No messages to display, you can click continue or back.
AEON Credit Service
AEON Gold Visa

AEON Gold Visa

RM 3,000

Minimum monthly income

RM 95

Annual fee
Waived for first year only


Interest rate p.a


Balance transfer rate (fixed)

Special Offers

Win RM200 credits via Rewards360 when you apply, activate and spend with Aeon Gold credit cards via CompareHero today.

Product details

Good for Rewards/Offers, Cashback & Shopping
8% cashback on Thank You Day at AEON Stores and AEON Big on the 20th and 28th of every month, capped at RM100 per card
5% cashback on dining transactions, capped at RM25 per month
3X points for every RM1 overseas spend
2X points for every RM1 AEON Big and AEON Store spend
1x point for every RM2 on all other spend (except utility bills, petrol, finance charges, fees, cash advance, ABC / BC19 monthly instalment, service charges, Balance Transfers, trading services, government services)
Complimentary access to Plaza Premium Lounge (3X per year)
Up to RM200,000 Travel Insurance coverage
Minimum monthly incomeRM 3,000
Minimum age:
Supplementary Cardholder18
Fees & Charges
Annual fee RM 95
Supplementary Card: RM60
Annual fee waiver Yes
Waived for first year only
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 3%
Balance Transfer Rate from 3%
Document required to apply

You will need to provide several documents such as (varies between different banks):


Salaried Employee:

  • Photocopy of Mykad (front / back)
  • Latest detailed EPF statement OR
  • Latest 3 months payslips & latest 3 months salary crediting bank statements

Commission Based Employee:

  • Photocopy of Mykad (front / back)
  • Latest detailed EPF statement OR
  • Latest 6 months payslips & latest 6 months salary crediting bank statements

Self Employed:

  • Photocopy of Mykad (front / back)
  • Business Registration Certificate OR Form 9 & 24 & 49 OR Section 32 & Section 58 & Section 7
  • Latest 6 months company’s principal current account statements



  • Photocopy of Identity Card / Passport & Visa
  • Working permit
  • Latest 1 month salary slip

Malaysia My 2nd Home Programme (MM2H):

Copy of valid MM2H social visit pass

Product review by

Do you love to eat out instead of cooking your meals at home? If that’s the case, you can’t miss out on the rewards and discounts offered by the AEON Gold Visa Credit Card!

Gain rewards when for all your expenses

We already have to eat three to four meals a day, and if you can’t cook, your monthly expenses go to dining out. Thankfully, with the AEON Gold Visa Card, you’ll earn 5% cashback for all your dining expenses. No matter where you are and what time it is, as long as you charge it to your AEON Gold Visa Credit Card, you’ll be rewarded for satisfying your hunger.

Other rewards offered by the AEON Gold Visa Card is receiving 1x AEON Points for every RM2 that you have spent in which you could convert them into cash! For every 400 AEON Points earned, it is equal to RM1. Bear in mind, government, petrol or instalment transactions will not be applicable to earn the AEON Points.

Indulge in the travel perks offered by the AEON Gold Visa Card

When you travel the world, comfort plays a vital role to some. If that sounds like you, then you’ll love how the AEON Gold Visa Card offers up to 3x complimentary passes to access the Plaza Premium Lounges all across Malaysia. However, this privilege is only for principal cardholders.

Furthermore, you don’t have to worry too much when something happens while travelling because as a AEON Gold Visa cardholder, you will receive travel insurance coverage for as high as RM200,000. Plus, if you lost your AEON Gold Visa Card all of the sudden, you can contact their AEON World Desk Centre anywhere around the world and any time of the day. Rest assured the AEON Gold Visa Card is recognized worldwide as well, so you will have no problem using it to pay for your purchases and transactions.

Exclusive discounts and promotions

If you love discounts, you’ll be glad to know that the AEON Gold Visa Card also offers various discounts at selected merchants ranging from beauty, health, dining to fitness! The discounts could go up to 50% as well as other rewards. Reap the fantastic low rates for selected hotels too while you are planning your holiday


You can simply apply on our website by submitting your application online, hassle-free. The application form consists of two steps where you will have to input your details and can be completed within just a few minutes. Once you have submitted your application online, we will help to process your application. Our customer service heroes will be at your service if you encounter any problems along the way. You may contact them at +6012-385 0211.

Your monthly income has to be at least RM3,000 each month. To apply for the principal card, your age has to be at least 21 years old and above. As for the supplementary card, you have to be at least 18 years old and above.

Yes, there will be an annual fee for the AEON Gold Visa Card charged to principal and supplementary cardholders. For principal cardholders, it will be RM95. As for the supplementary cardholders, it will be RM60. 

The other fees applied would be the cash advance fee which is 5% or RM15 from the total amount as well as late payment charge which is 1% or RM10 from the total amount. If you lose your AEON Gold Visa Card, there will be a replacement fee which costs RM35. 

  • Earn 5% cashback for all dining spendings
  • Receive 1x AEON Points for each RM2 that was spent
  • Travel perks and exclusive discounts 

The AEON Gold Visa Card is suitable for those that love to dine outside instead of at home. It is also best suited for people that travel and love to be rewarded with special discounts and cashback.

AEON Gold Visa
AEON Gold Visa
Apply Now