AmBank UnionPay Platinum
AmBank UnionPay Platinum
RM 5,000
Minimum monthly income
RM 450
Annual fee
waived for the first one (1) year, subsequent years annual fee is waived with a minimum spending of RM20,000 per annum
15%
Interest rate p.a
4.88%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers & Travel
5X AmBonus Points for overseas spend
2X complimentary access to Plaza Premium Lounge & Complimentary access to UnionPay Lounge
Protected with RM1,000,000 travel insurance
24-hour UnionPay Concierge Service
Club Marriott Malaysia Privileges
30% OFF at over 350 golf courses across the world with the UnionPay Golf Program
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 450 | waived for the first one (1) year, subsequent years annual fee is waived with a minimum spending of RM20,000 per annum |
| Annual fee waiver | Yes | waived for the first one (1) year, subsequent years annual fee is waived with a minimum spending of RM20,000 per annum |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 4.88% | 4.88% rate for 12 months Balance Transfer repayment period |
| Annual fee |
RM 450 waived for the first one (1) year, subsequent years annual fee is waived with a minimum spending of RM20,000 per annum |
| Annual fee waiver |
Yes waived for the first one (1) year, subsequent years annual fee is waived with a minimum spending of RM20,000 per annum |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
4.88% 4.88% rate for 12 months Balance Transfer repayment period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Additional documents as per below may be required for your application:
- Copy of MyKad (front and back)
- Latest 3 months' salary slips/ commission statement
- Latest 6 months' bank statement
- Latest EPF statement
- Form A & D (business registration) or Trading License for East Malaysia
- Latest B/BE Form with an official tax receipt
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Live a luxury lifestyle with endless privileges and rewards offered by the AmBank UnionPay Platinum Credit Card! Whether it is for local or international spendings, you’ll gain various benefits when you spend with this credit card.
Ramp up the rewards with your AmBank UnionPay Platinum
Love rewards? The AmBank UnionPay Platinum offers a chance for all cardholders to gain 5x AmBonus Points per RM1 spent on retail transactions overseas when you charge everything to the credit card. Do take note that it doesn’t apply for online transactions.
Not travelling overseas? You can still earn 0.5 AmBonus Points per RM1 spent when you swipe your AmBank UnionPay Platinum at retail stores locally.
With all the AmBonus Points you managed to gain, you could redeem cool products or vouchers.
Indulge in premium lifestyle privileges
Are you an avid golfer? Get special golf privileges and receive 30% discounts on your green fees at more than 350 golf courses around the world, thanks to the UnionPay Golf Program.
If you love having your meals at Club Marriott in Malaysia, you’ll receive up to 50% OFF of your total bill. On top of that, you’ll also receive a complimentary birthday cake as well. Plus, you’ll also be entitled to receive up to 20% for the Best Available Rates based on all room categories.
The AmBank UnionPay Platinum also offers various promotions and discounts for other lifestyle, shopping or dining outlets across the world, participating ones only.
You’ll also receive free access to the UnionPay Lounge located at Pavillion Mall in Kuala Lumpur, Malaysia. At the lounge, you could relax and rest your feet after a shopping spree while sipping on coffee or tea.
Enjoy travel benefits offered by the AmBank UnionPay Platinum Credit Card
Aside from earning AmBonus Points, while you travel the world, you can travel in style by making use of the 2x free access to Plaza Premium Lounges located and major airports all around the world, including Taiwan, London, to name a few. As long as you spend a minimum amount of RM1,00 for your retail purchases, you can gain access to the Plaza Premium Lounges. If you’re not solo travelling, your peers are able to get a 25% discount for lounges in Malaysia. As for international lounges, it will be 20% instead.
We all want to travel the world with lesser worries and concerns. The AmBank UnionPay Platinum Credit Card offers up to RM1,000,000 travel insurance coverage when you charge full amount with your credit card for your flight tickets.
Stop by airport duty-free retail outlets and receive discounts when you purchase with your AmBank UnionPay Platinum Credit Card.
FAQs
FAQs
To apply, you could proceed with our online application that can be completed in two steps. After filling the form up with your details, we will then help to process the application for you. If you’re not sure about anything at all, you can always contact our customer heroes at +6012-385 0211.
You have to be earning a minimum income of RM5,000 every month. For principal cards, the minimum age should be 21 years old and above. Meanwhile, for supplementary cards, the minimum age requirement would be 18 years old and above.
Yes, there will be an annual fee charged to both principal and supplementary cards. For the first year, you can be exempted from the annual fee. The rest of the years, the annual fee for principal cards would be RM450 whereas supplementary cards would be RM250. But you can also be exempted after the first year if you spend at least RM20,000 with your credit card.
You will be charged with a fee of RM25 for sales and service tax when you first activate your card as well as during your card anniversary date.The cash withdrawal fee will be 5% of the total amount or RM50, whichever that is deemed higher.
- Gain 5x AmBonus Points for your overseas spendings
- Gain 0.5x AmBonus Points for your local spendings
- Receive lifestyle privileges including for golf, dining and shopping
- Receive travel insurance coverage for up to RM 1 million
- Receive 2x free access for Plaza Premium Lounges
- Complimentary access to UnionPay Lounge at Pavilion Mall Kuala Lumpur
This credit card is suitable for those who find themselves travelling from one country to another, as well as a person who loves to receive rewards and lifestyle privileges.
