Bank Islam Mastercard Platinum Credit Card-i
Bank Islam Mastercard Platinum Credit Card-i
RM 3,000
Minimum monthly income
RM 388
Annual fee
Minimum 12 transactions per annum to get waived annual fee
13.5%
Interest rate p.a
%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers & Islamic
2X TruReward Points for Contactless Transaction and Petrol
Unlimited 1x TruPoints for all other retail spending
Islamic Credit Card
FREE Takaful coverage
Card usage limited to Halal transactions only
Low Profit Rate
Eligibility
| Minimum monthly income | RM 3,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 388 | |
| Annual fee waiver | Yes | Minimum 12 transactions per annum to get waived annual fee |
| Late payment fee | RM 5/1% | 1% of the outstanding balance or RM5, whichever is higher (to a maximum of RM50) |
| Interest rate | 13.5% | Settling minimum payment due for 12 consecutive month |
| Annual fee |
RM 388 |
| Annual fee waiver |
Yes Minimum 12 transactions per annum to get waived annual fee |
| Late payment fee |
RM 5/1% 1% of the outstanding balance or RM5, whichever is higher (to a maximum of RM50) |
| Interest rate |
13.5% Settling minimum payment due for 12 consecutive month |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Below are few important documents that are required to apply for this credit card:
Salaried Employee:
- Copy of NRIC (both sides)
- Copy of latest 3 months pay slip; OR
- Copy of latest EA form; OR
- Latest EPF statement; OR
Self Employed:
-
Copy of NRIC (both sides)
- Copy of Form 9/24/49
- Business Registration Certificate
- 6 months' bank statements
- Latest B Form with official tax payment receipt
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If you’re looking for a credit card that are aligned with your religious beliefs, the Bank Islam Mastercard Platinum Credit Card-i would be your best bet. Not to mention the benefits and special privileges you’ll get for your travel and shopping experiences that’ll make you want to spend even more!
Enjoy rewards when you spend with your Bank Islam Mastercard Platinum Credit Card-i
You spend a hefty amount each month to pay for your monthly expenses, why not earn rewards at the same time? With the Bank Islam Mastercard Platinum Credit Card-i, you will be able to earn up to 2x Trupoints every month when you spend on Contactless Transaction and Petrol. Don't forget to bring your Bank Islam Mastercard Platinum Credit Card-i for overseas spending when you're travelling to enjoy 1.5X TruPoints with a minimum spend of RM2,000 and enjoy unlimited 1X TruPoints on any retail spend!
Travel with less worries by receiving Takaful coverage
When you travel as a whole family, unexpected situations may occur. It’s always better to have a backup plan such as insurance to ease your worries. The Bank Islam Mastercard Platinum Credit Card-i offers up to RM1 million Takaful insurance coverage for you and your family.
If you encounter any travel inconveniences such as flight delays, missed connections or missing luggage, don’t worry. You’ll also be covered for at least RM1,000.
Get your annual fee waived
It can burn a hole in your pocket if there are extra expenses to pay for. With the Bank Islam Mastercard Platinum Credit Card-i, you can skip the annual fees if you make at least 12 swipes in one year. That shouldn’t be a problem for you because after paying all your monthly expenses, it should be more than 12 swipes already.
FAQs
FAQs
Simply apply for the Bank Islam Mastercard Platinum Credit Card-i through our online application form. Once you’ve submitted your application, we will help to process it from there.
Our customer service hotline can be reached at +6012-385 0211 should you need any help or guidance.
The monthly income requirement is at least RM3,000 and above with an age of 21 years old and above for principal cards. But for supplementary cards, it is lower, which is 18 years old and above.
You will be charged with an annual fee of RM388 for principal cards. If you own a supplementary card, the annual fee will be RM150. For principal cards, you can get it waived provided you make at least 12 swipes in one year.
A cash withdrawal fee of RM12 or 2.5% of the total amount will be charged, but it depends which is higher. There is a late payment fee as well if you don’t pay on time, which is RM5 or 1% of the amount you didn’t manage to pay on time. There will also be a sales and service tax charged to your account once you’ve activated it as well as during your anniversary date.
- Earn up to 2x Trupoints for your purchases
- Up to RM1 million Takaful insurance coverage
- Annual fee waiver if swipe at least 12 times a year
It would be suitable for you if travelling and shopping is something that you do on a monthly basis. Primarily because you will only receive the benefits such as the perks and rewards when you travel or shop.
