Maybank credit card and American Express card Treatpoints
|Government Bodies / JomPAY / FPX||NO TreatPoints|
|Education Institutions||1x Point|
|Insurance Providers||1x Point|
|0% EzyPay||1x Point|
|E-Wallet Reloads||No TreatsPoints|
Maybank 2 American Express Platinum Card
5% Cash Back for all purchases (except for government bodies and utilities on weekends (capped at RM50 per month)
RM1 = 5X TreatPoints on weekdays only
*Except for Maybank 0% EzyPay Instalment Plan, Education Institutions, Insurance providers, utilities which earn 1X TreatsPoints; No TreatsPoints will be awarded for spend on government bodies.
Lifetime Fee Waiver for principal and supplementary cards
|Minimum monthly income||RM 5,000|
|Annual fee||RM 0||waived for life|
|Annual fee waiver||Yes||waived for life|
|Late payment fee||RM 10/1%||1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)|
|Interest rate||15%||Settling minimum payment due for 12 consecutive month|
|Balance transfer rate (fixed)||0%||12 months Balance Transfer period|
|Annual fee|| RM 0|
waived for life
|Annual fee waiver|| Yes|
waived for life
|Late payment fee|| RM 10/1%|
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
|Interest rate|| 15%|
Settling minimum payment due for 12 consecutive month
|Balance transfer rate (fixed)|| 0%|
12 months Balance Transfer period
You will need to provide several documents such as (varies between different banks):
The Maybank 2 Cards Platinum is a combination of the Maybank 2 AMEX Platinum Card and the Maybank 2 Visa Platinum Mastercard or Visa Card! Enjoy the best of both worlds with the benefits offered by each credit card.
When you swipe your weekend expenses and purchases using the Maybank 2 AMEX Credit Card, enjoy 5% cashback capped at RM50 a month, including your petrol, dining, groceries and shopping transactions.
With the Maybank 2 Platinum Card, enjoy all the Maybank TreatsPoints during the weekdays which you can redeem from Maybank itself.
When it comes to your petrol expenses, earn 1x TreatsPoints when you make your payment with the Maybank 2 AMEX Credit Card. You can also get to earn 1x TreatsPoints for your groceries and shopping expenses when you perform your payments with the Maybank 2 Mastercard or Visa Card.
However, with the Maybank 2 AMEX Credit Card, when you make your groceries, dining and shopping expenses, you are able to earn 5X TreatsPoints instead, an extra boost! For all your local and international travelling expenses, if you swipe your Maybank 2 AMEX Credit Card, you get to receive 5x TreatsPoints.
We all know annual fees are simply just extra expenses every month that could burn a hole in your pocket. With the Maybank 2 Platinum Card, there is no annual fee for a lifetime!
All Maybank 2 Platinum Cardholders have the privilege to receive travel insurance as high as RM700,000 if you purchase your travel tickets with the card. This also included any luggage losses or delays and flight delays or missed connections, with a coverage of up to RM2,500 from Maybank.
Maybank 2 Platinum Cards cardholders are entitled to the various dining offers and promotions when they dine at any SPF Hotels and Resorts across the nation. You could save up to 50% when you swipe your Maybank 2 AMEX Credit Card for your food bills.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
At CompareHero, we offer a convenient way to apply for the Maybank 2 Platinum Card. In just two simple steps, apply on your website and fill in the necessary details, and we will process your application from there. Our friendly customer heroes will be able to guide you and answer your inquiries as well. You can reach us out at +6012-385 0211.
For both principal and supplementary cardholders, you have to be earning a minimum income or RM5,000 or RM60,000 yearly. You also have to be at least 21 years old and above to apply for the principal card. However, if you are below 21 years old, you can opt for the supplementary card, provided you are at least 18 years old.
There is no annual fee for both principal and supplementary cardholders for as long as you own the Maybank 2 Platinum Card. That’s the best part about this credit card!
Although there are no annual fee charges, there are the usual interest rates which are from 15% to 18% annually. If you make your payments late, you will be charged RM10 or 1% of the overdue balance. There is no balance transfer rate during the 12 months Balance Transfer period though.
If you’re looking for a credit card without annual fees, the Maybank 2 Platinum Card offers just that! When you are always making purchases during the weekends for shopping, petrol and dining, then you will benefit from this card. Aside from that, you also get to enjoy earning points and redeeming them in exchange for their exclusive products such as a wireless mouse, golf umbrella and many more.