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Maybank
Maybank 2 Platinum Cards

Maybank 2 Platinum Cards

RM 5,000

Minimum monthly income

RM 0

Annual fee
Free for life

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

Product details

Benefits

Maybank TreatsPoints

Government Bodies / JomPAY / FPX NO TreatsPoints
Education Institutions 1x Point
Insurance Providers 1x Point
Utilities 1x Point
0% EzyPay 1x Point
E-Wallet Reloads No TreatsPoints


Maybank 2 American Express Platinum Card

  • - 5% cashback for weekend retail purchases (except for government bodies and utilities on weekends, capped at RM50 per month)
  • - 5X TreatPoints for every RM1 on weekdays retail spending only

*Except for the Maybank 0% EzyPay Instalment Plan, Education Institutions, Insurance providers, and utilities which earn 1X TreatsPoints; No TreatsPoints will be awarded for spend on government bodies.


Annuals Fees

Lifetime Fee Waiver for principal and supplementary cards

Features
Good for Rewards/Offers
5% cashback on weekend retail spending (capped at RM50 monthly)
5X TreatsPoints for every RM1 on weekday spending with Maybank 2 American Express Card
1X TreatsPoints for every RM1 on local or overseas spending with Maybank 2 Mastercard/Visa
Up to RM700,000 Travel Insurance coverage
ZERO Annual Fee
Eligibility
Minimum monthly income RM 5,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 0
Free for life
Annual fee waiver Yes
Free for life
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a.
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employee:

  • Copy of NRIC (both sides) or Passport
  • Latest BE Form with official tax receipt
  • Latest 3 months' salary slip or Latest EPF Statement

Self Employed:

  • Copies of Business Registration
  • Latest 6 months' Bank Statement

Expatriate:

  • Letter from employer confirming duration of employment contract in Malaysia

Product review by CompareHero.my

The Maybank 2 Cards Platinum is a combination of the Maybank 2 AMEX Platinum Card and the Maybank 2 Visa Platinum Mastercard or Visa Card! Enjoy the best of both worlds with the benefits offered by each credit card.


5% cashback for your weekend spendings

When you swipe your weekend expenses and purchases using the Maybank 2 AMEX Credit Card, enjoy 5% cashback capped at RM50 a month, including your petrol, dining, groceries and shopping transactions.


Earn TreatsPoints with the Maybank 2 Cards Platinum

With the Maybank 2 Platinum Card, enjoy all the Maybank TreatsPoints during the weekdays which you can redeem from Maybank itself.


Receive TreatsPoints for every RM1 spent

When it comes to your petrol expenses, earn 1x TreatsPoints when you make your payment with the Maybank 2 AMEX Credit Card. You can also get to earn 1x TreatsPoints for your groceries and shopping expenses when you perform your payments with the Maybank 2 Mastercard or Visa Card.


However, with the Maybank 2 AMEX Credit Card, when you make your groceries, dining and shopping expenses, you are able to earn 5X TreatsPoints instead, an extra boost! For all your local and international travelling expenses, if you swipe your Maybank 2 AMEX Credit Card, you get to receive 5x TreatsPoints.


No annual fees for the Maybank Dual Card

We all know annual fees are simply just extra expenses every month that could burn a hole in your pocket. With the Maybank 2 Platinum Card, there is no annual fee for a lifetime!


Extra protection plan with the Maybank 2 Platinum Cards

All Maybank 2 Platinum Cardholders have the privilege to receive travel insurance as high as RM700,000 if you purchase your travel tickets with the card. This also included any luggage losses or delays and flight delays or missed connections, with a coverage of up to RM2,500 from Maybank.


Exclusive dining offers & promotions

Maybank 2 Platinum Cards cardholders are entitled to the various dining offers and promotions when they dine at any SPF Hotels and Resorts across the nation. You could save up to 50% when you swipe your Maybank 2 AMEX Credit Card for your food bills.


Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.


