Minimum monthly income | RM 4,000 |
Minimum age: | |
Cardholder | 21 |
Supplementary Cardholder | 18 |
Annual fee | RM 148 | |
Annual fee waiver | Yes | Waived in first year, subsequent years waived with minimum spend of RM12,000 |
Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) | 0% | 0% Balance Transfer for 6 months with minimum transfer of RM1,000 (for new-to-bank customers only) |
Annual fee |
RM 148 |
Annual fee waiver |
Yes Waived in first year, subsequent years waived with minimum spend of RM12,000 |
Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
Interest rate |
15% Settling minimum payment due for 12 consecutive month |
Balance transfer rate (fixed) |
0% 0% Balance Transfer for 6 months with minimum transfer of RM1,000 (for new-to-bank customers only) |
You will need to provide several documents such as (varies between different banks):
Salaried Earners
MNC/PLC/GLC
Salaried Earners
Non-MNC/PLC/GLC
Self Employed
Do you believe in a cashless retail experience? Prefer using your card to pay for your expenditures? Alliance Bank has just the card for you! The Alliance Bank Visa Signature Card comes with great cashback value alongside other privileges.
Whether it is for online shopping, groceries, utilities, petrol, dining or any other retail spend you might indulge in, the Alliance Bank Visa Signature Card will provide you with up to 5% cashback through its tiered system.
With such great cashback value, there’s no reason not to charge all your expenses to this card! As a bonus, from your second year onwards, if you spend more than RM 12,00 in a year, your annual fees are waived. The first-year annual fee is waived automatically.
Holders of this card also get to enjoy two complimentary rides to an airport worth RM80 when you spend at least RM 120,000.00 in a year. Even better, these complimentary rides aren’t just restricted to Malaysia but also apply overseas!
Higher is not always better and in this context, the low balance transfer and fast cash fees stand out. How low do you ask? As low as 0%! Truly a steal.
To apply for the Alliance Bank Visa Signature Credit Card, you have to be earning at least RM4,000 every month/ RM48,000 a year. Besides the income requirement, you must also take into account the minimum age requirement which is 21 years old and above for the primary card, and 18 years old and above for a supplementary card.
The annual fee is waived for the first year. After that, you will be automatically charged RM148 if you’re a principal cardholder. However, if you spend a minimum amount of RM12,000 for that year, you will not be required to pay the annual fee.
Are you the type to repay on time? If you are, then you only will be charged with an interest rate of 15% every year.
Late payment charges are 1% of your outstanding balance or RM10, whichever is higher. This amount is capped at RM100.
Earn up to 5% cashback on your retail spends inclusive of online shopping across various platforms, petrol, grocery, dining, utilities and other retail spend.
Enjoy 2x complimentary e-hailing rides to the airport worth RM80 per ride both locally and internationally when you spend a minimum of RM120,000.00 p.a.
Enjoy 0% Balance Transfer fees and fast cash fees for 6 months
If you’re someone who loves to shop to your heart's content, this card is just for you. You will get rewards not just for online shopping sprees, but also for every time you spend on groceries, petrol, dining and utilities. Basically, it’s a great lifestyle credit card you can use for just about anything.
Thinking of travelling overseas? Use the Alliance Bank Visa Signature Credit Card during your vacation, and what’s even better is that you can get 2x complimentary e-hailing rides to the airport. This even applies to airport rides overseas!
Alliance Bank Visa Signature Credit Card is perfect for those who enjoy getting cashbacks and rewards each time they swipe their card.