Maybank 2 Platinum Cards
Maybank 2 Platinum Cards
RM 5,000
Minimum monthly income
RM 0
Annual fee
Free for life
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Maybank TreatsPoints
| Government Bodies / JomPAY / FPX | NO TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
Maybank 2 American Express Platinum Card
- - 5% cashback for weekend retail purchases (except for government bodies and utilities on weekends, capped at RM50 per month)
- - 5X TreatPoints for every RM1 on weekdays retail spending only
*Except for the Maybank 0% EzyPay Instalment Plan, Education Institutions, Insurance providers, and utilities which earn 1X TreatsPoints; No TreatsPoints will be awarded for spend on government bodies.
Annuals Fees
Lifetime Fee Waiver for principal and supplementary cards
Features
Good for
Rewards/Offers
5% cashback on weekend retail spending (capped at RM50 monthly)
5X TreatsPoints for every RM1 on weekday spending with Maybank 2 American Express Card
1X TreatsPoints for every RM1 on local or overseas spending with Maybank 2 Mastercard/Visa
Up to RM700,000 Travel Insurance coverage
ZERO Annual Fee
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 0 | Free for life |
| Annual fee waiver | Yes | Free for life |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
| Annual fee |
RM 0 Free for life |
| Annual fee waiver |
Yes Free for life |
| Late payment fee |
RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate |
15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) |
0% Zero interest with one-time upfront handling fees of 1.88% and 3% for 6 and 12 months of tenure. For other tenures, enjoy interest rate as low as 4.50% p.a. |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copies of Business Registration
- Latest 6 months' Bank Statement
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
For more information, please click the links below.
Maybank Credit Cards Terms and Conditions
Maybank 2 Platinum Cards Product Disclosure Sheet
Maybank Credit Cards Terms and Conditions
Maybank 2 Platinum Cards Product Disclosure Sheet
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The Maybank 2 Cards Platinum is a combination of the Maybank 2 AMEX Platinum Card and the Maybank 2 Visa Platinum Mastercard or Visa Card! Enjoy the best of both worlds with the benefits offered by each credit card.
5% cashback for your weekend spendings
When you swipe your weekend expenses and purchases using the Maybank 2 AMEX Credit Card, enjoy 5% cashback capped at RM50 a month, including your petrol, dining, groceries and shopping transactions.
Earn TreatsPoints with the Maybank 2 Cards Platinum
With the Maybank 2 Platinum Card, enjoy all the Maybank TreatsPoints during the weekdays which you can redeem from Maybank itself.
Receive TreatsPoints for every RM1 spent
When it comes to your petrol expenses, earn 1x TreatsPoints when you make your payment with the Maybank 2 AMEX Credit Card. You can also get to earn 1x TreatsPoints for your groceries and shopping expenses when you perform your payments with the Maybank 2 Mastercard or Visa Card.
However, with the Maybank 2 AMEX Credit Card, when you make your groceries, dining and shopping expenses, you are able to earn 5X TreatsPoints instead, an extra boost! For all your local and international travelling expenses, if you swipe your Maybank 2 AMEX Credit Card, you get to receive 5x TreatsPoints.
No annual fees for the Maybank Dual Card
We all know annual fees are simply just extra expenses every month that could burn a hole in your pocket. With the Maybank 2 Platinum Card, there is no annual fee for a lifetime!
Extra protection plan with the Maybank 2 Platinum Cards
All Maybank 2 Platinum Cardholders have the privilege to receive travel insurance as high as RM700,000 if you purchase your travel tickets with the card. This also included any luggage losses or delays and flight delays or missed connections, with a coverage of up to RM2,500 from Maybank.
Exclusive dining offers & promotions
Maybank 2 Platinum Cards cardholders are entitled to the various dining offers and promotions when they dine at any SPF Hotels and Resorts across the nation. You could save up to 50% when you swipe your Maybank 2 AMEX Credit Card for your food bills.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
At CompareHero, we offer a convenient way to apply for the Maybank 2 Platinum Card. In just a few simple steps, apply on your website and fill in the necessary details, and we will process your application from there.
For both principal and supplementary cardholders, you have to be earning a minimum income or RM5,000 or RM60,000 yearly. You also have to be at least 21 years old and above to apply for the principal card. However, if you are below 21 years old, you can opt for the supplementary card, provided you are at least 18 years old.
There is no annual fee for both principal and supplementary cardholders for as long as you own the Maybank 2 Platinum Card. That’s the best part about this credit card!
Although there are no annual fee charges, there are the usual interest rates which are from 15% to 18% annually. If you make your payments late, you will be charged RM10 or 1% of the overdue balance. There is no balance transfer rate during the 12 months Balance Transfer period though.
- - 5% cashback for weekend retail transactions (capped at RM50 monthly, excluding government bodies' spend and utilities)
- - 1x to 5x TreatsPoints for transactions made locally or internationally during the weekdays
- - Exclusive Maybank dining privileges and offers, receive up to 50% OFF
- - No annual fees all year long
If you’re looking for a credit card without annual fees, the Maybank 2 Platinum Card offers just that! When you are always making purchases during the weekends for shopping, petrol and dining, then you will benefit from this card. Aside from that, you also get to enjoy earning points and redeeming them in exchange for their exclusive products such as a wireless mouse, golf umbrella and many more.