Maybank Online Acquisition Flash Deal 2025 Credit Card Campaign



Ready for some exciting rewards? Maybank is having a special online promotion for new credit cards this August!


From 1 August to 31 August 2025, when you apply for a Maybank credit card online, you could win a RM20 cash prize or a brand-new Nintendo Switch 2! This campaign is open to both new and existing Maybank customers. Terms and conditions apply.


Who Can Join?

To be eligible, you need to meet these simple criteria:

  • - You must be a Malaysian citizen living in Malaysia and be at least 21 years old.
  • - You cannot already have a Maybank credit card (Mastercard, Visa, or American Express).
  • - You must apply for one or more Maybank credit cards through the Maybank2u website or the MAE app and upload all the necessary documents.

Who isn't eligible?

This offer doesn't apply to Maybank Group employees, certain business account types, or anyone who cancelled a Maybank credit card in the last six months and is now reapplying.


How Do I Win the Prizes?

Good news! You're automatically entered into the campaign just by applying for a credit card during the promotion period. No extra forms are needed!


For the RM20 Cash Prize:

Be one of the first 200 customers to apply each week! A total of 800 winners will be selected throughout August on a first-come, first-served basis.

  • - How will I know if I won? You'll get a push notification on your MAE app within 90 days after the campaign ends, right after the cash prize has been credited to your account.
  • - Important: You need an active Maybank Savings Account to receive the prize. If your account is inactive or closed, the prize will be forfeited.

For the Nintendo Switch 2:

There are 16 Nintendo Switch 2 consoles up for grabs! To qualify for the lucky draw, you need to:

  • - Spend a minimum of RM300 on your new credit card within 30 days of its approval date. This can be a single purchase or multiple smaller ones.
  • - The winners will be chosen randomly by Maybank's system.
  • - If you're a winner, Maybank will call you to confirm the delivery details. They'll try to contact you three times on the same day before selecting someone else.

Important Things to Note

  • - Even if you apply for multiple cards, you only get one entry and can only win one prize.
  • - Spending by supplementary cardholders will count towards the principal cardmember's total, but only the principal cardmember can win a prize.
  • - Prizes cannot be exchanged for cash or transferred to someone else.

Have Questions?

If you need more information or have any concerns, you can contact Maybank through:

  • - Customer Care Hotline: 1-300-88-6688 or +603-7844-3696
  • - Email: Use the feedback form on the Maybank2u website.
  • - Website: Visit the official Maybank website for more details.

FAQs

At CompareHero, we offer a convenient way to apply for the Maybank 2 Platinum Cards. In just a few simple steps, apply on your website and fill in the necessary details, and we will process your application from there.

For both principal and supplementary cardholders, you have to be earning a minimum income or RM5,000 or RM60,000 yearly. You also have to be at least 21 years old and above to apply for the principal card. However, if you are below 21 years old, you can opt for the supplementary card, provided you are at least 18 years old.

There is no annual fee for both principal and supplementary cardholders for as long as you own the Maybank 2 Platinum Card. That’s the best part about this credit card! 

Although there are no annual fee charges, there are the usual interest rates which are from 15% to 18% annually. If you make your payments late, you will be charged RM10 or 1% of the overdue balance. There is no balance transfer rate during the 12 months Balance Transfer period though.

  • - 5% cashback for weekend retail transactions (capped at RM50 monthly, excluding government bodies' spend and utilities)
  • - 1x to 5x TreatsPoints for transactions made locally or internationally during the weekdays 
  • - Exclusive Maybank dining privileges and offers, receive up to 50% OFF 
  • - No annual fees all year long

If you’re looking for a credit card without annual fees, the Maybank 2 Platinum Cards offers just that! When you are always making purchases during the weekends for shopping, petrol and dining, then you will benefit from this card. Aside from that, you also get to enjoy earning points and redeeming them in exchange for their exclusive products such as a wireless mouse, golf umbrella and many more.

Maybank 2 Platinum Cards
Maybank 2 Platinum Cards
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