Maybank
Maybank Islamic Ikhwan American Express® Platinum Card-i

Maybank Islamic Ikhwan American Express® Platinum Card-i

RM 5,000

Minimum monthly income

RM 0

Annual fee
waived for life

15%

Interest rate p.a

0%

Balance transfer rate (fixed)

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Product details

Features
Good for Rewards/Offers, No Annual Payments & Islamic
2X TreatsPoints for every RM1 spent
Islamic Credit Card
ZERO Annual Fee
Worldwide offers with American Express SELECTS
Eligibility
Minimum monthly income RM 5,000
Minimum age:
Cardholder 21
Supplementary Cardholder 18
Fees & Charges
Annual fee RM 0
waived for life
Annual fee waiver Yes
waived for life
Late payment fee RM 10/1%
1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100)
Interest rate 15%
Settling minimum payment due for 12 consecutive month
Balance transfer rate (fixed) 0%
12 months Balance Transfer period
Document required to apply

You will need to provide several documents such as (varies between different banks):

Salaried Employee:

  • Copy of NRIC (both sides) or Passport
  • Latest BE Form with official tax receipt
  • Latest 3 months' salary slip or Latest EPF Statement

Self Employed:

  • Copies of Business Registration
  • Latest 6 months' Bank Statement

Expatriate:

  • Letter from employer confirming duration of employment contract in Malaysia

Product review by CompareHero.my

If you’re looking for a credit card that follows the Shariah principle of Ujrah, the Maybank Islamic Ikhwan Card-i is the card for you. Enjoy getting rewarded while you swipe away your credit card for various purchases and transactions.


Reap the rewards of earning Maybank TreatsPoints

For all Maybank Islamic Ikhwan AMEX Platinum Card-i holders, for every RM1, receive 2x TreatsPoints for transactions that fall under the following categories: retail and groceries. For transactions that are under utilities and petrol, you get to receive 1X TreatsPoint. Every time you want to make a purchase, simply charge them to your credit card in order to collect the TreatsPoints. Unfortunately, these TreatsPoints expire within 3 years, so be sure to make use of it and redeem them.


Note: You won’t receive TreatsPoints for transactions made under the following categories: e-wallet reloads and government services.


Shop ‘til you drop online

Nowadays, most people would opt to shop online rather than going to an actual physical store. If you happen to be one of them, then you’ll be happy to know about the chance to go on an online shopping spree via globalshop! Additionally, you also get instant access to online shopping or travel merchants with AMEX SELECTS.


Complimentary fees

With the Maybank Islamic Ikhwan American Express Platinum Card-i, card holders automatically get a free subscription fee for the Maybank Touch n’ Go Zing Card which you can reload for a low service fee of RM2. Furthermore, there are no annual fees charged for as long as you own the card.


Convenient facilities

Having trouble paying your important bills on time? No worries! Just auto-deduct from your Maybank Islamic Ikhwan AMEX Platinum card by using their express autopay feature. You won’t have to worry about missing your overdue bill anymore! If you have even more trouble with your credit card by being unable to pay your repayments on time, you can always opt for the Maybank Islamic Balance Transfer for an interest rate of 0%, with a payment term that goes as long as 36 months.


Can't find what you're looking for? Read our article to find out the Best Maybank Credit Cards in Malaysia.

FAQs

You can apply for this credit card on our website conveniently and get your application processed immediately online. We will also help you throughout the entire process by offering assistance through our customer service at +6012-385 0211.

You have to be earning a minimum monthly income of RM5,000 or RM60,000 every year, with a minimum age of 21 years old up to 65 years old for the principal card. For the supplementary card, you can be below 21 years old but at least 18 and above. 

No, there is no annual fee applied to both principal and supplementary cardholders of the Maybank Islamic Ikhwan AMEX Platinum Card-i. This is for a lifetime. 

If you’re late on your repayments, there will be an interest rate of 17% annually, provided you were only late by 2 months or less. However, if you are late for more than 2 months, you will be charged with an interest rate of 18%. 

  • 2x TreatsPoints for retail and grocery transactions
  • 1x TreatsPoint for all petrol and utilities transactions 
  • Autopay your bills on time by charging directly to your credit card
  • Low Balance Transfer interest rate with a longer period of repayment up to 36 months
  • Zero annual fees for a lifetime

If you are looking for a credit card that is aligned with the Shariah principle of Ujrah while getting rewarded at the same time, then this credit card will suit you. Besides, you can accumulate all the TreatsPoints and redeem cool items from Maybank, as well as offering a convenient way to reload your Touch n’ Go Zing Card and auto-pay your bills on time. 

Maybank Islamic Ikhwan American Express® Platinum Card-i
Maybank Islamic Ikhwan American Express® Platinum Card-i
Apply now