All Articles

The latest and the best financial news, tips and tricks.

Know The Difference Between Good Debt and Bad Debt

The term ‘debt’ is mostly associated with negativity. However, like many things in life, there’s always a good side. While some loans are usually detrimental to your financial standing from the get go (such as overspending on shopping and travelling expenses, etc.) there is another end o f the spectrum with ‘good’ loans that actually […]

Read More

Check Out Malaysia’s Best Personal Loans in 2019

Got goals in mind but no money to finance your plans? Planning for your wedding, repairing your home sweet home or simply looking to go on a fancier vacation this year? No matter the goal, funds are surely something you’ll need to realise your dreams. A personal loan may just be the answer. While it […]

Read More

5 Lowest Interest Personal Loans in Malaysia

During times when you need some extra cash you would want to get it at the best possible rate. Look no further, because we’ve done the work for you. Here is a list of personal loans with the lowest interest rates for you to consider. MBSB Personal Financing-i Those looking for Shariah compliant financing are […]

Read More

The Ultimate Guide To Credit Scores

Updated 31 March 2019 Credit History? Credit Report? Credit Score? What does it all mean? A credit history is a record of the credit accounts you hold along with details about those accounts including: the type of account, your responsibility on the account (e.g. whether you were a joint borrower), the credit limit or amount […]

Read More

Difference Between Profit Rate and Interest Rate

Do you know the differences between Islamic Finance and Conventional Finance? Some would probably simply say that Islamic Financing disallows interest-based transactions. Sounds easy to understand, right? But if interest rates are prohibited, then how does anyone gain from the initial investment. We’ll cover the main differentiating factors between these two types of financing right […]

Read More

The Best Islamic Personal Loans in Malaysia

Are you in need of financial assistance, but want it to be Shariah compliant? Or are you looking for more financing options? Why not consider Islamic personal loans? Lets see what exactly is an Islamic loan?

Read More

15 Financial Mistakes to Avoid in 2019

A new year is upon us, along with opportunities and new beginnings! It is the perfect time to make big changes in your financial habits too. Because no matter how much you make from your job, some tweaks in how you handle your money can go a long way to improving your finances.

Read More

How To Make A Million Ringgit With Compound Interest

Make your money work for you by taking advantage of the power of compound interest. Not quite sure what it involves? Learn what compound interest is and how you can (theoretically) make your first million with it!

Read More

Interest Rates: Nominal meets Real meets Effective

As we have already seen inflation can be a tricky monster. When looking at interest, there is a nominal interest rate and a real interest rate. And then, there is also the effective interest rate, at which we will have a closer look at.

Read More

How to have Early Settlement on your Personal Loans

We all have different financing needs at different times of our life. There are times when we need cash for urgent needs, whereas at other times we may wish to clear our existing debts or to fund other financing needs.

Read More

3 Methods to Clear Your Debts

As we head into the next quarter of 2018, how well are you doing with your financial resolutions? If you’re like the majority of young Malaysians who are living with high levels of debt, one of your financial resolutions is to clear your debt and make progress towards the overarching goal of financial freedom.

Read More

How Much Do You Know About Islamic Finance?

Islamic financing is on the rise, however what are the differences between Islamic financing models and conventional financing in Malaysia? Find out here!

Read More

100 Ideas for Personal Finance

 What is Min-Maxing My Personal Finances? Min-Maxing (which has its roots in role-playing games) is the process of minimizing weaknesses and maximizing your strengths. The end result desired is for optimization and better results. Min-Maxing my personal finances is all about taking many small steps to ruthlessly cut your weaknesses and gain many small incremental […]

Read More

Countries Malaysians Can Travel to Visa Free in 2018 [INFOGRAPHIC]

Updated on 6th August 2018 Travelling is becoming a hobby for most Malaysians, especially of the Gen Y (millennials). It is understandable as travel is becoming affordable with flights getting cheaper and the availability of Airbnb removing the costs of expensive hotels rates. Not to mention the minimalist travelling style today; a backpack is all […]

Read More

Perbezaan CCRIS dan CTOS

Sering mendengar istilah CCRIS dan CTOS, namun anda tidak tahu perbezaan istilah tersebut? Jangan risau, kami terangkan dengan lebih lanjut dalam artikel ini. Teruskan membaca untuk mengetahui mengapa kedua-duanya penting untuk rakyat Malaysia. 

Read More

5 Polite Ways To Ask For Your Money Back

There’s a saying that goes, “Lend only the amount of money you can afford to lose.” When you lend money to friends or family, you’re working under the assumption that they will pay you back promptly, but that isn’t always the case.

Read More

Guide to Flat Rate Interest and Reducing Balance Rate

Updated 12 April 2018. We often stumble across the terms Flat Rate Interest and Reducing Balance Rate when applying for loans, but do you really understand the difference between the two types of interest? Do you know how to calculate them, or do you rely on your banker to do all the calculations for you?

Read More

The Complete Malaysia Personal Income Tax Guide 2018 (YA 2017) [INFOGRAPHIC]

It’s tax filing season again! Do you know how to file your personal income tax? Is this your first time or are you one of those who forgets the details (as this only happens once a year). That is why we have made a quick guide to file your income tax 2018. Related: [LIVE] Budget 2019 Malaysia […]

Read More

Tip Luluskan Permohonan Pinjaman Bank Di Malaysia

*Dikemaskini pada 2 April 2018. Proses memohon untuk pinjaman boleh memeningkan kepala, tetapi jangan risau! Ikuti tip-tip dibawah untuk ketahui apa yang anda perlu buat supaya permohonan pinjaman anda tidak ditolak oleh pihak bank!

Read More

[PROMOSI] Pinjaman Peribadi AEON Credit

Promosi Pinjaman Peribadi AEON Credit Mohon untuk pinjaman peribadi AEON Credit melalui CompareHero.my sebelum 31 Disember 2018 dan sebuah Pineng Powerbank akan dihadiahkan (selepas anda menerima dana dari pinjaman peribadi yang diluluskan). [PENERANGAN HADIAH] PINENG PN-969 20000mAh Powerbank x 1 unit Mempunyai 2 output USB yang membolehkan anda caj 2 peranti pada masa yang sama. […]

Read More