BSN Platinum Visa Credit Card
BSN Platinum Visa Credit Card
RM 5,000
Minimum monthly income
RM 0
Annual fee
waived for life
13.5%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for
Rewards/Offers, No Annual Payments & Travel
2X Happy Points for Dining, Golf, Travel & Overseas spend
1X Happy Points for Other spend
ZERO Annual Fee
FREE BSN Zing PLUSMiles Card
Up to RM1,000,000 travel insurance
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | waived for life |
| Annual fee waiver | Yes | waived for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate | 13.5% | First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 12 months Balance Transfer period |
| Annual fee |
RM 0 waived for life |
| Annual fee waiver |
Yes waived for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM75) |
| Interest rate |
13.5% First Year: Pay at least minimum payment by due date; Second Year onwards: Settling minimum payment due by the due date for 12 consecutive month |
| Balance transfer rate (fixed) |
0% 12 months Balance Transfer period |
Document required to apply
FAQs
FAQs
In need of a credit card that offers the best value for your money? You’ll be glad to know the BSN Visa Platinum Credit Card provides savings, rewards and privileges for all your purchases or transactions!
The BSN Visa Platinum Credit Card rewards you with 1x Happy Point for any local transactions and receives double the points, which is 2x Happy Points, for selected dining, travel or golf transactions. But for all your overseas transactions, you’ll earn 2x Happy Points.
Be sure to save your points in order to redeem the products or gifts you need from the BSN Rewards Catalogue!
It can really be a burden to pay high interest rates for all your credit card payments. Thankfully, the BSN Visa Platinum Credit Card offers one of the lowest interest rates around. If you’re in the government sector, you could enjoy a low interest rate of only 11% per annum. On the other hand, if you work in the Private sector, it will still be considered low, which is only 13.5% per annum.
Furthermore, enjoy a 0% interest rate when you transfer over your other credit card debts with the BSN Balance Transfer Programme. However, you must choose the repayment tenure of 6 months in order to be applicable for the 0% interest rate.
Travel with lesser worries thanks to the complimentary travel insurance plan! The BSN Visa Platinum Credit Card will cover up to RM300,000 as long as you purchase all of your flight tickets with it. You wouldn’t have to worry about any travel inconveniences such as your luggage getting lost and so on.
Not only that, but you’ll also receive a complimentary BSN Zing PLUSMiles card that’s linked to your BSN Visa Platinum Credit Card! Hence, you could travel around with ease knowing it’ll auto-reload your Touch ‘n Go card for you.
Apply online with our application form which can be completed in just two easy steps. All you have to do is fill in all your necessary details. After you’ve completed the online application, we will send it for processing. If you have any questions, our friendly customer service can be reached at +6012-385 0211.
Your monthly salary has to be at least RM4,000 every single month in order to be eligible to apply for this credit card. Furthermore, the age requirement is at least 21 years while supplementary card holders must be 18 years old and above.
You will not have to pay any annual fees for as long as you own it with no specific conditions or requirements needed to be met. This applies to principal and supplementary cards.
You will be charged with a late payment fee for times when you fail to make your repayments on time. It will be RM10 or 1% of the total amount which is overdue, capped at a maximum of RM75. Besides that, for times when you need to take out cash with your credit card, there is a fee of RM10 or 5% of the total amount, depending on the amount that is higher.
For those who are looking for a credit card that offers global privileges, travel benefits and no annual fees, the BSN Visa Platinum Credit Card would be the best option.
