens of Malaysia to share their suggestions on what the government should consider for specific categories. There have been many different suggestions for the different categories. We put together some of these suggestions to bring up notable suggestions for the budget.

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Budget 2019 Malaysia: Revisiting Budget 2018 Malaysia

Almost exactly a year ago, the #Bajet2018 was tabled by the government. In light of the upcoming National 2019 Budget, we’re revisiting last year’s budget to understand what were the major announcements in the past. One big thing that will be missing is of course the GST, which has since been replaced with SST.

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Weekend Getaways On A Budget

Updated 4th September 2018 We’re about to enjoy TWO long weekends this month folks, which makes it the perfect time to plan a quick getaway for a change of scenery. Whether you are a thrill seeker, a foodie, or looking for a nature escape, here is a list of getaways that won’t break you budget!

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Top Budgeting Software for Personal Finance 2018

When it comes to money, most people have a hard time sticking to a budget and saving. With so many temptations to keep up with the latest technology and to indulge in deals you see all over Malaysia, most people struggle with their personal finances. The Malaysian Insight found that most millennial’s live outside their […]

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Costs Everyone Forgets to Budget For

It is important to establish a thorough budget in order to keep your financial life in order. However, there are cases where not every single aspect of your spending gets accounted for, and this defeats the very purpose of creating a budget in the first place. Budgets work best when all of your money, both […]

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5 Budgeting Apps You Can’t Live Without

If you’ve ever set yourself a budget with the best of intentions but lost track of it along the way, ending up just spending money without any idea of how much you’re spending or what on, then these smartphone apps are for you. Whichever app you go for in the end, you will have all […]

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What Is Missing From Budget 2018? Here Are What The Experts Think

After the Budget 2018 announcement, we spoke to several experts in the personal finance industry for their opinions. Throughout the article, we will highlight some of the policies and arguments made by the experts towards the effectiveness and efficiency of the policies.

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Travel on A Budget to These 7 Asian Destinations

Want to go for a holiday, but feeling the pinch of our weakened currency? Here are 7 travel destinations within Asia that will give you the most bang for your buck, despite the current economic condition.

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Wedding Reception Venues in KL and Selangor to Fit Your Budget

Let’s face it, wedding planning and throwing your wedding reception does not come cheap. These days with the rise of living costs, inflation, and GST most hotels and wedding venues have increased their rates per person or per table. Are weddings a good investment? Financially, maybe not. Many couples find themselves pressured to throw an […]

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The #30DaysBudgetHero Challenge: Completing Ramadhan on RM1,000

Updated: 30 June 2017 Inspired by my colleague and senior writer, Shen, who successfully completed his 30 Days Budget Hero Challenge on RM700, I’m now embarking on a challenge of my own. The challenge? To complete the month of Ramadhan on RM1,000 and this includes preparations for Hari Raya this year. The Inspiration Behind the […]

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Budget 101: How to Create a Personal Cash Flow Statement

This will be the third part of our ongoing series on personal financial statements. The topic this time is your personal cash flow statement. If you’ve read our previous entries on making a personal income statement and creating a personal balance sheet, you already have a good system in place to keep you financially healthy. […]

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Budget 101: How to Create a Personal Balance Sheet

Welcome to Part 2 of our ongoing series on personal financial statements. If you have read the first part of this series you should now have a solid understanding of what an income statement is, how it is created and how it can benefit you.

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