Alliance Bank Visa Platinum Credit Card
Alliance Bank Visa Platinum Credit Card
RM 2,000
Minimum monthly income
RM 0
Annual fee
Free for the first year
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Get RM4,000, RM2,000, RM1,000 OR RM500 Touch 'n Go eWallet Credits guaranteed when you apply with your EPF statement, activate, and spend with Alliance Bank Credit Card via CompareHero today
Product details
Product details
Benefits
Features
Good for
Rewards/Offers
5X Timeless Bonus Points for every RM1 spend overseas, dining, groceries, petrol and essentials (drugstore, pharmacy, convenience stores)
1X Timeless Bonus Points for every RM1 spend on other domestic retail transactions
Annual fee waiver for the first year
0% Balance Transfer promotion for 6 months for New-to-Bank Cardmembers
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free* |
| Annual fee waiver | Yes | Free for the first year |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 0% Balance Transfer for 6 months with minimum transfer of RM1,000 (for new-to-bank customers only) |
| Annual fee |
RM 0 Free* |
| Annual fee waiver |
Yes Free for the first year |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% 0% Balance Transfer for 6 months with minimum transfer of RM1,000 (for new-to-bank customers only) |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Earners
MNC/PLC/GLC
- - Copy of NRIC (both sides) or a copy of a valid passport AND
- - EPF statement AND
- - Latest 1 month's payslip OR
- - Last 3 months' payslip and 1 month's bank statement OR
- - Latest Borang BE and the official tax receipt
Salaried Earners
Non-MNC/PLC/GLC
- - Copy of NRIC (both sides) or a copy of a valid passport AND
- - EPF statement AND
- - Latest 3 months' bank statements OR
Self Employed
- - Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
- - Latest 6 months' company bank statements OR
- - Borang B with 3 months of bank statements
Click to read the Alliance Bank Visa Platinum Terms and Conditions.
Click to read the Alliance Bank Visa Platinum Product Disclosure Sheet.
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Love receiving rewards and enjoying travelling? The Alliance Bank Visa Platinum Credit Card helps to fulfil both the things you love!
Receive Timeless Bonus Points with the Alliance Bank Visa Platinum Card
This credit card offers more Timeless Bonus Points than the Gold Visa. Here’s a rough breakdown of the Timeless Bonus Points you’ll be receiving:
| Category | Timeless Bonus Points Earned |
| Overseas, dining, groceries and essentials (drugstore, pharmacy, convenience stores) | 5 Points (For each RM1 spent) |
| Other retail domestic transactions | 1 Point (For each RM1 spent) |
The best part of it all, the Timeless Bonus Points collected will not expire, hence, you can redeem exclusive products, gifts and more from participating merchants such as Philips and Fitbit. That’s not all you can redeem with your Timeless Bonus Points!
Get your annual fees waived
If you’re a supplementary cardholder of the Alliance Bank Visa Platinum Credit Card, you’re not required to pay an annual fee, hence, this privilege does not apply. However, primary cardholders are charged RM120 every year. Though during the first year, it will be waived!
FAQs
FAQs
With a low minimum requirement of only RM2,000, you can apply for the Alliance Bank Visa Platinum card. If you are 21 years old and above, you can apply for the primary card. Otherwise, you can apply for the supplementary card if you are 18 years old and above.
If you apply for the supplementary card, you will not be charged with any annual fee. As for the primary/ principal card, you need to pay a fee of RM120 every year. But, for the first year, you are off the hook.
Besides the annual fees, there are late payment fees and cash withdrawal fees. The late payment fee is around RM10 or 1% and the cash withdrawal fee is RM3 or 1.25% of the total amount. You will also be charged with sales and service tax that applies to both supplementary and primary cardholders, which is RM25.
- - Receive 5x Timeless Bonus Points for overseas, dining, groceries, petrol and essentials (drugstore, pharmacy, convenience stores)
- - Receive 1x Timeless Bonus Points for other domestic retail transactions
- - Free for the first year!
- - Able to redeem awesome gifts and products from various merchants with the accumulated points
For those who love to get rewarded and travel at the same time. Besides that, if you often shop online and use e-wallets, you’ll hugely benefit by getting the rewards in which you can redeem cool products.
