AEON Visa Gold
AEON Visa Gold
RM 3,000
Minimum monthly income
RM 0
Annual fee
Free for the first year, and waived with a minimum of 12 transactions per year in the subsequent years. Otherwise, RM95 for Principal Card and RM60 for Supplementary Card
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
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Product details
Product details
Features
Good for
Rewards/Offers, Cashback & Shopping
8% cashback on Thank You Day at AEON Stores and AEON BiG Hypermarkets (20th and 28th of every month), capped at RM100 per month
5% cashback on dining transactions, capped at RM25 per month
3X AEON Points for every RM2 spent overseas using foreign currencies
2X AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except the 20th and 28th of the month)
1x AEON Points for every RM4 spent on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
Redeem gifts, vouchers or convert the accumulated AEON Points into cash at a conversion rate of 200 AEON Points = RM1
3X complimentary access per year to Plaza Premium Lounge in Malaysia (subject to a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date)
Complimentary travel insurance worth up to RM200,000
Enjoy zero-interest instalment and tenures up to 36 months at participating merchants with AEON 0% Instalment Payment Plan
AEON Flexi Payment Plan offers as low as 2.5% one-time upfront fees over 6, 12 or 18 months of instalment plan with selected merchants
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year, and waived with a minimum of 12 transactions per year in the subsequent years. Otherwise, RM95 for Principal Card and RM60 for Supplementary Card |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year, and waived with a minimum of 12 transactions per year in the subsequent years. Otherwise, RM95 for Principal Card and RM60 for Supplementary Card |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with a one-time upfront handling fee of 3% for 12 months. For longer tenures such as 18 months, 24 months and 36 months, enjoy 3.99%, 4.5% and 5.99% interests per annum, respectively. Minimum transfer amount is RM1,000 |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Malaysian:
Salaried Employee:
- - Photocopy of IC (front/back)
- - Latest detailed EPF statement OR
- - Latest 3 months' payslips AND
- - Latest 3 months' salary crediting bank statements
Commission Based Employee:
- - Photocopy of IC (front/back)
- - Latest detailed EPF statement OR
- - Latest 3 months' payslips AND
- - Latest 3 months' salary crediting bank statements
Self Employed:
- - Photocopy of IC (front/back)
- - Business Registration Certificate OR
- - Form 9/24/49 OR
- - Section 32, Section 58 and Section 78
- - Latest 6 months company’s principal current account statements
Click to read the AEON Visa Gold Terms and Conditions.
Click to read the AEON Visa Gold Product Disclosure Sheet.
Product review by 
Product review by
Do you love to eat out instead of cooking your meals at home? If that’s the case, you can’t miss out on the rewards and discounts offered by the AEON Gold Visa Credit Card!
Gain rewards when for all your expenses
We already have to eat three to four meals a day, and if you can’t cook, your monthly expenses go to dining out. Thankfully, with the AEON Gold Visa Card, you’ll earn 5% cashback for all your dining expenses. No matter where you are and what time it is, as long as you charge it to your AEON Gold Visa Credit Card, you’ll be rewarded for satisfying your hunger.
Other rewards offered by the AEON Gold Visa Card include receiving 1x AEON Points for every RM4 that you have spent which you could convert into cash! For every 200 AEON Points earned, it is equal to RM1. Bear in mind, that government, petrol or instalment transactions will not be applicable to earn the AEON Points.
Indulge in the travel perks offered by the AEON Gold Visa Card
When you travel the world, comfort plays a vital role. If that sounds like you, then you’ll love how the AEON Gold Visa Card offers up to 3x complimentary passes to access the Plaza Premium Lounges all across Malaysia. However, this privilege is only for principal cardholders and you will have to make a minimum spend of RM500 in single or cumulative transactions within 30 days before or after the lounge access date to be eligible!
Furthermore, you don’t have to worry too much when something happens while travelling because as an AEON Gold Visa cardholder, you will receive travel insurance coverage for as high as RM200,000. Plus, if you lost your AEON Gold Visa Card all of a sudden, you can contact the AEON World Desk Centre anywhere around the world and any time of the day. Rest assured the AEON Gold Visa Card is recognized worldwide as well, so you will have no problem using it to pay for your purchases and transactions.
Exclusive discounts and promotions
If you love discounts, you’ll be glad to know that the AEON Gold Visa Card also offers various discounts at selected merchants ranging from beauty, health, and dining to fitness! The discounts could go up to 50% as well as other rewards. Reap the fantastic low rates for selected hotels too while you are planning your holiday.
FAQs
FAQs
Your monthly income has to be at least RM3,000 each month. To apply for the principal card, your age has to be at least 21 years old and above. As for the supplementary card, you have to be at least 18 years old and above.
Yes, there will be an annual fee for the AEON Gold Visa Card charged to principal and supplementary cardholders. For principal cardholders, it will be RM95. As for the supplementary cardholders, it will be RM60. The first year is free, and you can continue to waive it by making a minimum of 12 transactions per year from the second year onwards!
The other fees applied would be the cash advance fee which is 5% or RM15 from the total amount as well as late payment charge which is 1% or RM10 from the total amount. If you lose your AEON Gold Visa Card, there will be a replacement fee which costs RM35.
- - Earn 8% cash back on AEON and AEON BiG Thank You Day (20th and 28th of every month, respectively), capped at RM100 per month
- - Earn 5% cash back on dining spend, capped at RM25 per month
- - Receive 3x AEON Points for every RM2 spent overseas using foreign currencies
- - Receive 2x AEON Points for every RM2 spent at AEON Stores and AEON BiG Hypermarkets every day (except the 20th and 28th of every month)
- - Receive 1x AEON Points for each RM4 spent on other transactions (exclude petrol, government department, trading, utility bills and all fees-related transactions)
- - Exciting travel perks and exclusive discounts!
The AEON Gold Visa Card is suitable for those that love to dine outside instead of at home. It is also best suited for people that travel and love to be rewarded with special discounts and cashback.
