The latest and the best financial news, tips and tricks.
Everyone needs a break once in a while. That’s why vacations are such a big thing and that’s why we’re always looking forward to them. Sometimes, vacations are what keep us going, especially if we’re stuck in a job that’s boring or repetitive.
Got goals in mind but no money to finance your plans? Planning for your wedding, repairing your home sweet home or simply looking to go on a fancier vacation this year? No matter the goal, funds are surely something you’ll need to realise your dreams. A personal loan may just be the answer. While it […]
Another year for taking a vacation this summer to experience a refreshing change of your mind and heart. Think you are ready to get away? Not so fast! There is something you cannot miss and need to plan before you go to travel: It’s travel insurance. Selecting a travel insurance sounds difficult, doesn’t it? However, it […]
When we are in love we share almost everything right? Food, car and even clothes (Shirts and sweaters etc. Don’t get any ideas). But do we share expenses too? if you do, kudos! but if you don’t. then you might want to read on to see how it can ease your financial burdens. Here […]
Do you know how much a pack of cigarettes cost these days? It’s at least RM17 per pack. Do you know how fast a smoker can can finish a pack? Easily within 1-2 days. If you do the math, that’s an easy RM119 per week, or RM510 over the span of 30 days! That is […]
What is Min-Maxing My Personal Finances? Min-Maxing (which has its roots in role-playing games) is the process of minimizing weaknesses and maximizing your strengths. The end result desired is for optimization and better results. Min-Maxing my personal finances is all about taking many small steps to ruthlessly cut your weaknesses and gain many small incremental […]
Bank Negara Malaysia (BNM) recently introduced the concept of “Living Wage” and it created quite a bit of confusion. It really is guide on what is acceptable as minimum living standards, it is not a minimum wage indicator nor a benchmark to assess poverty. Here we’ll explain what a “Living Wage” is and how it impacts […]
What is an air miles credit card? An air miles credit card gives you air mile points for every RM you spend locally and even overseas. You don’t have to spend on travel-related items or air tickets to earn miles; spending at restaurants, retail, or online shopping counts as long as you charge it to […]
Updated: 22 February 2017 With Chinese New Year ahead of us and New Year’s Eve already behind us, it is urgent time to have a closer look at what the upcoming year will offer us. What are the drivers of growth? What will happen to the Ringgit? How will oil prices develop? And most importantly: […]
There are more than just AirBnb to help you list your property for homestay or short term rental!
Budget airlines may offer you cheaper prices in terms of flight tickets, but have you ever realised that most budget airlines charge you an arm and a leg when it comes to add-ons or worse, flight changes? For starters, here’s a quick look at the breakdown of some of the add-on charges set by the […]
Planning to apply for a personal loan at your local bank? A personal loan can help you raise money in a flash, whether it’s for buying a new home or funding a vacation in Europe. The catch is that while personal loans can be used for a wide range of general purposes, they’re trickier to […]
A car is one of the biggest long-term investments you can make, going a long way into making your daily commute and leisure trips more convenient. However, not everybody can afford to just drop cash on a car like they would for a Starbucks frappuccino. When the money in your bank account is not enough […]
You have probably received advice on choosing debit cards over credit cards when making payment. It is undeniable that debit cards allow you to plan your finances better as you are making payment out of existing balance in your account instead of buying on credit. What many people fail to understand is that, choosing between […]