Maybank American Express® Platinum Credit Card
Maybank American Express® Platinum Credit Card
RM 5,000
Minimum monthly income
RM 800
Annual fee
waived for first year
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Product details
Product details
Benefits
Travel insurance Coverage
Complimentary Travel Personal Accident coverage of up to RM700,000
Travel inconvenience coverage for missed connections, luggage delay and luggage loss
Purchase Protection
Insured against damage or theft for 90 days from the date of purchase
Dining Privileges
| Restaurant / Outlet | Benefits |
| Arthur's Bar & Grill, Lemon Garden Cafe, Shang Palace, |
|
| Lobby lounge Lafite Arthur's Bar & Grill |
|
Marriott Bonvoy Participating Hotels and Resorts in Malaysia Dining Privileges
- Up to 40% savings for premium cardmembers for maximum of 10 diners at participating hotels
- Up to 30% savings for other Maybank cardmembers for maximum of 10 diners at participating hotels
Offers at participating hotels and restaurants:
All Day Dining Restaurants:
- 40% off food and non-alcoholic beverages for premium cardmembers
- 30% off food and non-alcoholic beverages for ALL OTHER cards
Specialty Restaurants:
- Up to 30% off food and non-alcoholic beverages for ALL cards
Participating Hotels:
Le Meridian KL
Le Meridian Putrajaya
Le Meridian Kota Kinabalu
The Westin KL
The Westin Langkawi Resort & Spa
Sheraton Imperial KL
Four Points by Sheraton Puvhong
Aloft KL Sentral
Element KL
Other Restaurants:
- 15% off food and non-alcoholic beverages for ALL cards
Participating Hotels:
The St Regis KL
The St Regis Langkawi
W Hotel KL
The Andaman Langkawi
Treatpoints
| Government Bodies / JomPAY / FPX | No TreatsPoints |
| Education Institutions | 1x Point |
| Insurance Providers | 1x Point |
| Utilities | 1x Point |
| 0% EzyPay | 1x Point |
| E-Wallet Reloads | No TreatsPoints |
5,000 TreatPoints = 1,000 Enrich Miles
Features
Good for Rewards/Offers
5X Membership Rewards for Grocery, Telco, Cinema, Petrol & Bookstore spend
2X Membership Rewards for Overseas & Local spend
1X Membership Rewards for Utility, Education, EzyPay & Insurance spend
Up to RM700,000 Travel Insurance coverage
Up to 50% savings on F&B at Shangri-La Hotel, Kuala Lumpur
Eligibility
| Minimum monthly income | RM 5,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 800 | waived for first year |
| Annual fee waiver | Yes | waived for first year |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 12 months Balance Transfer period |
| Annual fee | RM 800 waived for first year |
| Annual fee waiver | Yes waived for first year |
| Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% 12 months Balance Transfer period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Copy of NRIC (both sides) or Passport
- Latest BE Form with official tax receipt
- Latest 3 months' salary slip or Latest EPF Statement
Self Employed:
- Copy of NRIC (both sides) or Passport
- Latest income tax return (Form B/Latest EA form)
- Copies of Business Registration/Trading License/ Form 9, Form 24, Form 49
- Latest 6 months company/personal Bank Statements
Expatriate:
- Letter from employer confirming duration of employment contract in Malaysia
Supplementary Cardholder:
- Copy of NRIC (both sides) or Passport
For Malaysians:
- With a Maybank account
- Minimum annual income of RM30,000
- Principal cardholders: 21 to 65 years old
- Supplementary cardholders: 18 to 65 years old
For Expatriate:
- With a Maybank account
- Minimum annual income of RM60,000
- Principal cardholders: 21 to 65 years old
- Supplementary cardholders: 18 to 65 years old
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For those living on the upper-tier side, make use of the premium lifestyle the Maybank American Express Platinum Card has to offer. From luxury meals to premium lounges, be pampered by the AMEX Platinum while getting rewarded in return!
Earn membership rewards points with the Maybank AMEX Platinum
Nothing feels better than getting rewarded for all the times you make a purchase! For every RM1, you could earn 5 points at selected grocery stores, cinemas, bookstores as well as telco. For your retail purchases, you can earn 2 points, whether you swipe your American Express Credit Card in Malaysia or internationally. As for transactions made for petrol, education, utilities, EzyPay installments and insurance, you will earn 1 point.
Indulge in luxury meals with a 50% discount
Fancy premium steak and exquisite meals? Satisfy your love for fine dining with the Maybank American Express Platinum Card! Enjoy up to 50% OFF for your food and drinks when you dine at Shangri-La Hotel Kuala Lumpur or Marriott Bonvoy, at selected hotels and resorts in Malaysia. Take note this deal only lasts up to 31st December 2020 (Shangri-La Hotel Kuala Lumpur) and 30th December 2020 (Marriott Bonvoy).
Exclusive privileges with Maybank AMEX Platinum Card
Travel without any worries
With the Maybank American Express Platinum Credit Card, you will be able to receive up to RM700,000 in total for your travel insurance. This includes for times when you need emergency help, such as when you got injured while performing a sport activity and so on. Your hospital bills will be covered by Maybank. Plus, you will also receive retail protection for up to RM15,000 each item while your card account per year will be RM100,000. You will be guaranteed with the benefits of getting refunds or exchanges whenever necessary.
Ultimate comfort while travelling
Maybank AMEX Credit Cardholders are also entitled to receive complimentary Plaza Premium Lounge passes at participating airports in Malaysia.
Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.
FAQs
FAQs
Applying for a credit card with us will be hassle-free! We provide a simple two-step application process in which you could get started by directly applying on our website. If you happen to get stuck or have any enquiries, drop us a call or WhatsApp us at +6012-385 0211.
Before you can apply for the Maybank AMEX Platinum Credit Card, you have to be earning a minimum monthly income of RM5,000 or RM60,000 annually. You can either apply for the primary card whereby your age has to be above 21 years old, or the supplementary card whereby the minimum age is at least 18 years old and above.
For principal cardholders, the first year will be free. However, the following years you will be charged with an annual fee of RM800.
As for supplementary cardholders, if it is your first 2 cards, then there is no annual fee. More than that, then you will be charged with an annual fee of RM550.
There will be an interest rate of 18% for all cash withdrawals and a fee of 5% or RM10 from the total amount withdrawn. Other than that, if you make your payments late, you’ll be charged 1% or RM10 from the total overdue amount with a maximum of RM75.
- 5x Rewards Points from selected grocery stores, cinemas, bookstores and telco
- 2x Rewards Points for all transactions made internationally or locally
- 1x Rewards Points for transactions made in regards to petrol, EzyPay, education, insurance
- 50% OFF for fine dining meals at Shangri-La Hotel Kuala Lumpur or Marriott Bonvoy
- Exclusive premium privileges when you travel such as access to Premium Plaza Lounges and travel insurance
The Maybank AMEX Platinum Credit Card is suitable for those who enjoy living a luxurious lifestyle. With a minimum monthly income of RM5,000, you have to be earning a decent income to afford applying for this credit card. Plus point if you often travel overseas too!
